Investment Q&A

Q: I am looking to lock in some profits and hold a little more cash at the moment. The above stocks are ones I've done well on but are feeling a bit stagnant at the moment. I still like them but looking for ones to sell that have the least FOMO. BNS is probably already a for sure as I am overweight on it a lot at the moment. I have losses from the market downturn so taxes are not a major concern. What of these would you consider selling first if raising cash? I don't worry about sector weights.

Q: I am going into retirement and below are the weightings of stocks held in my portfolio. Although the portfolio performed okay over the years, I wonder if there is too much concentration and would appreciate your ideas on diversification given the economic times we live in. My portfolio is about $2M with an investment loan of $150K for which I use the dividends to repay. Thanks. BNS 37%, TD 18%, CM 14%, BMO 14%, BCE 6%, SRN.UN 6%, RY 4%, POW 1%

Q: Hi 5iGang,

Would you please recommend 3 or 4 defensive stocks in each of the CDN and US markets.
Thanks for the nice work.
H

Q: I live off my dividends. Telus' dividend is not covered by its earnings...either eps or cash flow. Is the dividend eventually going to be cut? Should I sell and add to BCE?


Paul and worried

Q: Which do you prefer for a long term hold.

Q: thoughts on the quarter please?

Q: I have held BCE for a while now, and have always enjoyed the dividend yield it provides. TIXT seems to be poised for greater growth, but BCE is a steady provider of dividend yield with modest price appreciation. I have been looking at TIXT, and I am wondering if I should make a switch, or stick with BCE. I don’t think I would want to make a larger commitment to telcos, as I would rather keep my capital free for investment in other sectors, so I would feel comfortable with an either/or situation, rather than equal amounts of both. I will appreciate any insight you have to offer. Thanks so much, and I look forward to your response.

Q: Hello,
I’m 32 and currently in the early stages of my investing journey with a long time horizon and medium-high risk tolerance.
My question is about “safe” dividend stocks set as DRIPs. At this point is it worth holding onto equities such as Enbridge, Bell, and Algonquin that are typically held for income or should I focus more on high growth given my 20+ year time horizon? I currently hold around 20 stocks and these stocks comprise 15% of my portfolio. They are also the only stocks I hold in the energy, utilities and telecom sector.
Thank you

Q: You always seemed to prefer T over BCE. Is this still your preference in a RRIF?

Q: Hi Folks,
I currently own the following in my RRSP account (weightings in brackets ) - PG (4%), TD (13.5%), BNS (10%), MFC (3%), ABBV (6.5%), PFE (12%), BCE (14%), T (14.5%), AQN (6.5%), BIP.UN (6%), and ENB (6.5%).
I want to reduce my exposure to TD, BNS, BCE, T and PFE to bring them in line with the others - can you suggest some names that will complement the portfolio, keeping in mind I am looking for Income with some growth - long term hold.
Thanks

Q: Got some shares of OGN in the MRK spin off, too small an amount for me to keep as a holding. Sell and buy more MRK is an option or add to SU, SLF or BCE? Un-registed account, +5 year hold.

Q: hello 5i team, I am 68 years old. As I get older I like to simplify my portfolios. Above is my CDN holdings. I have a U.S. portfolio of about 15 blue chip companies.
from this list which ones would you keep and which ones to sell? and time frame to sell? now/ 6 months+?
I appreciate your guidance.
Carlo

Q: Good day - thank you for reading my email and all your information and prompt assistance It is very appreciated

Would you please suggest which stocks you would buy in healthcare and consumer defensive - Canadian and US if possible

Q: I have the following companies in my RRSP account - I am looking to replace PG - can you give me some suggestions ? Something with some growth potential and dividend.

Thanks

Q: After selling some growth stocks, I'm looking to add 3 income stocks to my Rif. Can you rate your preference on the 1st 4 and then the last 2. Thanks

Q: I am considering buying Telus in the Telecom sector, as I reduce my CPD holdings. Already own ENB, BAM, BRK.B, RDS.B.
With long term growth & financial stability in mind, please rank your preference in the North American telecom companies listed.
Also please advise if there are any small/medium sized companies in this sector worth considering. Thank you!

Q: Do you think there is any likelihood that either BCE or Telus will follow the lead of AT&T and 'resize' their dividend using a similar rationale? If so, where might you put that likelihood on a scale of 1 to 10?

Q: Of these 3 companies, what would the order in which you would invest (as of today)?

Q: The above listed stocks are in the $C side of my husband's RRIF. I would appreciate your input on which stocks to reduce or eliminate to make his annual withdrawal. Please rank from first sell/reduce to last. For context, our overall portfolio is overweight technology and communication services (primarily GOOG & DIS)
Thank you, Jane N
PS please use as many credits as needed.

Q: Non-registered account with goal of primarily dividend income has done quite well, with all of the noted holdings nicely in positive territory. In hind sight MG and SYZ would have been in a registered account. SYZ is up 63%, MG 24%.
Overall account yield is currently 3.8%. Would prefer it closer to 5%
Need some help with this "good problem". Take capital gain now and move into yieldier positions, or let running stocks run and deal with bigger gain in future?
If I move out of some of the growthier stocks, which div payers minimum 3% yield to move into?
Overall portfolio diversification is pretty decent, and diversification within this account does not have to be perfect - dividend security within this account is more important.

Thanks,
Jim