Investment Q&A

• Intuitive Surgical Inc. (ISRG $496.98)
  • $496.98 P/E (TTM): 62.53X Cap: $178.81B
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• AbbVie Inc. (ABBV $233.47)
  • $233.47 P/E (TTM): 175.18X Cap: $410.35B
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• Eli Lilly and Company (LLY $1,031.78)
  • $1,031.78 P/E (TTM): 46.12X Cap: $992.40B
  • View LLY Profile
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• Merck & Company Inc. (MRK $121.59)
  • $121.59 P/E (TTM): 16.37X Cap: $306.13B
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• BMO Equal Weight US Health Care Hedged to CAD Index ETF (ZUH $70.20)
  • $70.20 P/E (TTM): 21.63X Cap: $182M
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• iShares U.S. Healthcare ETF (IYH $66.15)
  • $66.15 P/E (TTM): 23.25X Cap: $3.45B
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Q: The sector rotations in the markets are wreaking havoc on my portfolio balance, mostly in a good way. The healthcare sector overall is down and the limited successes seem expensive. Also, the US government is pushing pharma to reduce their margins.
Do you feel that it is a good time to invest in healthcare and if so could you recommend stocks and etfs for broader exposure? For years, the etfs seem to have underperformed.

Thank you!

Upvote 3

Read Answer Asked by Peter on March 02, 2026

• Hamilton U.S. Bond YIELD MAXIMIZER TM ETF (HBND $12.77)
  • $12.77 Cap: $181M
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Q: Hello,

Can I please get your view on Hamilton U S Bond Yield Maximizer ETF Class E (HBND). Thank you!

Dave

Upvote 3

Read Answer Asked by David on March 02, 2026

• Defiance AI & Power Infrastructure ETF (AIPO $26.46)
  • $26.46 P/E (TTM): 38.97X Cap: $203M
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Q: What is your opinion on this ETF for Data Centre Infrastructure companies ?

Are there any other better options ?

Thank You

Upvote 3

Read Answer Asked by rajeev on March 02, 2026

• Royal Bank of Canada (RY $230.26)
  • $230.26 P/E (TTM): 16.23X Cap: $318.52B
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• Toronto-Dominion Bank (The) (TD $134.72)
  • $134.72 P/E (TTM): 11.22X Cap: $222.07B
  • View TD Profile
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• Bank of Nova Scotia (The) (BNS $103.44)
  • $103.44 P/E (TTM): 25.56X Cap: $127.56B
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• Bank of Montreal (BMO $198.90)
  • $198.90 P/E (TTM): 16.06X Cap: $138.63B
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• Canadian Imperial Bank Of Commerce (CM $139.11)
  • $139.11 P/E (TTM): 15.85X Cap: $127.40B
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• National Bank of Canada (NA $191.29)
  • $191.29 P/E (TTM): 17.65X Cap: $73.72B
  • View NA Profile
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• Hamilton Enhanced Canadian Bank ETF (HCAL $39.10)
  • $39.10 P/E (TTM): 15.2X Cap: $834M
  • View HCAL Profile
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Q: Hi, I am wondering about the Cdn bank ETF offering a bit of leverage through loans called HCAL. It sounds like a reasonable way to execute a bit of leverage, but I have to wonder if it is better than owning some of, or all six of the Cdn banks. Would you recommend the ETF, or just owning some combination of the banks directly. If owning the banks directly could you offer an opinion on which ones you prefer and how many? Would you overweight one over others, or stick with an equal weight ownership? As always, your insight is very much appreciated - thanks!
D

Upvote 4

Read Answer Asked by Dawn on March 02, 2026

• iShares Core S&P/TSX Capped Composite Index ETF (XIC $55.08)
  • $55.08 P/E (TTM): 18.27X Cap: $26.91B
  • View XIC Profile
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• Vanguard FTSE Developed Asia Pacific All Cap Index ETF (VA $56.47)
  • $56.47 P/E (TTM): 0.13X Cap: $259M
  • View VA Profile
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• Vanguard S&P 500 Index ETF (VFV $167.63)
  • $167.63 P/E (TTM): 26.01X Cap: $28.31B
  • View VFV Profile
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Q: Using above 2 for Canada and USA
Can you suggest ETF for Asia

Upvote 5

Read Answer Asked by Pierre on February 27, 2026

• BMO Europe High Dividend Covered Call Hedged to CAD ETF (ZWE $21.81)
  • $21.81 P/E (TTM): 48.79X Cap: $792M
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Q: Does ZWE have a management fee .65% plus a MER .73% or just the MER ? Also is it a good fairly safe longer term buy and hold for income and diversification ?

Upvote 1

Read Answer Asked by nick on February 27, 2026

• Global X 0-3 Month T-Bill ETF (CBIL $49.98)
  • $49.98 Cap: $1.83B
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• iShares 0-3 Month Treasury Bond ETF (SGOV $100.39)
  • $100.39 Cap: $73.62B
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Q: I hold this in a US account. Is there a comparable investment for my Canadian account. Thank you for your guidance.

Upvote 2

Read Answer Asked by Barry on February 27, 2026

• BMO S&P 500 Index ETF (ZSP $103.40)
  • $103.40 P/E (TTM): 25.46X Cap: $21.38B
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• Vanguard S&P 500 Index ETF (VFV $167.63)
  • $167.63 P/E (TTM): 26.01X Cap: $28.31B
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Q: Is VFV more suitable than ZSP for US exposure in TFSA?

Upvote 6

Read Answer Asked by Hali on February 26, 2026

• Vanguard S&P 500 ETF (VOO $632.11)
  • $632.11 P/E (TTM): 26.2X Cap: $835.27B
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• Invesco S&P 500 Equal Weight ETF (RSP $204.53)
  • $204.53 P/E (TTM): 19.95X Cap: $87.67B
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Q: I am having trouble deciding between market weighted versus equal-weighted ETF's.

Is it true that equal weighted portfolios often have a higher Sharpe ratio (better risk-adjusted return) but exhibit higher volatility (roughly 10% more) than market-cap weighted ones?

Upvote 2

Read Answer Asked by Ernest on February 26, 2026

• BMO Mid Provincial Bond Index ETF (ZMP $14.35)
  • $14.35 Cap: $770M
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• iShares 1-5 Year Laddered Corporate Bond Index ETF (CBO $18.56)
  • $18.56 Cap: $804M
  • View CBO Profile
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• iShares Core Canadian Short Term Bond Index ETF (XSB $27.06)
  • $27.06 P/E (TTM): 43.28X Cap: $3.72B
  • View XSB Profile
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• iShares Core Canadian Universe Bond Index ETF (XBB $28.44)
  • $28.44 P/E (TTM): 14.62X Cap: $9.81B
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• iShares U.S. High Yield Bond Index ETF (CAD-Hedged) (XHY $16.58)
  • $16.58 P/E (TTM): 20.44X Cap: $1.04B
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• Vanguard Total Bond Market ETF (BND $74.60)
  • $74.60 Cap: $147.15B
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Q: Good Morning,

Retired income investor with almost 100% of funds in equities. I feel it is time that I added some bond exposure but I am not well informed on this market. Can you please suggest investments that would get me started, cover the basic gamut and provide reasonable returns.

Thanks very much.

Upvote 15

Read Answer Asked by Dave on February 26, 2026

• BMO Canadian High Dividend Covered Call ETF (ZWC $22.18)
  • $22.18 P/E (TTM): 12.59X Cap: $2.15B
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• Hamilton Enhanced Canadian Covered Call ETF (HDIV $22.17)
  • $22.17 P/E (TTM): 19.98X Cap: $1.39B
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• Global X S&P/TSX 60 Covered Call ETF (CNCC $14.10)
  • $14.10 P/E (TTM): 18.57X Cap: $156M
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• NEOS Nasdaq 100 High Income ETF (QQQI $52.51)
  • $52.51 P/E (TTM): 32.59X Cap: $8.93B
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• NEOS S&P 500 High Income ETF (SPYI $52.12)
  • $52.12 P/E (TTM): 25.57X Cap: $7.96B
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• GLOBAL X MSCI EAFE COVERED CALL ETF (EACC)
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Q: Hello 5i team,
I'm looking to create yield in my TSFA. I've looked at a few covered call ETF's, but, I'm overwhelmed. Do you have a top 3-5 covered call ETF's to generate yield?

Thank you,
Brent

Upvote 9

Read Answer Asked by Brent on February 26, 2026

• BMO Laddered Preferred Share Index ETF (ZPR $12.47)
  • $12.47 P/E (TTM): 5.91X Cap: $1.54B
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• BMO US High Dividend Covered Call ETF (ZWH $25.71)
  • $25.71 P/E (TTM): 18.85X Cap: $1.07B
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• iShares Core Canadian Universe Bond Index ETF (XBB $28.44)
  • $28.44 P/E (TTM): 14.62X Cap: $9.81B
  • View XBB Profile
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• Harvest Healthcare Leaders Income ETF (HHL $7.60)
  • $7.60 P/E (TTM): 23.22X Cap: $1.67B
  • View HHL Profile
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• CIBC Active Investment Grade Corporate Bond ETF (CACB $20.23)
  • $20.23 Cap: $2.23B
  • View CACB Profile
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• BMO Premium Yield ETF (ZPAY $31.96)
  • $31.96 P/E (TTM): 27.25X Cap: $391M
  • View ZPAY Profile
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• BMO Global High Dividend Covered Call ETF (ZWG $34.94)
  • $34.94 P/E (TTM): 17.95X Cap: $296M
  • View ZWG Profile
  • View Questions on ZWG
• Global X S&P/TSX 60 Covered Call ETF (CNCC $14.10)
  • $14.10 P/E (TTM): 18.57X Cap: $156M
  • View CNCC Profile
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• RBC CORE PLUS BOND POOL (RPLS)
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Q: Hi
I'm interested in investing in etfs with an interest rate between 4 - 6% with some potential for Capital gains.
Low risk
Your recommendations please

Upvote 3

Read Answer Asked by Homer on February 26, 2026

• Vanguard FTSE Developed All Cap ex North America Index ETF (VIU $47.42)
  • $47.42 P/E (TTM): 1.18X Cap: $9.44B
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• Vanguard FTSE Emerging Markets All Cap Index ETF (VEE $47.21)
  • $47.21 P/E (TTM): 6.04X Cap: $3.75B
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Q: Good day 5i,
I am trying to shift away a percentage on my portfolio from the broad US market towards specific high-conviction themes and international diversification. What are my best options?

Upvote 5

Read Answer Asked by Marco on February 25, 2026

• AltaGas Ltd. (ALA $46.63)
  • $46.63 P/E (TTM): 18.02X Cap: $13.88B
  • View ALA Profile
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Q: What is your opinion on AltaGas - is it a good investment for gas infrastructure?
For reference I also have Gibson Energy for oil infrastructure.
WCP and TOU are also owned.

Upvote 3

Read Answer Asked by Reg on February 25, 2026

• BMO S&P 500 Index ETF (ZSP $103.40)
  • $103.40 P/E (TTM): 25.46X Cap: $21.38B
  • View ZSP Profile
  • View Questions on ZSP
• iShares Core S&P/TSX Capped Composite Index ETF (XIC $55.08)
  • $55.08 P/E (TTM): 18.27X Cap: $26.91B
  • View XIC Profile
  • View Questions on XIC
• Vanguard FTSE Developed All Cap ex North America Index ETF (VIU $47.42)
  • $47.42 P/E (TTM): 1.18X Cap: $9.44B
  • View VIU Profile
  • View Questions on VIU
• iShares Russell 1000 Growth ETF (IWF $452.27)
  • $452.27 P/E (TTM): 35.06X Cap: $116.10B
  • View IWF Profile
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Q: Grandson has $2000 to start investing with. Looking for up to 4 possible ETF’s for him realizing he has a long timeline growth would be preferred.
Thanks

Upvote 6

Read Answer Asked by Dale on February 25, 2026

• BMO Mid-Term US IG Corporate Bond Hedged to CAD Index ETF (ZMU $12.86)
  • $12.86 Cap: $3.65B
  • View ZMU Profile
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• BMO Short-Term US IG Corporate Bond Hedged to CAD Index ETF (ZSU $13.37)
  • $13.37 Cap: $317M
  • View ZSU Profile
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Q: For a conservative investor with a 50/50 portfolio (seeking a 4% yield), what percentage of Fixed Income would you place in short and medium term US corporate Bonds? US PCE is stuck at 3%, while Canadian inflation is almost at target. My thesis is this presents a decent opportunity if there is any improvement in American inflation...while Canadian Bonds already have lower inflation priced in. Even if I'm wrong, does it still makes sense to have some US Bonds for diversification? Thanks as always.

Upvote 1

Read Answer Asked by Curtis on February 24, 2026

• iShares Core S&P/TSX Capped Composite Index ETF (XIC $55.08)
  • $55.08 P/E (TTM): 18.27X Cap: $26.91B
  • View XIC Profile
  • View Questions on XIC
• Vanguard Total Stock Market ETF (VTI $339.42)
  • $339.42 P/E (TTM): 25.58X Cap: $568.46B
  • View VTI Profile
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Q: What is the best ETF or ETF's to add to a family RESP. 8, 7 and 4 years old age.

Thank you.

Upvote 5

Read Answer Asked by Jacquelyn on February 24, 2026

• BMO Global Infrastructure Index ETF (ZGI $59.56)
  • $59.56 P/E (TTM): 10.4X Cap: $498M
  • View ZGI Profile
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• iShares Canadian Growth Index ETF (XCG $71.37)
  • $71.37 P/E (TTM): 29.94X Cap: $167M
  • View XCG Profile
  • View Questions on XCG
• iShares S&P/TSX Composite High Dividend Index ETF (XEI $36.19)
  • $36.19 P/E (TTM): 14.02X Cap: $3.39B
  • View XEI Profile
  • View Questions on XEI
• Vanguard S&P 500 Index ETF (VFV $167.63)
  • $167.63 P/E (TTM): 26.01X Cap: $28.31B
  • View VFV Profile
  • View Questions on VFV
• BMO Growth ETF (ZGRO.T $13.40)
  • $13.40 P/E (TTM): 19.81X Cap: $41M
  • View ZGRO.T Profile
  • View Questions on ZGRO.T

Q: I am retired and have a TFSA holding 100% equities with no contribution room. My wife is going to open a new TFSA with 10K initial contribution and $400.00 monthly contribution. I am considering starting with and adding to ZGRO.T ,ZGI, ZIA, XEI, VFV. Your thoughts of this move.
Thanks
Roy

Upvote 7

Read Answer Asked by Roy on February 24, 2026

• iShares 1-5 Year Laddered Corporate Bond Index ETF (CBO $18.56)
  • $18.56 Cap: $804M
  • View CBO Profile
  • View Questions on CBO
• iShares Core Canadian Universe Bond Index ETF (XBB $28.44)
  • $28.44 P/E (TTM): 14.62X Cap: $9.81B
  • View XBB Profile
  • View Questions on XBB
• iShares U.S. High Yield Bond Index ETF (CAD-Hedged) (XHY $16.58)
  • $16.58 P/E (TTM): 20.44X Cap: $1.04B
  • View XHY Profile
  • View Questions on XHY
• Vanguard Total Bond Market ETF (BND $74.60)
  • $74.60 Cap: $147.15B
  • View BND Profile
  • View Questions on BND

Q: I have no Bond investments and would add to my TFSA and RRSP's. Are there any other that I should consider. Thanks

Upvote 3

Read Answer Asked by David on February 24, 2026

• Global X Canadian Select Universe Bond Index Corporate Class ETF (HBB $50.74)
  • $50.74 Cap: $3.65B
  • View HBB Profile
  • View Questions on HBB
• iShares Core Canadian Universe Bond Index ETF (XBB $28.44)
  • $28.44 P/E (TTM): 14.62X Cap: $9.81B
  • View XBB Profile
  • View Questions on XBB

Q: Aside from the tax advantages associated with HBB, would you consider these funds very comparable?

Upvote 3

Read Answer Asked by Joe on February 24, 2026