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Investment Q&A

Not investment advice or solicitation to buy/sell securities. Do your own due diligence and/or consult an advisor.

Q: I currently have equal weights in ZAG and VFV (about 6% each) and a fair chunk of "cash" for stability. Rate drops seem to be stalled, so ZAG is going nowhere fast. OTOH VFV is flying high and might have temporarily peaked. I don't want to lose out on the eventual bond bounce, but I wonder if I should dump ZAG to get the potential VFV upside. I realize this might be crystal ball territory.
Read Answer Asked by Olaf on March 19, 2024
Q: Hello Peter,

With the bitcoin halving, the operating profits decrease for the miners but the price of the product increases. As well, the asset value of their inventory increases.
Smaller miners get squeezed out? Sell the smaller miners or wait for them to be bought out at a premium ?
In what proportion would you invest in bitcoin etf and bitcoin miners?
Would you suggest holding a full position in bitcoin and the miners?
Too many questions but I look forward to you helping me sort it out.
Regards
Rajiv
Read Answer Asked by Rajiv on March 18, 2024
Q: Hi Team,
I am looking to invest in Europe for the first time in a few years. I have held XEU and FEZ. The biggest difference between them seems to be that FEZ includes only 50 large stocks (ASML is 10%) and excludes the UK. Over the last 6 months, XEU has begun to outpace FEZ. Which one do you prefer for a new position? Or would you suggest splitting the investment into both?
Read Answer Asked by Ken on March 18, 2024
Q: Is there any ETF without covered call you would recommend that holds similar stocks as SMAX. Either in USA or CDN dollars. I prefer CDN dollars.

Thanks for the great service



Read Answer Asked by Hector on March 18, 2024
Q: Follow up on Bitcoin as an asset.
The price to mine a bitcoin has decreased over the years from about 37,000 dollars to 17,000 dollars. The total number of bitcoins to be mined is supposed to be restricted to a finite number which may be reached this year or next year.
Still the bitcoin value reaches rather extraorbitant values despite not having any asset to back up the value. It apparently may hide a bitcoin owner unless he or she declares its ownership . The legalized ETFs may be more open as to the ownership I presume.
Do you have any comments about the above issues?
I think 50% or more people who invest in bitcoin do not have idea that is a bitcoin.

Miroslaw
Read Answer Asked by Miroslaw on March 18, 2024
Q: Hi,

My partner I are doing financial planning, we will need a relatively significant (to us) amount of cash in the next 2-5 years for replacing aging cars and a down payment on a larger house.

I am always hesitant to hold cash/GICs for fear of missing out on growth opportunities. Currently, almost all the funds in our RRSPs and TFSA's are invested EXCEPT a long term GIC that came to term and is now sitting in cash (some in TFSA, some in Non-registered). We will need all this cash in the next 2-5 years.

I am looking for ideas on how to manage the cash.

Right now, the best option I can see is GICs with various terms, do you have any other suggestions or ideas to consider?

(we have already owned a house, so cannot use RRSP loan or the new FHSA)

Thanks
Read Answer Asked by Mark on March 15, 2024
Q: In your response to Francesco on March 13, 2024, you indicated that HEQT is 34% US but I think that is only the large cap portion. Also, previously you noted HEQT had 65% US exposure. A plot of historical trends of XWD and HEQT show almost identical plots. Did I miss something? What are the MERs?
Read Answer Asked by Dan on March 15, 2024
Q: Hello, I have bought these during Covid and now >70% down. They are in TFSA and RESP so I can’t claim the tax loss. I don’t need the money for next 5 years in RESP, and can hold for long time in TFSA, would you suggest holding them or take a loss and use the rest of the funds somewhere else (VRT or GOOGL)? Thank for your service.
Regards
Rahul
Read Answer Asked by Rahul on March 15, 2024
Q: What do you think of the long-term price of uranium? If positive, how best could one invest? mineral etf or company etf?
Which one specifically for a 10 year hold in retirement acct?
Read Answer Asked by Tim on March 14, 2024
Q: Good morning, I’m looking to park some cash, both CAD and USD in a savings account ETF. What are your favorite, high yielding, ETF options? Thanks
Read Answer Asked by Seamus on March 14, 2024
Q: Hi 5i, back in Feb 22 Tom asked a question re Global ETF's. Your answer referred to a Lo Vol ETF with symbol LVHI.
I have been unable to find this ETF, is there any chance that this might have been a "typo" ?
Could you give me the full ETF Name.
Thanks
Terry
Read Answer Asked by Terrance on March 13, 2024
Q: I know that you still like KXS, and you also like XIT. I manage my son’s TFSA, and he’s made a tidy profit in KXS, since it’s been held for quite a while. However, going forward, and since more recent charts indicate XIT's outperforformance, what would be your assessment of switching from KXS to XIT?

He doesn’t have enough room to buy CSU or SHOP, and I see that they’re the first two holdings in XIT, and would you agree that these two names are ‘better’ than KXS? As well, XIT holds a small amount of KXS.

Finally, he can buy and sell XIT with zero commission.

Your pertinent advice is, as always, important in our decision making.
Read Answer Asked by Jerry on March 13, 2024