Investment Q&A

Q: DRNZ ARE YOU A FAN OF THIS ETF? IS IT THE BEST DRONE ETF AVAILABLE?

Q: Hi,
I'd like to get a better return on the Cash sitting in the Canadian Account. I don't want to lock it into GICs now as I would like the flexibility to use it until I get a better sense of where we're going with all of this. I looked at CASH.TO Global X High Interest Savings ETF and HSAV.TO Global X Cash Maximizer Corporate class ETF. Mgmt fees and MERs are lower on CASH and the yield is a bit higher but it has tax implications whereas HSAV has slightly better performance and deferred tax. Once our taxes are filed there may be a bit more contribution room left in the TFSAs but it won't be much.

Any opinions? Any thoughts on what I can do with the US Cash?

Thanks!
D

Q: Today, Thursday, March 12, Ian Tam in the business section of the globe and Mail recommended 14 Canadian ETFs that offer an mote against global uncertainty. One of the ETFs was WSRI among other ETFs that are low volatility. I wasn’t surprised by the low volatility ETFs, but I was surprised to see WSRI among this list. I looked up WSRI but I couldn’t find anything special to indicate that it has a mote against global uncertainty or is any better than other S&P 500 ETFs such as ZSP. Can you shed some light on this?

Q: Greetings, 5i. Could you recommend an ETF or two that would cover the spectrum of less common but important metals such as tungsten?
With appreciation,
Ed

Q: For a gold exposure : At this point and time , let’s say on a 2 years horizon would you rather buy gold etf , gold miners etf (no juniors) or 1 or 2 specifics gold related stock (if so with ones) . Trying to mitigate risk here (even if it’s hard to predict gold price)

Q: On November 10, 2025, you noted that you weren't 'big fans' of the traditional value factor, citing VTV’s heavy weightings in Financials (20%) and Staples (14%) as a reason for your limited interest.
Given the recent spike in global market instability, has your outlook on VTV or the traditional value factor shifted? Would you consider this defensive exposure more attractive in the current climate? :ao/sab::

Q: Good Day 5i,
Are the following companies/ETF a buy, sell or hold?
Thanks

Q: I seem to recall a question quite a while ago (years?) about the maximum % of your portfolio should be by fund company. If I remember correctly, your suggestion was to cap each fund company exposure to 15%. Am I correct and do you still feel the same?

My BMO ETFs are just over 16%.
My iShares ETFs are just over 15%.
I have smaller exposures to the fund companies holding HMAX, HHL, NNRG (around 5% each).

Please remind me again what the dangers are of exceeding your suggested threshold? For the larger fund companies, is the threshold higher?

Thanks for your help....much appreciated....Steve

Q: When I buy bonds for my fixed income allocation I always hold until maturity so that I know that I will get my money back plus yield to maturity interest. In the past I could not buy bond mutual funds or ETFs because the bonds were never held to maturity and therefore no guarantee of money back would result.

With the target maturity bond ETFs issued by most banks each ETF holds the bonds until maturity allowing me to ladder a bond portfolio just as if I was buying actual bonds.

What do you think of these securities?

Many thanks.

Q: In a previous answer you said HCAL MER is 2.08%, on the ETF web site (https://hamiltonetfs.com/etf/hcal/) it says Management Fee 0.65%
Which one it is?

Thanks

Q: Just a question about the 14% yield,my info shoes only 6.7% give or take???

Q: This ETF ( a mix of single stock covered call etfs + modest leverage + reasonable fees) , seems to shows an impressive performance since its share issuance last year ,would you consider it as a core long term holding ?

Q: I need to hold cash for 1 yr (HSAV is interesting but it needs to avoid a significant premium vs NAV + yield is quite modest...) .Could you suggest 3 stocks + 3 ETFs with dividends and with a very favorable entry price at the present time,that would meet this objective and would offer "acceptable stability" in this volatile world politico- economic environment ? Hoping that this is not an "impossible question " to answer !

Q: I have good tech exposure in my portfolio through GOOGL, MSFT, NVDA, SOXX, XIT and market exposure through VCN, WXM, and XEQT.
I would like to know your suggestions for the above mentioned ETF's for a time frame of 2-5 Years.

Q: Hi, I’m looking for 2 ETF’s suggestions, that is mostly out of Canada, as all my stocks are on the TSX. ( RY,ENB,BN,CSU,etc.) Looking at a mix of U.S. and other countries. Retired so has to be somewhat conservative with a 2%+ dividend while I wait. Could be a balanced etf for a little growth and safety. I was looking at TGRO, as an example, but maybe it is too much risk? your thoughts, thanks

Q: Do you have any preference re these balanced all-in-ones?

Q: Dear 5i team.

Of the three listed Water ETFs, please provide your rank order to buy and comment on recent weakness if other than markets in turmoil.

many thanks for your help.

Q: I hold 2 bond funds in my RSP, ZAG and BND. Both bought last summer after a GIC matured and I didn't want to lock in funds again at that time. Both ETFs are slightly under water on the stock price, and getting worse. Interest payments don't do much more than make me even. With a low yield (esp. ZAG), market movements can be a killer and has me thinking a money market type fund might have been better, despite lower yields still. I know you seem to think rates will be coming down - which I assume will be a plus - but the market seems to be pointing the other way. Questions:
1) would you continue to hold these funds
2) do these complement each other, which was my thinking
3) do you see either of these funds changing their monthly payments
4) are there better alternatives
Thank-you

Q: I will appreciate your recommendation for a few ETFs for starting an RESP for an 8 year old. Thanks

Q: Hello,

Can I please get your view on BMAX. Thank You.

Dave