Investment Q&A

• BMO Canadian High Dividend Covered Call ETF (ZWC $22.07)
  • $22.07 P/E (TTM): 12.59X Cap: $2.15B
  • View ZWC Profile
  • View Questions on ZWC
• Hamilton Enhanced Canadian Covered Call ETF (HDIV $22.26)
  • $22.26 P/E (TTM): 17.11X Cap: $1.39B
  • View HDIV Profile
  • View Questions on HDIV
• Global X S&P/TSX 60 Covered Call ETF (CNCC $14.19)
  • $14.19 P/E (TTM): 18.64X Cap: $156M
  • View CNCC Profile
  • View Questions on CNCC
• NEOS Nasdaq 100 High Income ETF (QQQI $53.11)
  • $53.11 P/E (TTM): 29.47X Cap: $9.04B
  • View QQQI Profile
  • View Questions on QQQI
• NEOS S&P 500 High Income ETF (SPYI $52.51)
  • $52.51 P/E (TTM): 25.57X Cap: $8.03B
  • View SPYI Profile
  • View Questions on SPYI
• GLOBAL X MSCI EAFE COVERED CALL ETF (EACC)
  • View EACC Profile
  • View Questions on EACC

Q: Hello 5i team,
I'm looking to create yield in my TSFA. I've looked at a few covered call ETF's, but, I'm overwhelmed. Do you have a top 3-5 covered call ETF's to generate yield?

Thank you,
Brent

Upvote 1

Read Answer Asked by Brent on February 26, 2026

• BMO Laddered Preferred Share Index ETF (ZPR $12.51)
  • $12.51 P/E (TTM): 5.91X Cap: $1.50B
  • View ZPR Profile
  • View Questions on ZPR
• BMO US High Dividend Covered Call ETF (ZWH $25.82)
  • $25.82 P/E (TTM): 18.85X Cap: $1.08B
  • View ZWH Profile
  • View Questions on ZWH
• iShares Core Canadian Universe Bond Index ETF (XBB $28.50)
  • $28.50 Cap: $9.78B
  • View XBB Profile
  • View Questions on XBB
• Harvest Healthcare Leaders Income ETF (HHL $7.69)
  • $7.69 P/E (TTM): 23.22X Cap: $1.67B
  • View HHL Profile
  • View Questions on HHL
• CIBC Active Investment Grade Corporate Bond ETF (CACB $20.37)
  • $20.37 Cap: $2.23B
  • View CACB Profile
  • View Questions on CACB
• BMO Premium Yield ETF (ZPAY $32.03)
  • $32.03 P/E (TTM): 27.25X Cap: $391M
  • View ZPAY Profile
  • View Questions on ZPAY
• BMO Global High Dividend Covered Call ETF (ZWG $35.28)
  • $35.28 P/E (TTM): 17.95X Cap: $299M
  • View ZWG Profile
  • View Questions on ZWG
• Global X S&P/TSX 60 Covered Call ETF (CNCC $14.19)
  • $14.19 P/E (TTM): 18.64X Cap: $156M
  • View CNCC Profile
  • View Questions on CNCC
• RBC CORE PLUS BOND POOL (RPLS)
  • View RPLS Profile
  • View Questions on RPLS

Q: Hi
I'm interested in investing in etfs with an interest rate between 4 - 6% with some potential for Capital gains.
Low risk
Your recommendations please

Upvote 1

Read Answer Asked by Homer on February 26, 2026

• Vanguard FTSE Developed All Cap ex North America Index ETF (VIU $48.36)
  • $48.36 P/E (TTM): 23.36X Cap: $9.48B
  • View VIU Profile
  • View Questions on VIU
• Vanguard FTSE Emerging Markets All Cap Index ETF (VEE $48.53)
  • $48.53 P/E (TTM): 6.44X Cap: $3.81B
  • View VEE Profile
  • View Questions on VEE

Q: Good day 5i,
I am trying to shift away a percentage on my portfolio from the broad US market towards specific high-conviction themes and international diversification. What are my best options?

Upvote 5

Read Answer Asked by Marco on February 25, 2026

• AltaGas Ltd. (ALA $45.50)
  • $45.50 P/E (TTM): 18.02X Cap: $13.62B
  • View ALA Profile
  • View Questions on ALA

Q: What is your opinion on AltaGas - is it a good investment for gas infrastructure?
For reference I also have Gibson Energy for oil infrastructure.
WCP and TOU are also owned.

Upvote 3

Read Answer Asked by Reg on February 25, 2026

• BMO S&P 500 Index ETF (ZSP $104.10)
  • $104.10 P/E (TTM): 25.89X Cap: $21.52B
  • View ZSP Profile
  • View Questions on ZSP
• iShares Core S&P/TSX Capped Composite Index ETF (XIC $54.57)
  • $54.57 P/E (TTM): 18.19X Cap: $26.92B
  • View XIC Profile
  • View Questions on XIC
• Vanguard FTSE Developed All Cap ex North America Index ETF (VIU $48.36)
  • $48.36 P/E (TTM): 23.36X Cap: $9.48B
  • View VIU Profile
  • View Questions on VIU
• iShares Russell 1000 Growth ETF (IWF $458.50)
  • $458.50 P/E (TTM): 33.62X Cap: $118.24B
  • View IWF Profile
  • View Questions on IWF

Q: Grandson has $2000 to start investing with. Looking for up to 4 possible ETF’s for him realizing he has a long timeline growth would be preferred.
Thanks

Upvote 6

Read Answer Asked by Dale on February 25, 2026

• BMO Mid-Term US IG Corporate Bond Hedged to CAD Index ETF (ZMU $12.95)
  • $12.95 Cap: $3.65B
  • View ZMU Profile
  • View Questions on ZMU
• BMO Short-Term US IG Corporate Bond Hedged to CAD Index ETF (ZSU $13.44)
  • $13.44 Cap: $317M
  • View ZSU Profile
  • View Questions on ZSU

Q: For a conservative investor with a 50/50 portfolio (seeking a 4% yield), what percentage of Fixed Income would you place in short and medium term US corporate Bonds? US PCE is stuck at 3%, while Canadian inflation is almost at target. My thesis is this presents a decent opportunity if there is any improvement in American inflation...while Canadian Bonds already have lower inflation priced in. Even if I'm wrong, does it still makes sense to have some US Bonds for diversification? Thanks as always.

Upvote 1

Read Answer Asked by Curtis on February 24, 2026

• iShares Core S&P/TSX Capped Composite Index ETF (XIC $54.57)
  • $54.57 P/E (TTM): 18.19X Cap: $26.92B
  • View XIC Profile
  • View Questions on XIC
• Vanguard Total Stock Market ETF (VTI $341.83)
  • $341.83 P/E (TTM): 25.7X Cap: $573.59B
  • View VTI Profile
  • View Questions on VTI

Q: What is the best ETF or ETF's to add to a family RESP. 8, 7 and 4 years old age.

Thank you.

Upvote 5

Read Answer Asked by Jacquelyn on February 24, 2026

• BMO Global Infrastructure Index ETF (ZGI $58.00)
  • $58.00 P/E (TTM): 10.66X Cap: $492M
  • View ZGI Profile
  • View Questions on ZGI
• iShares Canadian Growth Index ETF (XCG $70.33)
  • $70.33 P/E (TTM): 30.91X Cap: $161M
  • View XCG Profile
  • View Questions on XCG
• iShares S&P/TSX Composite High Dividend Index ETF (XEI $35.60)
  • $35.60 P/E (TTM): 13.77X Cap: $3.36B
  • View XEI Profile
  • View Questions on XEI
• Vanguard S&P 500 Index ETF (VFV $168.78)
  • $168.78 P/E (TTM): 26.01X Cap: $28.70B
  • View VFV Profile
  • View Questions on VFV
• BMO Growth ETF (ZGRO.T $13.54)
  • $13.54 P/E (TTM): 20.66X Cap: $41M
  • View ZGRO.T Profile
  • View Questions on ZGRO.T

Q: I am retired and have a TFSA holding 100% equities with no contribution room. My wife is going to open a new TFSA with 10K initial contribution and $400.00 monthly contribution. I am considering starting with and adding to ZGRO.T ,ZGI, ZIA, XEI, VFV. Your thoughts of this move.
Thanks
Roy

Upvote 7

Read Answer Asked by Roy on February 24, 2026

• iShares 1-5 Year Laddered Corporate Bond Index ETF (CBO $18.61)
  • $18.61 Cap: $803M
  • View CBO Profile
  • View Questions on CBO
• iShares Core Canadian Universe Bond Index ETF (XBB $28.50)
  • $28.50 Cap: $9.78B
  • View XBB Profile
  • View Questions on XBB
• iShares U.S. High Yield Bond Index ETF (CAD-Hedged) (XHY $16.66)
  • $16.66 P/E (TTM): 20.44X Cap: $1.04B
  • View XHY Profile
  • View Questions on XHY
• Vanguard Total Bond Market ETF (BND $74.91)
  • $74.91 Cap: $146.64B
  • View BND Profile
  • View Questions on BND

Q: I have no Bond investments and would add to my TFSA and RRSP's. Are there any other that I should consider. Thanks

Upvote 3

Read Answer Asked by David on February 24, 2026

• Global X Canadian Select Universe Bond Index Corporate Class ETF (HBB $50.88)
  • $50.88 Cap: $3.58B
  • View HBB Profile
  • View Questions on HBB
• iShares Core Canadian Universe Bond Index ETF (XBB $28.50)
  • $28.50 Cap: $9.78B
  • View XBB Profile
  • View Questions on XBB

Q: Aside from the tax advantages associated with HBB, would you consider these funds very comparable?

Upvote 3

Read Answer Asked by Joe on February 24, 2026

• State Street SPDR S&P 500 ETF Trust (SPY $693.15)
  • $693.15 P/E (TTM): 26.17X Cap: $704.57B
  • View SPY Profile
  • View Questions on SPY
• Vanguard Total Stock Market ETF (VTI $341.83)
  • $341.83 P/E (TTM): 25.7X Cap: $573.59B
  • View VTI Profile
  • View Questions on VTI

Q: Can you recommend 2 high qualiity US ETF's?

Upvote 3

Read Answer Asked by David on February 24, 2026

• BNS Investment Savings Account Series F (DYN6004 $1.00)
  • View DYN6004 Profile
  • View Questions on DYN6004
• BNS Investment Savings Account Series F U$ (DYN6005 $1.00)
  • View DYN6005 Profile
  • View Questions on DYN6005
• Global X High Interest Savings ETF (CASH $50.02)
  • $50.02 P/E (TTM): 13.15X Cap: $6.84B
  • View CASH Profile
  • View Questions on CASH
• Global X 0-3 Month U.S. T-Bill ETF (UBIL.U $50.04)
  • $50.04 Cap: $462M
  • View UBIL.U Profile
  • View Questions on UBIL.U
• Global X 0-3 Month T-Bill ETF (CBIL $50.07)
  • $50.07 Cap: $1.82B
  • View CBIL Profile
  • View Questions on CBIL

Q: Can you please recommend where to safely park CAD and USD; with the highest yield? I have been using CASH.TO (Yield 2.33% as of February 20) or CBIL.TO (Y 2.42%) for CAD and UBIL.U.TO (Y 4.08%) for USD.
Our BNS portfolio manager recently put some cash into the following mutual funds:
BNS Investment Savings Account Series F U$(DYN6005:CA)
BNS INVESTMENT SAVINGS ACCOUNT SR F (6004). Can you please tell me how frequently the latter two savings accounts pay out interest and what is the current yield for each? I could not find any information online for these BNS savings mutual funds.
Thanks!

Upvote 6

Read Answer Asked by Grant on February 24, 2026

• BMO S&P 500 Index ETF (ZSP $104.10)
  • $104.10 P/E (TTM): 25.89X Cap: $21.52B
  • View ZSP Profile
  • View Questions on ZSP
• iShares Core S&P/TSX Capped Composite Index ETF (XIC $54.57)
  • $54.57 P/E (TTM): 18.19X Cap: $26.92B
  • View XIC Profile
  • View Questions on XIC
• Vanguard FTSE Canada All Cap Index ETF (VCN $69.33)
  • $69.33 P/E (TTM): 18.1X Cap: $14.54B
  • View VCN Profile
  • View Questions on VCN
• Vanguard S&P 500 Index ETF (VFV $168.78)
  • $168.78 P/E (TTM): 26.01X Cap: $28.70B
  • View VFV Profile
  • View Questions on VFV

Q: Goodmorning

what are your top 2 EFT that follow the S&P 500 and what are your 2 top EFT that follow the TSX?
THKS
Marcel

Upvote 6

Read Answer Asked by Marcel on February 24, 2026

• iShares S&P/TSX Capped Information Technology Index ETF (XIT $63.30)
  • $63.30 P/E (TTM): 57.34X Cap: $664M
  • View XIT Profile
  • View Questions on XIT
• INVESCO QQQ Trust (QQQ $616.68)
  • $616.68 P/E (TTM): 30.22X Cap: $402.87B
  • View QQQ Profile
  • View Questions on QQQ
• Sonida Senior Living Inc Com (New) (CSU)
  • P/E (TTM): -0.5X Cap: $75M
  • View CSU Profile
  • View Questions on CSU

Q: What option would you suggest to pursue to gain additional exposure to technology within a portfolio? I currently only own QQQ in USD registered account.

1) just add more to QQQ at the current exchange rate
2) diversify and add XIT
3) diversify and add both XIT and CSU at 50/50 (understanding XIT owns approximately 23% of CSU already)
4) none of the above, try an alternative (e.g. QQQM)

Upvote 6

Read Answer Asked by Tom on February 24, 2026

• Purpose Global Bond Fund (BND $18.00)
  • $18.00 Cap: $1.40B
  • View BND Profile
  • View Questions on BND
• PIMCO Monthly Income Fund (Canada) (PMIF $18.43)
  • $18.43 P/E (TTM): 10.29X Cap: $4.46B
  • View PMIF Profile
  • View Questions on PMIF

Q: Which is better for global bond exposure? Seems like both are US bond focused.
Thanks Ron

Upvote 2

Read Answer Asked by Ronald on February 24, 2026

• Vanguard FTSE Developed ex North America High Dividend Yield Index ETF (VIDY $46.41)
  • $46.41 P/E (TTM): 9.92X Cap: $1.65B
  • View VIDY Profile
  • View Questions on VIDY

Q: Are there any foreign tax implications holding this in Margin/TFSA/RRIF account(s)?

Upvote 4

Read Answer Asked by Jayne on February 23, 2026

• Global X S&P 500 Index Corporate Class ETF (HXS $98.19)
  • $98.19 Cap: $5.77B
  • View HXS Profile
  • View Questions on HXS
• iShares U.S. High Yield Bond Index ETF (CAD-Hedged) (XHY $16.66)
  • $16.66 P/E (TTM): 20.44X Cap: $1.04B
  • View XHY Profile
  • View Questions on XHY
• Vanguard FTSE Developed All Cap ex North America Index ETF (VIU $48.36)
  • $48.36 P/E (TTM): 23.36X Cap: $9.48B
  • View VIU Profile
  • View Questions on VIU
• Vanguard Total Bond Market ETF (BND $74.91)
  • $74.91 Cap: $146.64B
  • View BND Profile
  • View Questions on BND

Q: Hello, can you please confirm these 2 ETF would not be subject to Withholding Tax? Also, can you please recommend 2 diversified stock ETF for exposure outside Canada which would not be subject to Withholding Tax, with decent dividend and buy and forget type of security. Thank you.

Upvote 3

Read Answer Asked by Pierre on February 23, 2026

• iShares S&P Global Consumer Discretionary Index ETF (CAD-Hedged) (XCD $59.73)
  • $59.73 P/E (TTM): 33.49X Cap: $55M
  • View XCD Profile
  • View Questions on XCD
• Vanguard Consumer Discretionary ETF (VCR $385.25)
  • $385.25 P/E (TTM): 29.09X Cap: $6.27B
  • View VCR Profile
  • View Questions on VCR

Q: What would be the best Consumer Cyclical ETF in Canada & the USA to buy?

Thank you.

Upvote 3

Read Answer Asked by Ross on February 23, 2026

• ROBO Global Robotics and Automation Index ETF (ROBO $79.58)
  • $79.58 P/E (TTM): 21.95X Cap: $1.74B
  • View ROBO Profile
  • View Questions on ROBO
• Teradyne Inc. (TER $342.82)
  • $342.82 P/E (TTM): 91.79X Cap: $51.52B
  • View TER Profile
  • View Questions on TER
• GLOBAL X FDS (AIQ $50.55)
  • $50.55 P/E (TTM): 22.49X Cap: $7.79B
  • View AIQ Profile
  • View Questions on AIQ

Q: Can you describe the growth potential of TER and whether you feel current prices are sustainable or I should wait for a pull back?

For other robotics and automation stocks and broader ETFs what would your suggestions be ? I am currently in ROBO how does it compare to the others?

Lastly, do you feel robotics and automation is one use case of AI where there is a strong business model right now? I can’t see why this sector will not increase exponentially

Upvote 4

Read Answer Asked by Mark on February 23, 2026

• FirstService Corporation (FSV $212.32)
  • $212.32 P/E (TTM): 50.65X Cap: $9.76B
  • View FSV Profile
  • View Questions on FSV
  • View Reports on FSV
• iShares Global Healthcare Index ETF (CAD-Hedged) (XHC $72.26)
  • $72.26 P/E (TTM): 26.69X Cap: $569M
  • View XHC Profile
  • View Questions on XHC
• iShares S&P/TSX Capped REIT Index ETF (XRE $16.08)
  • $16.08 P/E (TTM): 12.81X Cap: $1.10B
  • View XRE Profile
  • View Questions on XRE

Q: According to Portfolio Analytics I need to increase my weightings in Healthcare and Real Estate.Please suggest,for a conservative investor,a Canadian stock or ETF for each.
Thank you

Upvote 3

Read Answer Asked by John on February 23, 2026