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Investment Q&A

Not investment advice or solicitation to buy/sell securities. Do your own due diligence and/or consult an advisor.

Q: Do you have a blog entry or past question response related to US listed opportunities that could benefit from the end of tax loss selling? If not, can you provide 10 opportunities that would benefit specifically from this seasonal event? Can you also explain the extent to which tax related selling and potential rebounds occur in the US compared to the Canadian market? Is it just as likely or less likely based on the size of their market and different tax system? Lastly and on the same theme, if CSU is an excellent candidate for a recover from tax related selling, is NOW a US listed candidate for a rebound on a potentially larger scale given the larger following that it has?
Read Answer Asked by Tim on December 22, 2025
Q: I am interested to know your thoughts about US MLPs for Canadian investors. One that’s been on my radar for a while is energy transfer partners. Could you please address the tax issue related to what a Canadian investor must be careful of, or which account would be better to hold an MLP in. In addition, could you list 3 to 5 MLPs that pay wonderful dividends that you would recommend?
Read Answer Asked by Kirk on December 22, 2025
Q: Just sold in our joint account for tax loss can I buy back in an individual account before 30 days and still claim the tax loss jointly?
Read Answer Asked by John on December 20, 2025
Q: Can you recommend a place to park C$, for a US citizen with a Canadian investment account, that will avoid problems with US PFIC rules for US citizens? Thanks.
Read Answer Asked by Martin on December 19, 2025
Q: If I do an in-kind transfer of a security from a non-registered account to my TFSA, and the security is at a loss, is there any way to eventually capture the capital loss, such as when the security is sold within the TFSA. Or is the capital loss gone forever?
Read Answer Asked by Donald on December 19, 2025
Q: Greetings 5i, as Telus drops further, a tax loss strategy could be to BUY now and then SELL part of the position after 30 days assuming the price will go up in the interim. Comments? This assumes that one will need some tax losses in 2026 and would like long term exposure to this company. Thank you.
Read Answer Asked by Barbara on December 11, 2025
Q: Would superficial tax loss apply to this scenario?:
Selling stock at a loss, buying a call option on the same stock and selling the option at a profit within 30 days.

Obviously, if one cashes in the call option within 30 days of selling the stock at a loss, it would be considered a superficial loss, right?

Thanks for the answer and have a nice holidays
Read Answer Asked by Jean on December 09, 2025
Q: JEPI can be bought in either USD or CAD. If I buy it in CAD is the dividend paid in Canadian dollars and therefore no 15% holdback if held in a non registered account?

Would the same apply to JEPQ?

Thanks
Read Answer Asked by Donald on December 09, 2025
Q: Are dividends paid by Canadian limited partnerships to Canadian shareholders eligible for the Canadian dividend tax credit?
Read Answer Asked by James F on December 09, 2025
Q: I believe it's tax loss season. I understand that people will dump their losing stocks to utilize the losses against gains. I wonder are most of these stocks sold no longer worth holding or are they likely losers for a good reason and their future is bleak?

Please name a handful or two of names you believe are tax loss stocks this year.

Thanks
Read Answer Asked by Brenda on December 03, 2025
Q: Hello. If I sell a US stock in a non-registered account for a loss, and I transfer the cash to my TFSA and re-purchase the same stock, can I still claim the capital loss?
Read Answer Asked by Donald on December 01, 2025
Q: If I sell FBTC & IBIT for tax loss reason , would I allowed to buy FBTC.U & BTCC within 30 days ? Thanks a lot.
Read Answer Asked by Lai Kuen on November 27, 2025
Q: In FU to my previous question about the need to pay capital gains my new CVE shares from the takeover of MEG, you stated it can be a tax-free transaction "if the rollover is declared". As I did an AI search for clarity, it states that the Section 85 rollover cannot be declared unilaterally by one party; both the individual taxpayer and the acquiring Canadian company must jointly elect for the Section 85 rollover. Can I assume that CVE would have declared their part in the "joint election" with CRA? So when I file my taxes and use the form, it should be okay? Thanks
Read Answer Asked by Donald on November 24, 2025
Q: Firstly, I very much appreciate your tax loss, selling list and the explanations that came with it.

I am down about 22% on both BCE and GSY. Would either or both be appropriate for a tax loss/re-buy strategy?

On PSI, X, and TSU I am down about 6 1/2%. Is it worth considering these for the same strategy, or am I just being silly?


Thank you very much for your help.

Gary
Read Answer Asked by GARY on November 21, 2025
Q: Hello. In the MEG takeover by CVE, I opted for all shares, but received 96% shares and 4% cash because it was over subscribed. In my TD statement, the "book cost" of my new CVE shares reflects the price of the recent transaction, not my original cost of the MEG shares. Will I need to pay capital gains on the shares? As I researched the issue, some sites say the transaction is a "deemed disposition", and I will need to pay capital gains on the shares and cash, and other sites say I can use the "Section 85 rollover" provision to delay capital gains on the shares. Your insight is appreciated.
Read Answer Asked by Donald on November 20, 2025
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