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Investment Q&A

Not investment advice or solicitation to buy/sell securities. Do your own due diligence and/or consult an advisor.

Q: Hi, I own GOOG, MSFT and AMZN which make up the bulk of my US investments, but I have been underweight US in my portfolio mostly because of fear of the detailed T1135 which doesn’t make for very sound investing/portfolio management. I am thinking of adding EQL (CDN listed and not overweight tech) and XSU (CDN listed as an IWO proxy) to get a bit of small cap growth potential. I would aim for about 80/20 respectively, and for perspective, EQL would end us being about 15% of total equity portfolio. Can I have your thoughts?
Read Answer Asked by Stephen R. on April 27, 2026
Q: I have NBC760 as one of the last mutual funds I own. I noticed the benchmark tsx small cap performed tremendously well last year and this one lagged. Would you recommend switching to something like XCS? Or something else? With the huge run-up in the last year is this still a good time to buy xcs? Can u also give some background as to why the huge increase.
Read Answer Asked by Everett on April 27, 2026
Q: Looking at these 4 as confirmation of AI buildout. Do you agree? If so, would you advise taking position individually [please rank] or as a package [equal weight]? Or, on a risk/reward assessment, please recommend better investment choice for AI buildout [stocks or ETFs]. Thanks
Read Answer Asked by sam on April 24, 2026
Q: Had used both of these vehicles for holding Cash in my TD Waterhouse Accounts. I checked on most recent Payout and it appeared the monthly dividend was Less than 2% on CASH:CA whilst TCSH:CA was around 2.3%. After checking a couple sites CASH claimed to be paying 2.3 as well. What do you see as CASH Payout currently?

I have switched to TCSH:CA because TD charges trading commissions on using CASH whilst TCSH:CA etf is commission free as of today.
Read Answer Asked by Craig on April 24, 2026
Q: Is there a Canadian ETF that is similar to INFL?
Thanks
Read Answer Asked on April 24, 2026
Q: Hi 5i,
I have a bit of a tax-treatment question for ETFs like PSA held in taxable accounts. Assuming one is in the top tax bracket, should they not look to make monthly sales right before ex dividend so that the 'growth' in share price gets taxed as a capital gain vs. having the distribution pushed out as income? Am I thinking about this correctly? The total tax owing would roughly be cut in half. Assume trades are zero commission for simplicity :)
Read Answer Asked by Michael on April 23, 2026
Q: What CDN ETF would you recommend to play on the AI theme.

Thanks for the great service
Read Answer Asked by Hector on April 23, 2026
Q: Morgan Stanley has come out with a new bitcoin ETF with a low expense ratio of 0.14%. If I am bullish on bitcoin, would this be an ideal bitcoin ETF?
Read Answer Asked by Kyle on April 22, 2026
Q: What would your advice be for someone who wants to "park" some money in an ETF or other vehicle, to not lose any significant value over the next 6-12 months, while still earning a 5%+, return? Are there relatively safe options besides cash or a GIC that could retain most of their value in a downturn? Do you have any ideas using these criteria? Thank you as always.
Read Answer Asked by Will on April 22, 2026
Q: Please give me your opinion on the U.S. ETF .. First Trust Rising Dividend Achievers ETF (RDVY) and please enter it into your database. This is a U.S. Large‑Cap Value ETF (Dividend Growth); would it be a suitable complement to SCHD Schwab US Dividend Equity ETF. ? Thanks as always for your great analysis !
Read Answer Asked by STEVEN on April 22, 2026
Q: Do ETF Splits have the same effect as Stoc Splits after they split?, Go up because the price is lower and so more people buy? On Monday VGT is splitting 8 for 1, so from $805 to $100 and VUG is splitting 6 for 1, so from $493 to $82?

Thanks for your insightful service!
Read Answer Asked by Austin on April 22, 2026
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