Investment Q&A

Q: I own these in my RRIF for income purposes countered with some leverage for growth. What are some other Canadian issued high yield ( greater than 10% ) having 1.25 x leverage ETF ‘s ? Any sector will do , Canadian or American companies. Any you recommend or stay away from ? Thanks..Derek.

Q: a member asked your about hmax which you seemed ok with,but warned about putting all your money in one yield ETF. So my question is what other yield Canadian ETFs would you recommend along with hmax. dave

Q: What do you make of VCX rocket-like rise? Too late to jump in?

I'm down on Broadcom, not by a lot but it has been stuck there for months. I'm thinking of selling and use proceeds for better plays. Your thoughts?

Thanks!

Q: Hello 5i Team,
I'm looking for 2 or 3 US high yield ETF's; which do you recommend?
Thanks,
Brent

Q: I am a retiree in my 70s and my wife and I are considering downsizing to one floor living in a condo. And we might rent a higher end unit vs. buying. To fund the rent I am considering putting a considerable sum - seven figures - into HMAX from the proceeds of the house sale. This is entirely separate from my investment portfolio which is diversified. While you obviously can't comment on such a personal decision what can you tell me about the history of the Hamilton funds and their owners and can you comment on the covered call strategy and Hamilton's abilities to apply it. Any other upsides or downsides are welcome. Thank you.

Q: I get that HXS is a tax-efficient option for high earners in a non-registered account but are the higher fees (e.g., swap fee) worth it just to avoid the 15% withholding tax in a TFSA?

Q: If we enter a severe recession, what is the possibility of redemptions from companies such as CASH, being refused. Are there any other situations whereby funds held in an ETF like CASH, are not accessible.

Q: I own both COW:CA and NTR:CA.Do you feel that it is unncessary to own both and if so which one would you prefer?

Q: hi,
I have parked cash in these funds ( money market fund?), which I am told will not suspend redemptions anytime, so one is able to freely withdraw if wanted. do you have a list of others with same properties ( as many as you know )? take as many points as you want. looking for mostly CDN$ but 1-2 USD$ as well.
cheers, Chris

Q: Your thoughts on this new ETF ...Harvest Premium Yield Canadian Bank ETF. It's info sheet indicates it "is designed to deliver twice monthly cash distributions with an opportunity for long term growth. This ETF provides investors access to a portfolio of leading Canadian bank equities with strong fundamentals and growth potential."

I know it is new but the dividend of 7 cents twice a month (pls confirm my number is correct) is very compelling ... However, less so if the payout is simply going to be 50% or more as ROC.

Q: Today you answered “probably not” to my question about whether ETFs that track the S&P 500 are more risky than mid-cap ETFs which are trading at their historical values. However, your reasoning — that the S&P 500’s valuation is not excessively high given expected earnings growth and potential lower interest rates, and that investors tend to favour large-cap stocks over mid-caps in uncertain markets — seems to suggest the opposite conclusion.

Could you clarify whether you meant “probably yes” instead?
Could you also indicate if your answer differs if one's time frame is 10 years+?

Q: Could you please give me your insight for KITS, along with your 1,3and 5 year outlook. As for ZWB and HCAL which one do you prefer today and the reason why.

Thank you

Q: For a young person (20 years old) who has little knowledge of or interest in investing, no interest in selecting individual investments, monitoring a portfolio or having to rebalance assets, what do you think of using a global 100% equity asset allocation ETF for long-term, ongoing contributions to TFSA’s, FHSA’s, RRSP’s, etc in order to make investing as easy and simple as possible and to encourage/reinforce a regular, long-term investing habit over several decades? If this sounds reasonable is there a global 100% equity asset allocation ETF that you would recommend or are they all pretty much interchangeable? Given the size, reputation and historical track record (safety) of firms like Blackrock, Fidelity, Vanguard, BMO, etc I assume there is little to choose from between the different ETF’s. Is there any other (better & simple) strategy you would suggest as an alternative, given the investor profile? Thanks.

Q: My wife has never dabbled in the markets and has often labelled it as too risky. She has tended to stay with GIC’s or higher interest saving accounts, yeilding perhaps 2-3.5% annually. However, after seeing returns on some of my equities and ETF’s she is reconsidering. While I know you cannot personalize what is best for her, can you please give your highest conviction for lower risk stocks/etf’s for an RRSP (about 130K) with a 3-5 year window. I have shown her RoR on Canoe ETF (about 8%) and HMAX (about 12%). Lower risk stocks like BN or GOOG are also being considered. Your input would be greatly appreciated. Thanks again for all the great work you do!
Brian

Q: If the price of oil and natural gas are higher for longer will basic agricultural commodities increase in price? I have found two ETFs, USCI and TILL that speak to this theme. Can you comment on them or suggest any others that might be better? Anything available in CAD? Thank-you.

Q: What is your view/opinion of funds with high yield (6-8%) distribution whereby the yield is partially funded by return of capital. I am looking for investment ideas to deploy funds from an inheritance where the objective is preservation of capital, tax efficiency some growth and some income. Any other investment ideas?
Thank You,


Francisco

Q: I want to simplify my RRIF investments by buying the index.
I have narrowed it to two bond funds and these etfs.
XSB, VSB. For bonds
VFV ZSP XUS XIC ZCN for equities.
Looking at $250,000 to invest.
How would you allocate funds for maximum return over five years?

Q: Retired, dividend-income investor. Long term holder of HHL with a full position. It is my proxy for the health care sector.

Looking at your "total return" chart (capital gain + distribution) over multiple time frames, it appears to me we may be approaching some significant support in the $6,50 to $6.60 area.

Would you agree that the risk-reward ratio is swinging in favor of adding additional funds? Or, do we need to continue to sit on our hands and wait for a change in USA Healthcare Gov't leadership?

Happy to continue to just sit......Steve

Q: I am thinking of adding one of these 2 beaten down health related ETF's to my holdings. I wonder if you can tell me if you feel either or both are at risk of further decline due to Trumps RX plan, and/or their exposure to the US healthcare system which seems to be under attack by this administration?
Do you have a preference for one over the other, or do you have another name in this space that you like, and how safe do you feel the dividend is for each of them?
I am looking for a steady reliable yield and prefer ones that trade in Canada. Thank you.

Q: Is there any inherent or unreasonable risk in having one's entire portfolio in a single ETF such as XEQT or VEQT? This would be under the scenario of buying a position and holding for an extremely long time frame eg 30 - 40 years. Given the complete diversification of either of these ETFs, is there a better approach than having all your eggs in one basket?