Investment Q&A

• iShares Russell 2000 Growth ETF (IWO $331.06)
  • $331.06 P/E (TTM): 22.82X Cap: $13.57B
  • View IWO Profile
  • View Questions on IWO
• iShares Core S&P/TSX Capped Composite Index ETF (XIC $51.30)
  • $51.30 P/E (TTM): 14.66X Cap: $21.86B
  • View XIC Profile
  • View Questions on XIC
• Vanguard Dividend Appreciation FTF (VIG $222.50)
  • $222.50 P/E (TTM): 25.2X Cap: $98.67B
  • View VIG Profile
  • View Questions on VIG
• SPDR S&P 500 ETF Trust (SPY $690.31)
  • $690.31 P/E (TTM): 26.22X Cap: $706.65B
  • View SPY Profile
  • View Questions on SPY

Q: Hi Gang
What are your top 5 etf. At this time
Thanks Mike B

Upvote 11

Read Answer Asked by Mike on December 23, 2025

• iShares Silver Trust (SLV $71.12)
  • $71.12 Cap: $40.50B
  • View SLV Profile
  • View Questions on SLV
• SPDR Gold Shares (GLD $416.74)
  • $416.74 Cap: $153.31B
  • View GLD Profile
  • View Questions on GLD
• VanEck Gold Miners ETF (GDX $91.29)
  • $91.29 P/E (TTM): 38.02X Cap: $27.41B
  • View GDX Profile
  • View Questions on GDX
• Global X Silver Miners ETF (SIL $90.01)
  • $90.01 P/E (TTM): 39.36X Cap: $5.12B
  • View SIL Profile
  • View Questions on SIL
• Global X Copper Miners ETF (COPX $75.71)
  • $75.71 P/E (TTM): 33.38X Cap: $4.55B
  • View COPX Profile
  • View Questions on COPX
• Sprott Physical Copper Trust (COP.U $11.24)
  • $11.24 Cap: $119M
  • View COP.U Profile
  • View Questions on COP.U

Q: Hi Gang

Thanks for your great service

What are Your top Gold. Copper and Sliver ETFs at this time
Thanks MIke B

Upvote 6

Read Answer Asked by Mike on December 22, 2025

• TD Cash Management ETF (TCSH $50.13)
  • $50.13 P/E (TTM): 13.15X Cap: $503M
  • View TCSH Profile
  • View Questions on TCSH

Q: Order Fill Limit Order Tips for ETFs. I have been placing limit orders to buy TCSH ETF which is a Canadian money market ETF. I have access to Time & Sales data using TD Advanced Dashboard. It looks like the transaction prices vary between 50.10 and 50.11 with "size" typically 100 to 200. I am not sure if "size" refers to lot size or quantity of shares (maybe you guys know?). I would like to buy 1,800 shares at 50.10. Will I have better success rate if I place multiple limit orders using lower quantities at 50.10 or likely the same result if I just place 1 limit order for 1,800 shares at 50.10? Your thoughts would be appreciated.

Upvote 1

Read Answer Asked by Ian on December 22, 2025

• BMO MSCI EAFE Index ETF (ZEA $28.27)
  • $28.27 P/E (TTM): 27.06X Cap: $11.36B
  • View ZEA Profile
  • View Questions on ZEA
• iShares Core MSCI EAFE IMI Index ETF (XEF $46.75)
  • $46.75 P/E (TTM): 28.95X Cap: $16.55B
  • View XEF Profile
  • View Questions on XEF
• Vanguard FTSE Developed All Cap ex North America Index ETF (VIU $43.13)
  • $43.13 P/E (TTM): 23.36X Cap: $7.77B
  • View VIU Profile
  • View Questions on VIU
• Vanguard FTSE Developed All Cap Ex U.S. Index ETF (VDU $54.69)
  • $54.69 P/E (TTM): 1.39X Cap: $667M
  • View VDU Profile
  • View Questions on VDU
• Vanguard FTSE Emerging Markets All Cap Index ETF (VEE $44.83)
  • $44.83 P/E (TTM): 7.49X Cap: $3.17B
  • View VEE Profile
  • View Questions on VEE

Q: My portfolio by region is Canada 58%, US 37%, International 5%. It is recommended that I put my international to 25%. What are 5 stocks/ETF's that you would recommend that would increase my international exposure? Industry-wise, I am heavy on financials and energy already, and I prefer a balanced portfolio. Thanks!

Upvote 2

Read Answer Asked by Timothy on December 22, 2025

• iShares S&P/TSX Canadian Dividend Aristocrats Index ETF (CDZ $40.90)
  • $40.90 P/E (TTM): 14.68X Cap: $1.10B
  • View CDZ Profile
  • View Questions on CDZ
• Vanguard Dividend Appreciation FTF (VIG $222.50)
  • $222.50 P/E (TTM): 25.2X Cap: $98.67B
  • View VIG Profile
  • View Questions on VIG

Q: Hi, I’m retired 70 year old , looking at more conservative alternatives to stocks for a portion of my portfolio (30-40%). Could you give your opinion on TIPS I believe it’s US , but I see a Canadian version ZTIP. Interesting that it is inflation protection? Your thoughts and best one to buy. ( like to keep taxes simple).
Also could you give me your favourite dividend aristocrat etf. And do you consider this etf more conservative than a regular dividend etf.
Thanks for your help over the years, Merry Christmas

Upvote 2

Read Answer Asked by Brad on December 22, 2025

• Virtus Private Credit Strategy ETF (VPC $17.74)
  • $17.74 P/E (TTM): 11.34X Cap: $44M
  • View VPC Profile
  • View Questions on VPC
• Accelerate Diversified Credit Income Fund (INCM $14.82)
  • $14.82 P/E (TTM): 12.91X Cap: $62M
  • View INCM Profile
  • View Questions on INCM

Q: What are your thoughts on investing in private credit? Should it be part of a diversified portfolio? Are the above ETF's a good vehicle to invest in private credit?
Happy Holidays to the 5i staff!

Upvote 3

Read Answer Asked by ROB on December 22, 2025

• iShares Core Canadian Short Term Bond Index ETF (XSB $27.05)
  • $27.05 Cap: $3.56B
  • View XSB Profile
  • View Questions on XSB
• Purpose High Interest Savings Fund (PSA $50.10)
  • $50.10 Cap: $3.24B
  • View PSA Profile
  • View Questions on PSA
• Global X High Interest Savings ETF (CASH $50.06)
  • $50.06 P/E (TTM): 13.15X Cap: $6.74B
  • View CASH Profile
  • View Questions on CASH
• Global X 0-3 Month T-Bill ETF (CBIL $50.10)
  • $50.10 Cap: $1.60B
  • View CBIL Profile
  • View Questions on CBIL
• High Interest Savings Account ETF (HISA)
  • View HISA Profile
  • View Questions on HISA

Q: Hello, Im looking for a conservative option to GICs
Would it be preferred shares ? Please help and avise

thanks so much

Tim

Upvote 3

Read Answer Asked by Tim on December 22, 2025

• iShares S&P/TSX Global Gold Index ETF (XGD $53.56)
  • $53.56 P/E (TTM): 9.84X Cap: $3.94B
  • View XGD Profile
  • View Questions on XGD

Q: gold has gone up a lot this year do you think new buying for something like xgd is a reasonable decision?

Upvote 6

Read Answer Asked by joseph on December 22, 2025

• Global X US Dollar Currency ETF (DLR.U $10.25)
  • $10.25 P/E (TTM): 13.15X Cap: $202M
  • View DLR.U Profile
  • View Questions on DLR.U
• Hamilton Utilities YIELD MAXIMIZER TM ETF (UMAX $13.23)
  • $13.23 P/E (TTM): 15.01X Cap: $908M
  • View UMAX Profile
  • View Questions on UMAX
• Harvest Premium Yield Treasury ETF (HPYT $8.65)
  • $8.65 Cap: $457M
  • View HPYT Profile
  • View Questions on HPYT
• Hamilton U.S. T-Bill YIELD MAXIMIZER TM ETF (HBIL $14.87)
  • $14.87 Cap: $239M
  • View HBIL Profile
  • View Questions on HBIL

Q: Will have to sell one of these to raise cash. Which one? Thanks and Greetings Peter.

Upvote 4

Read Answer Asked by peter on December 20, 2025

• Hamilton Enhanced Canadian Covered Call ETF (HDIV $21.12)
  • $21.12 P/E (TTM): 17.15X Cap: $1.02B
  • View HDIV Profile
  • View Questions on HDIV

Q: I’m looking for the MER to HDIV. The Globe & Mail has it at 0.65%, Morningstar lists 2.550%, Hamilton ETFs site says “0.00% (subject to the fees of the underlying portfolio ETFs)”.

I’m guessing I don’t get to pick the one I like best so wondering what it actually is?

Upvote 2

Read Answer Asked by Raymond on December 20, 2025

• Hamilton Canadian Bank Equal-Weight Index ETF (HEB $27.47)
  • $27.47 P/E (TTM): 11.72X Cap: $1.01B
  • View HEB Profile
  • View Questions on HEB

Q: What is your opinion of this today? For a retired guy seeking Dividends + Growth? Or, can you suggest an alternative?

Thanks for your amazing service!

Upvote 1

Read Answer Asked by Austin on December 19, 2025

• BMO Equal Weight Banks Index ETF (ZEB $58.70)
  • $58.70 P/E (TTM): 11.77X Cap: $5.24B
  • View ZEB Profile
  • View Questions on ZEB
• iShares Canadian Financial Monthly Income ETF (FIE $10.03)
  • $10.03 P/E (TTM): 11.36X Cap: $1.29B
  • View FIE Profile
  • View Questions on FIE
• Hamilton Enhanced Canadian Covered Call ETF (HDIV $21.12)
  • $21.12 P/E (TTM): 17.15X Cap: $1.02B
  • View HDIV Profile
  • View Questions on HDIV
• Hamilton Canadian Financials YIELD MAXIMIZER TM ETF (HMAX $16.40)
  • $16.40 P/E (TTM): 9.31X Cap: $1.80B
  • View HMAX Profile
  • View Questions on HMAX

Q: Half of my RIF focuses on steady, monthly income and the other half on individual stocks. To balance safety with higher income, I am looking to have equal weight in FIE and HMAX. As I rely on this monthly income, what do you think of this approach for long term holding? Can you suggest better alternatives?

Upvote 4

Read Answer Asked by Jean on December 19, 2025

• Hamilton Enhanced U.S. Covered Call ETF (HYLD $15.16)
  • $15.16 P/E (TTM): 27.83X Cap: $939M
  • View HYLD Profile
  • View Questions on HYLD
• RBC Canadian Dividend Covered Call ETF (RCDC $23.87)
  • $23.87 P/E (TTM): 11.27X Cap: $44M
  • View RCDC Profile
  • View Questions on RCDC
• NEOS Nasdaq 100 High Income ETF (QQQI $54.56)
  • $54.56 P/E (TTM): 29.01X Cap: $7.24B
  • View QQQI Profile
  • View Questions on QQQI
• NEOS S&P 500 High Income ETF (SPYI $53.00)
  • $53.00 P/E (TTM): 25.63X Cap: $6.75B
  • View SPYI Profile
  • View Questions on SPYI

Q: Looking at the idea of adding covered call ETFs to add some income. Understand how they work, can you recommend a few to take a look at and maybe why?

Upvote 3

Read Answer Asked by Danielle on December 17, 2025

• State Street Financial Select Sector SPDR ETF (XLF $55.62)
  • $55.62 P/E (TTM): 16.66X Cap: $54.02B
  • View XLF Profile
  • View Questions on XLF
• State Street Financial Select Sector SPDR Premium Income ETF (XLFI $25.28)
  • $25.28 P/E (TTM): 16.88X Cap: $2M
  • View XLFI Profile
  • View Questions on XLFI

Q: Sentiment appears to be favoring financials for now and 2026. Do you agree?
If so which of the following ETFs would your suggest as being the likely winner: KBNB 14Xpe,1 year14%,
XLF 18XE 1 Yr. 5%, IYG 19X 1 Yr, 10%

The composition of these ETF’s is similar but KBNB seems to favor a slightly different group of financial stocks including BRK.B

Hence my uncertainty. Thanks again for helping to sort this out,

Upvote 3

Read Answer Asked by Donald on December 17, 2025

• Vanguard Dividend Appreciation FTF (VIG $222.50)
  • $222.50 P/E (TTM): 25.2X Cap: $98.67B
  • View VIG Profile
  • View Questions on VIG
• iShares International Select Dividend ETF (IDV $39.61)
  • $39.61 P/E (TTM): 26.6X Cap: $6.69B
  • View IDV Profile
  • View Questions on IDV

Q: Good evening. I’m wondering what would be your choices for dividend etfs in a non registered account. I already hold xdiv. Can you kindly suggest a US market ETF and a couple for international exposure?

Thanks

Upvote 2

Read Answer Asked by Seamus on December 17, 2025

• Global X High Interest Savings ETF (CASH $50.06)
  • $50.06 P/E (TTM): 13.15X Cap: $6.74B
  • View CASH Profile
  • View Questions on CASH

Q: Is there an advantage to holding an ETF like ZAG compared to holding an ETF like GLB X HIGH INT SVGS-A? Which is more profitable in a non-registered portfolio?

Upvote 2

Read Answer Asked by Serge on December 17, 2025

• ProShares Short QQQ -1x Shares (PSQ $29.72)
  • $29.72 Cap: $688M
  • View PSQ Profile
  • View Questions on PSQ
• ProShares Short Russell2000 -1x Shares (RWM $16.02)
  • $16.02 Cap: $142M
  • View RWM Profile
  • View Questions on RWM
• BetaPro S&P/TSX 60 Daily Inverse ETF (CNDI $19.43)
  • $19.43 Cap: $13M
  • View CNDI Profile
  • View Questions on CNDI

Q: How are these ETF's created, and do they degrade as would a leverage ETF such as TQQQ? What would you suggest to be an equivalent on the Canadian markets?

Upvote 2

Read Answer Asked by Edgar on December 17, 2025

• Hamilton Enhanced Canadian Covered Call ETF (HDIV $21.12)
  • $21.12 P/E (TTM): 17.15X Cap: $1.02B
  • View HDIV Profile
  • View Questions on HDIV

Q: Further to my prior question re Canadian dividend tax benefits, would HDIV qualify?
It holds both Canadian & US securities.
Thanks again.

Upvote 3

Read Answer Asked by Catherine on December 17, 2025

• Hamilton Technology YIELD MAXIMIZER TM ETF (QMAX $23.39)
  • $23.39 P/E (TTM): 30.14X Cap: $730M
  • View QMAX Profile
  • View Questions on QMAX

Q: Does this fund qualify for benefit as a Canadian Dividend fund?
Please explain rules to qualify for the dividend discount.
Thanks.

Upvote 3

Read Answer Asked by Catherine on December 16, 2025

• iShares S&P Global Consumer Discretionary Index ETF (CAD-Hedged) (XCD $65.41)
  • $65.41 P/E (TTM): 25.85X Cap: $65M
  • View XCD Profile
  • View Questions on XCD
• iShares S&P Global Industrials Index ETF(CAD-Hedged) (XGI $63.69)
  • $63.69 P/E (TTM): 28.92X Cap: $140M
  • View XGI Profile
  • View Questions on XGI
• Middlefield Healthcare Dividend ETF (MHCD $11.97)
  • $11.97 P/E (TTM): 17.21X Cap: $148M
  • View MHCD Profile
  • View Questions on MHCD

Q: Hi, I am currently underweight in my portfolio for each of the Healthcare, Industrial and Consumers Cyclical sectors. Can you please recommend a few ETFs in these sectors, preferably global and priced in CAD? Thanks!

Upvote 4

Read Answer Asked by Keith on December 16, 2025