Investment Q&A

Q: Given that the market is broadening out and that I would like my portfolio to follow suit, I am thinking of switching half of my money in XUU, a market-cap weighted fund which makes up about 10% of my portfolio, to EQL, an S&P equal-weighted fund.

What would your opinion be on that?

Also, along the same line of thought, I'm considering trimming NVDIA and GOOG although the mere mention of it has my investing friends screaming "NO!". They understand the sentiment but think it's not the right time.

Q: Is WIP a worthwhile choice for inflation protection, income and diversification for a retired investor with an otherwise CMR (20%), preferred stock (FITBI 12%) and pipeline-heavy (10%) portfolio?

Q: Hi 5i, I own BUG (not in your database) since about its low in 2023 . In 2025, it has underperformed ETFs like CIBR, HACK. IHAK did not do very well either.

First question: Why the discrepancies between these ETFs performance, BUG in particular? Some bad holdings?

Second question: Is it worth to have this kind of niche ETFs if we have broader ETFs like QQQ?

Third question: I could Sell BUG for a small profit, or Hold for a bit hoping a better price, or switch to a more expensive ETF (my last choice). Your pick?

Have a good weekend.

Q: My financials consist of JPM purchased during the Covid crash for a 3.5% position { currently risen to 11.82% } which I'm considering reducing and IFC a 2.91 % position which I am considering eliminating as it has been on a slow steady slide .... So I am considering adding a bank ETF . The question is where ? Canada , the U.S., or Europe ..... The candidates are three enhanced yield covered call ETF's ..... EBNK, HMAX, and FMAX ..... Could 5i give me the annualized return { including dividends } for each for the last three years { I realize FMAX has only been around for 2 years } ? .... And also which of the three locations 5i believes is the best place to put finance investments going forward ? { and why ? } using these 3 ETF's as the options available ? ..... { This will all be inside a RRIF } ...... Thanks for your terrific service ......

Q: What are your ideas about these 2 ETF's ?

Q: Good Mormning.
Given your positive comments om XHY and BND, I am considering adding to my holdings. How safe are the distributions on these types of funds? Will the distributions remain constant regardless of market conditions?
Thank you.

Q: Dear Peter et al:

This is a follow up to Lyle's question on Feb 17th. If one has a professional corporation and it's related investment account, (Non-Regd) won't holding ZEQT or VEQT cause tax drag? (Dividend withholding) Do you think holding HEQT is a better option? This goes back to my own earlier question about where should one park their investments? Which ETF goes into what bucket?! My apologies for my poor grammatical format :) Many Thanks in advance.

Q: Given the strong recent performance of the MSCI Emerging Markets Index relative to the MSCI World Index (42.8% vs. 19.6% for the year ending Jan. 31), could you recommend appropriate ETFs that track each index?

I would also value your views on the forward outlook for emerging markets versus developed markets and whether current conditions support adjusting exposure between the two.

Q: Occasionally I develop a strong conviction on where the Bitcoin price is headed, and would like your thoughts on best way to play short-term, (1-7day), moves on this. Must be CDN listed and 2x vehicles would be fine as well.
Thanks

Q: I am looking for an all in one equity etf. What are your thoughts on FEQT vs VEQT ? I understand FEQT is actively managed using factor approach and has much less stocks. Does the 0.43 MER for FEQT include the MER for the underlying ETFs ? I wouldn’t think that Fidelity would be charging investors twice.

Q: What would be your top pick for an ETF that tracks the S&P/TSX Composite Index?

Q: Hi Peter. Thanks for your great advice. I am overweight in equities and would like to diversify into fixed income ETFs. Please advise what your recommend as the best fixed income ETFs Canadian and US ETFS.

Thank you for your great service.

Peter

Q: Good morning.
I’m planning on setting up a RESP for my grandkids.
Could you guys please suggest a ETF or two that would be suitable, this would not be used for at least 12 years.

Thanks.

Q: Hi,

What do you think of VIC 200? What makes it different from an ETF and would you recommend it for someone looking for lo-volatility broad market exposure? is there a better alternative?

Q: Any comments on the Indian market, or lack thereof? Is it a good investment going forward? It looks like the biggest ADRs there are the banks. Their economy looks to have good long term prospects.

Q: I'm moving away from 30 equities to and few ETFs. What do you think of a portfolio made up of SPY 30%, XIC 30%, VIU 20%, and VAB 20%? Or would you rather XEQT 80% and VAB 20%?

Q: Do you think the Russell 2000 is likely to outperform S&P and NASDAQ in 2026-27? There are many Russell 2000 (and Russell 2000 subset) ETFs. Which would you recommend (CAD and USD) for a) general exposure and b) growth.

Q: How high a percentage of your portfolio would you feel comfortable keeping in VIDY? Would that number be lower if one also had, say, an additional 5% in VXM?

Q: Could you please recommend a couple of Copper ETFs going forward.

Q: To get true ETF diversification I feel it is important to look beyond broad based funds. This would include investing in individual sectors that separately cover Canada, USA and outside of North America. My question concerns which of the individual sectors are covered too thinly by any ETFs in CAD. It would be much better to invest with USD. Please rank the following sectors as to which sectors you recommend investing in USD, rather than CAD in order to cover USA and then outside North America. The first one would be best to invest in in USD down to where we could comfortable invest in CAD, either hedged or unhedged.

Materials, Communication, Consumer Cyclical, Consumer Defensive, Energy, Financial Services, Health Care, Industrials, Real Estate, Tech, Utilities.

This is a follow up ETF question about diversification. Currency risk aside, do you see any difference in investing in ETFs in USA or outside North America in CAD of USD? I guess am wondering how the brokerage firms handle the fx game and are we generally better to simply invest in USD.

Bringing in the issue of currency risk, how significant are tracking errors? How do we find out the tracking error of a specific hedged fund.

Thank you

Paul