Investment Q&A

Q: Looking at these 4 as confirmation of AI buildout. Do you agree? If so, would you advise taking position individually [please rank] or as a package [equal weight]? Or, on a risk/reward assessment, please recommend better investment choice for AI buildout [stocks or ETFs]. Thanks

Q: Had used both of these vehicles for holding Cash in my TD Waterhouse Accounts. I checked on most recent Payout and it appeared the monthly dividend was Less than 2% on CASH:CA whilst TCSH:CA was around 2.3%. After checking a couple sites CASH claimed to be paying 2.3 as well. What do you see as CASH Payout currently?

I have switched to TCSH:CA because TD charges trading commissions on using CASH whilst TCSH:CA etf is commission free as of today.

Q: Dear Peter:

I just saw a YouTube clip that talked about REXC. A Sprott run ETF in USD totally focused on Rare Earth materials ex-China. Very small! (unlike Sprott?)
I don't see any questions on it neither do I see the symbol.

Any thoughts?

Q: Is there a Canadian ETF that is similar to INFL?
Thanks

Q: Thanks for your help and advice in these crazy choppy markets!

My inquiry is about the basic mineral sector.
Is there an ETF you'd recommend focusing on the basic mineral part of the market, perhaps in both Canada and the US?

Thnx 5I

Q: Hi 5i,
I have a bit of a tax-treatment question for ETFs like PSA held in taxable accounts. Assuming one is in the top tax bracket, should they not look to make monthly sales right before ex dividend so that the 'growth' in share price gets taxed as a capital gain vs. having the distribution pushed out as income? Am I thinking about this correctly? The total tax owing would roughly be cut in half. Assume trades are zero commission for simplicity :)

Q: What CDN ETF would you recommend to play on the AI theme.

Thanks for the great service

Q: Dear 5i
What stock or ETF would you recommend to play on the AI agent theme ? What do you think of cursor ?
Thanks
Bill C

Q: Hello,i'm looking for a short-term bond ETF, Canadian, ideally with a 4-5 % income. Did PDI fit this requirement?
Thank You

Dan

Q: Morgan Stanley has come out with a new bitcoin ETF with a low expense ratio of 0.14%. If I am bullish on bitcoin, would this be an ideal bitcoin ETF?

Q: What would your advice be for someone who wants to "park" some money in an ETF or other vehicle, to not lose any significant value over the next 6-12 months, while still earning a 5%+, return? Are there relatively safe options besides cash or a GIC that could retain most of their value in a downturn? Do you have any ideas using these criteria? Thank you as always.

Q: Your top three thematic ETFs for overall return over the next 12-24 months please.
USD or CAD.
Please rank and please comment if any are particularly compelling.

Thank you

Q: Would HXS etf be an appropriate choice for an RESP with a 10 year+ holding period, due to its low MER (0.11%); all equity; and no withholding taxes?
Do you have an alternative suggestion?

Q: I’m 74 and want to add both U.S. and CAN government securities to my portfolio, can you suggest the best alternatives to invest in and stay ahead of inflation?

Q: Please give me your opinion on the U.S. ETF .. First Trust Rising Dividend Achievers ETF (RDVY) and please enter it into your database. This is a U.S. Large‑Cap Value ETF (Dividend Growth); would it be a suitable complement to SCHD Schwab US Dividend Equity ETF. ? Thanks as always for your great analysis !

Q: Do ETF Splits have the same effect as Stoc Splits after they split?, Go up because the price is lower and so more people buy? On Monday VGT is splitting 8 for 1, so from $805 to $100 and VUG is splitting 6 for 1, so from $493 to $82?

Thanks for your insightful service!

Q: Hi, I am trying to get my daughter investing in her TFSA. She is very risk averse. I was thinking of EIT.un as a starting point. Can you recommend two or three etfs that would be fairly low risk. Thanks for your help. Clare

Q: Hello,

My portfolio is low in materials.
What would be your suggestions for individual stocks and/or an ETFs.
Long term hold
Thank you

Q: Long term holder of XIT. It is my proxy for the Tech sector. While using your "total return" charting, I am noticing a recent divergence when comparing XIT to QQQ. Over many different timeframes you could lay one chart over the other and they compared very very well.

Recently the XIT showed a decline, which I believe is due to the potential impact of AI on the software subsector. Lately there appears to be a bit of a software-related recovery. Please correct me if you believe there is another explanation.

If I am correct, this leads me to consider adding a Tech ETF that is heavier into AI. I'm looking at trimming some of XIT and adding a new ETF to my relatively concentrated portfolio of 20-ish ETFs and stocks.

The "AI" ETF I am considering is CIAI. Would you agree with my thought process and the ETF that I have selected?

If so, do you have a suggestion on the relative weighting between XIT vs CIAI? Both would be held in my TFSA. I know you can't comment on individual asset allocations....I'm just looking for ballpark numbers 50-50, 60-40 or 75-25-ish.

Thanks.....Steve

Q: The only energy exposure I have is through CDZ and VDY. I'd like to have more in order to balance the heavy financial exposure in those two. I could use XEG for that purpose or single companies. I'd like to keep it simple. I don't "need" a dividend, but it certainly wouldn't hurt. I'd be OK with just CNQ, SU, or CVE to keep it very simple. I don't think Hormuz is going to get sorted out anytime soon, so I'd like to capture the current opportunity of high and rising oil prices, but this would be a long term position. As a complement to the two ETFs I have, XEG is probably best, but you might see more opportunity in a single company, so as to increase the weighting in my current ETFs, which seem focused on dividends. Thank you for continued great recommendations. Love the service.