skip to content
  1. Home
  2. >
  3. Investment Q&A
You can view 3 more answers this month. Sign up for a free trial for unlimited access.

Investment Q&A

Not investment advice or solicitation to buy/sell securities. Do your own due diligence and/or consult an advisor.

Q: what is your opinion on TSCH-TD Cash Management ETF? Are there other options I should consider? I am considering putting some of my cash into this ETF- this cash is not required for at least 18 months so I would like to optimize returns. Thanks.
Read Answer Asked by John on November 21, 2025
Q: I have a base of preferred shares ETFs to help counterbalance the tech stocks and their volatility, and these ETFs generally move very little in a day. Wednesday was an exception, with TPRF and CPD in particular, down more than 1%, and the others down quite a bit, as well. This despite the TSX and all other indices being up. Would you care to speculate what made all the preferred shares ETFs drop in tandem on Wednesday?
Read Answer Asked by John on November 21, 2025
Q: Examples of funds offering exposure to Chinese tech stocks include the Invesco China Technology ETF (CQQQ) and the iShares MSCI China Tech UCITS ETF (CTCE). So far this year, the Invesco China Technology ETF has returned 38%, roughly double the Nasdaq 100's 19% gain.

Which would you recommend?

Thank you.
Read Answer Asked by Ross on November 19, 2025
Q: In light of Seema’s question today… “Please share your suggestions for 3 best index funds for TFSA as of today and non registered account for 5-10 yrs. What are your thoughts on CSU, GLY , SHOP to add as individual stocks. Thank you” …what do you think of keeping it simple and just contributing to XIT? XIT’s combined weightings of SHOP, CLS, & CSU is approx 70%, so this may be another reasonable way to invest in Canadian tech.
Read Answer Asked by Geoffrey on November 19, 2025
Q: What are your thoughts on the ETF SPMO? Would you see this as a reliable investment for a more growth forward investor during the long run? Would you combine this with a more stable dividend ETF to balance risk? Or would you prefer see someone invest in a Broad market ETF such as VFV. Thanks
Read Answer Asked by Kevin on November 19, 2025
Q: For safety's sake, and some income, can you suggest some Utilities ETFs?
Read Answer Asked by James on November 19, 2025
Q: if one is looking to preserve capital but rely on dividends in a RRIF does it make sense to use the BMO covered call group for diversification and reduced volatility. I recognize the lag on upside. But it should also help in a down market? I would also be diversified in equities in my TFSA and cash accounts. Just trying to smooth the market out. Thoughts?

Thanks Dave
Read Answer Asked by Dave on November 18, 2025
Q: Greetings 5i,

I feel interest rates will be falling in the USA through next year. I am considering some bond plays that would provide some returns over this time. Can you elaborate on pros and cons of a position in TMF - Direxion Daily 20+ Year Treasury Bull 3X Shares.

Is there decay? What would it look like? What is the yield?

For an investor who feels a dovish fed will push down interest rates in the near future, are there any other strategies or products you would be interested elaborating on?

Cheers!
Read Answer Asked by Duane on November 18, 2025
Q: Hi 5I team, With two of these near 52 week high.And ZEQTnear 52week low which would you prefer today? Thanks Larry
Read Answer Asked by Larry on November 18, 2025
Q: Please share your suggestions for 3 best index funds for TFSA as of today and non registered account for 5-10 yrs. What are your thoughts on CSU, GLY , SHOP to add as individual stocks. Thank you
Read Answer Asked by Seema on November 18, 2025
Q: Hi,
As everyone is looking towards Wednesday and NVDA's earnings, I have considered whether to hold, sell half or sell all. In doing so, I came across Granite Shares 2x Short NVD ETF which does not appear to be a listed holding in your database. What are your thoughts going into earnings, and if you are thinking of trying to hedge against a sharp downturn, would you use such an ETF? Is there something else you would consider? Happy to hear your thoughts - always!
Thanks!
D
Read Answer Asked by Dawn on November 18, 2025
Q: Dear 5i
What conservative CDN ETF with a focus on dividends would pair well with XIC that is currently owned within a registered account ?
Does ENS , GRID or CLBT have a higher earnings growth rate over the next couple of years ?
Thanks
Bill C
Read Answer Asked by Bill on November 18, 2025
Q: I've owned FIH.U for six years for a total return of 30% . Though I like their format and know a little about who they invest in I can't help to think I may do better in one of the general India ETF's . Like XID,INDA,INDY,INQQ,EPIor NFTY ..... Could 5i give me the annualized return over five years for these ETF's including FIH.U ? Also an annualized return for the last year so I can see their recent performance under the Trump influence ? ..... Does 5i have a short list of ones that you like ? { I do know that INQQ is internet only } ...... Also could 5i give me a brief synopsis of what each invests in ? ..... Thanks for your terrific service ......
Read Answer Asked by Garth on November 18, 2025
Q: I got into crypto at the wrong time and am sitting on big losses in ETHA, BMNR, and IBIT in my taxable account. I want to harvest these capital losses. Can you recommend substitutes that move according to Ether and Bitcoin pricing to stay in the game before I can buy back after 30 days?

Read Answer Asked by Ellen on November 17, 2025
Q: Hi 5i
I hold small positions of these 2 ETF's in LIF accounts for their extrordinary dividends. I really don't understand how they are able to maintain the payout but it seems to be working well. Could I have your opinion of each ETF with a brief explanation of how they work please. Would you add to these for a full position? Thanks as always for your expertise and guidance.
Gary
Read Answer Asked by Gary on November 17, 2025
Looking for more? Sign up for a FREE 14 day trial! No credit card required

We invite you to sign up for a 14 day free trial of 5i Research!
Experience all the benefits and tools we have to offer; stock research, model portfolios, Q&A with our experts, and so much more. Join a community of like-minded investors today!