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Investment Q&A

Not investment advice or solicitation to buy/sell securities. Do your own due diligence and/or consult an advisor.

Q: Question for a 30-year-old starting an RRSP with a growth-oriented focus. He has little interest in managing a portfolio, so the intent is a simple portfolio that is on autopilot (using automatic monthly DCA) with a yearly review.

The idea is to use XEQT. Does it make sense to add XUS or VFV to XEQT to add more US exposure to potentially improve returns over such a long period of time? Say DCA 75% XEQT and 25% XUS?

Would there be a better ETF to pair up with?

Much appreciated.
Read Answer Asked by Raymond on April 17, 2026
Q: Could you please give the pluses and minuses of buying these two ETFs now? Do you two others in this space?

Thanks.
Read Answer Asked by Danny-boy on April 17, 2026
Q: This NYSX, Technology ETF inception date is March 25, 2026 so it has a very low AUM at the moment. IMO the fee is reasonable at approx. 0.09% in the 3 versions. As part of the investing strategy it uses P/S ratio. Does this mean it gives a higher weighting towards technology stocks that appear cheaper? If I was interested in purchasing the NYSX:US version. How would you suggest I do it since the trading volumes are very low and the bid/ask spread likely high? Many thanks for your advice.
Read Answer Asked by Ian on April 16, 2026
Q: I bought this ETF sometime ago in my RRIF for its delicious yield ( at the time 15%, now unfortunately 18% ) , thinking that Trump will get his way and rates will decrease . This does not seem to be happening but in the end nobody really knows what rates are going to do. Silly me for putting my hat in the ring with Trump.

I am down 20 % on this ETF but the large distribution has mitigated my loss. It is 4 % of my RRIF and 2 % of total portfolios . What would you do with this ETF ? Thanks. Derek.
Read Answer Asked by Derek on April 16, 2026
Q: This ETF started trading last August along with a number of others launched at the same time by Purpose Investments Inc. It is specific re: Enbridge and attempts to gain a higher yield it seems. Could you please explain how this ETF works, what the target yield is for it, where it might best fit account wise, and whether you feel that it is a safe longer term investment. Thank you for the great advice.
Read Answer Asked by Will on April 16, 2026
Q: Does QQQ provide sufficient exposure to AI and AI build out stocks ? If not, what are some ETFs that generally cover tech stocks as well as AI and AI build out ? Are any such ETFs listed on TSX ?
Read Answer Asked by Thomas on April 16, 2026
Q: Hello 5i

What is your opinion about MOAT. It is a new ETF with little track record but I would like your opinion on the strategy used to generate monthly income, safety and suitability for a retiree for safe income. Are there other ETF Canadian or US dollar denominated, with better and well established track record that you would recommend.
Read Answer Asked by Joseph on April 15, 2026
Q: I previously was using a Roboadvisor but decided to do it on my own and had all my funds transferred to self-directed accounts. In my TFSA, I lost 29% on ZFL (~$6500). I would like your opinion on taking a loss on ZFL in my TFSA? My thinking is that this is dead money in my TFSA and I would be more likely to gain in a S&P or TSX ETF. Should I repurchase ZFL in my RRSP? What are your thoughts on this.
Read Answer Asked by Mary on April 13, 2026
Q: Looking to diversify into international markets for the first time and was hoping to get your advice on where to start. Do you have any preferred international ETF's for a long term hold?
Read Answer Asked by Graham on April 13, 2026
Q: I recently took a small position in SPRX:US, Spear Alpha ETF. It does not come up in your data base; can you pls add it so that I can include in my portfolio tracking. And can you pls provide your assessment of this fund....do you see it as a suitable way to get a broad exposure to the tech world? Do you think it is spread too thin? Are the fees appropriate for what it does? Thank you for your excellent service
Read Answer Asked by Leonard on April 12, 2026