Investment Q&A

• BMO Mid-Term US IG Corporate Bond Hedged to CAD Index ETF (ZMU $12.96)
  • $12.96 Cap: $3.66B
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• BMO Short-Term US IG Corporate Bond Hedged to CAD Index ETF (ZSU $13.44)
  • $13.44 Cap: $316M
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Q: For a conservative investor with a 50/50 portfolio (seeking a 4% yield), what percentage of Fixed Income would you place in short and medium term US corporate Bonds? US PCE is stuck at 3%, while Canadian inflation is almost at target. My thesis is this presents a decent opportunity if there is any improvement in American inflation...while Canadian Bonds already have lower inflation priced in. Even if I'm wrong, does it still makes sense to have some US Bonds for diversification? Thanks as always.

Upvote 1

Read Answer Asked by Curtis on February 24, 2026

• iShares Core S&P/TSX Capped Composite Index ETF (XIC $54.28)
  • $54.28 P/E (TTM): 18.19X Cap: $26.61B
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• Vanguard Total Stock Market ETF (VTI $339.21)
  • $339.21 P/E (TTM): 25.7X Cap: $564.58B
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Q: What is the best ETF or ETF's to add to a family RESP. 8, 7 and 4 years old age.

Thank you.

Upvote 3

Read Answer Asked by Jacquelyn on February 24, 2026

• BMO Global Infrastructure Index ETF (ZGI $58.03)
  • $58.03 P/E (TTM): 10.66X Cap: $496M
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• iShares Canadian Growth Index ETF (XCG $70.38)
  • $70.38 P/E (TTM): 30.91X Cap: $166M
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• iShares S&P/TSX Composite High Dividend Index ETF (XEI $35.49)
  • $35.49 P/E (TTM): 13.77X Cap: $3.34B
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• Vanguard S&P 500 Index ETF (VFV $167.64)
  • $167.64 P/E (TTM): 26.01X Cap: $28.27B
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• BMO Growth ETF (ZGRO.T $13.47)
  • $13.47 P/E (TTM): 20.66X Cap: $41M
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Q: I am retired and have a TFSA holding 100% equities with no contribution room. My wife is going to open a new TFSA with 10K initial contribution and $400.00 monthly contribution. I am considering starting with and adding to ZGRO.T ,ZGI, ZIA, XEI, VFV. Your thoughts of this move.
Thanks
Roy

Upvote 5

Read Answer Asked by Roy on February 24, 2026

• iShares 1-5 Year Laddered Corporate Bond Index ETF (CBO $18.62)
  • $18.62 Cap: $803M
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• iShares Core Canadian Universe Bond Index ETF (XBB $28.52)
  • $28.52 Cap: $9.68B
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• iShares U.S. High Yield Bond Index ETF (CAD-Hedged) (XHY $16.63)
  • $16.63 P/E (TTM): 20.44X Cap: $1.04B
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• Vanguard Total Bond Market ETF (BND $74.93)
  • $74.93 Cap: $146.76B
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Q: I have no Bond investments and would add to my TFSA and RRSP's. Are there any other that I should consider. Thanks

Upvote 2

Read Answer Asked by David on February 24, 2026

• Global X Canadian Select Universe Bond Index Corporate Class ETF (HBB $50.94)
  • $50.94 Cap: $3.58B
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• iShares Core Canadian Universe Bond Index ETF (XBB $28.52)
  • $28.52 Cap: $9.68B
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Q: Aside from the tax advantages associated with HBB, would you consider these funds very comparable?

Upvote 2

Read Answer Asked by Joe on February 24, 2026

• State Street SPDR S&P 500 ETF Trust (SPY $687.35)
  • $687.35 P/E (TTM): 26.17X Cap: $693.63B
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• Vanguard Total Stock Market ETF (VTI $339.21)
  • $339.21 P/E (TTM): 25.7X Cap: $564.58B
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Q: Can you recommend 2 high qualiity US ETF's?

Upvote 1

Read Answer Asked by David on February 24, 2026

• BNS Investment Savings Account Series F (DYN6004 $1.00)
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• BNS Investment Savings Account Series F U$ (DYN6005 $1.00)
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• Global X High Interest Savings ETF (CASH $50.03)
  • $50.03 P/E (TTM): 13.15X Cap: $6.86B
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• Global X 0-3 Month U.S. T-Bill ETF (UBIL.U $50.03)
  • $50.03 Cap: $466M
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• Global X 0-3 Month T-Bill ETF (CBIL $50.07)
  • $50.07 Cap: $1.82B
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Q: Can you please recommend where to safely park CAD and USD; with the highest yield? I have been using CASH.TO (Yield 2.33% as of February 20) or CBIL.TO (Y 2.42%) for CAD and UBIL.U.TO (Y 4.08%) for USD.
Our BNS portfolio manager recently put some cash into the following mutual funds:
BNS Investment Savings Account Series F U$(DYN6005:CA)
BNS INVESTMENT SAVINGS ACCOUNT SR F (6004). Can you please tell me how frequently the latter two savings accounts pay out interest and what is the current yield for each? I could not find any information online for these BNS savings mutual funds.
Thanks!

Upvote 4

Read Answer Asked by Grant on February 24, 2026

• BMO S&P 500 Index ETF (ZSP $103.46)
  • $103.46 P/E (TTM): 25.89X Cap: $21.21B
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• iShares Core S&P/TSX Capped Composite Index ETF (XIC $54.28)
  • $54.28 P/E (TTM): 18.19X Cap: $26.61B
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• Vanguard FTSE Canada All Cap Index ETF (VCN $69.00)
  • $69.00 P/E (TTM): 18.1X Cap: $14.33B
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• Vanguard S&P 500 Index ETF (VFV $167.64)
  • $167.64 P/E (TTM): 26.01X Cap: $28.27B
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Q: Goodmorning

what are your top 2 EFT that follow the S&P 500 and what are your 2 top EFT that follow the TSX?
THKS
Marcel

Upvote 4

Read Answer Asked by Marcel on February 24, 2026

• iShares S&P/TSX Capped Information Technology Index ETF (XIT $62.27)
  • $62.27 P/E (TTM): 57.34X Cap: $656M
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• INVESCO QQQ Trust (QQQ $607.87)
  • $607.87 P/E (TTM): 30.22X Cap: $392.90B
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• Sonida Senior Living Inc Com (New) (CSU)
  • P/E (TTM): -0.5X Cap: $75M
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Q: What option would you suggest to pursue to gain additional exposure to technology within a portfolio? I currently only own QQQ in USD registered account.

1) just add more to QQQ at the current exchange rate
2) diversify and add XIT
3) diversify and add both XIT and CSU at 50/50 (understanding XIT owns approximately 23% of CSU already)
4) none of the above, try an alternative (e.g. QQQM)

Upvote 6

Read Answer Asked by Tom on February 24, 2026

• Purpose Global Bond Fund (BND $18.10)
  • $18.10 Cap: $1.41B
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• PIMCO Monthly Income Fund (Canada) (PMIF $18.43)
  • $18.43 P/E (TTM): 10.29X Cap: $4.44B
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Q: Which is better for global bond exposure? Seems like both are US bond focused.
Thanks Ron

Upvote 2

Read Answer Asked by Ronald on February 24, 2026

• Vanguard FTSE Developed ex North America High Dividend Yield Index ETF (VIDY $46.01)
  • $46.01 P/E (TTM): 9.92X Cap: $1.61B
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Q: Are there any foreign tax implications holding this in Margin/TFSA/RRIF account(s)?

Upvote 3

Read Answer Asked by Jayne on February 23, 2026

• Global X S&P 500 Index Corporate Class ETF (HXS $97.50)
  • $97.50 Cap: $5.68B
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• iShares U.S. High Yield Bond Index ETF (CAD-Hedged) (XHY $16.63)
  • $16.63 P/E (TTM): 20.44X Cap: $1.04B
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• Vanguard FTSE Developed All Cap ex North America Index ETF (VIU $47.87)
  • $47.87 P/E (TTM): 23.36X Cap: $9.24B
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• Vanguard Total Bond Market ETF (BND $74.93)
  • $74.93 Cap: $146.76B
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Q: Hello, can you please confirm these 2 ETF would not be subject to Withholding Tax? Also, can you please recommend 2 diversified stock ETF for exposure outside Canada which would not be subject to Withholding Tax, with decent dividend and buy and forget type of security. Thank you.

Upvote 2

Read Answer Asked by Pierre on February 23, 2026

• iShares S&P Global Consumer Discretionary Index ETF (CAD-Hedged) (XCD $59.36)
  • $59.36 P/E (TTM): 33.49X Cap: $55M
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• Vanguard Consumer Discretionary ETF (VCR $384.97)
  • $384.97 P/E (TTM): 29.09X Cap: $6.17B
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Q: What would be the best Consumer Cyclical ETF in Canada & the USA to buy?

Thank you.

Upvote 3

Read Answer Asked by Ross on February 23, 2026

• ROBO Global Robotics and Automation Index ETF (ROBO $78.79)
  • $78.79 P/E (TTM): 21.95X Cap: $1.72B
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• Teradyne Inc. (TER $329.09)
  • $329.09 P/E (TTM): 93.62X Cap: $49.86B
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• GLOBAL X FDS (AIQ $49.49)
  • $49.49 P/E (TTM): 22.49X Cap: $7.47B
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Q: Can you describe the growth potential of TER and whether you feel current prices are sustainable or I should wait for a pull back?

For other robotics and automation stocks and broader ETFs what would your suggestions be ? I am currently in ROBO how does it compare to the others?

Lastly, do you feel robotics and automation is one use case of AI where there is a strong business model right now? I can’t see why this sector will not increase exponentially

Upvote 4

Read Answer Asked by Mark on February 23, 2026

• FirstService Corporation (FSV $212.73)
  • $212.73 P/E (TTM): 52.0X Cap: $9.54B
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• iShares Global Healthcare Index ETF (CAD-Hedged) (XHC $72.38)
  • $72.38 P/E (TTM): 26.69X Cap: $569M
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• iShares S&P/TSX Capped REIT Index ETF (XRE $16.10)
  • $16.10 P/E (TTM): 12.81X Cap: $1.12B
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Q: According to Portfolio Analytics I need to increase my weightings in Healthcare and Real Estate.Please suggest,for a conservative investor,a Canadian stock or ETF for each.
Thank you

Upvote 2

Read Answer Asked by John on February 23, 2026

• North American Financial 15 Split Corp. Class A Shares (FFN $9.20)
  • $9.20 P/E (TTM): 13.15X Cap: $508M
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• Hamilton Canadian Financials YIELD MAXIMIZER TM ETF (HMAX $16.28)
  • $16.28 P/E (TTM): 14.15X Cap: $2.05B
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Q: Which high yield fund do you prefer between FFN and HMAX?

Upvote 1

Read Answer Asked by Andrew on February 23, 2026

• iShares Core MSCI Canadian Quality Dividend Index ETF (XDIV $38.45)
  • $38.45 P/E (TTM): 12.05X Cap: $4.26B
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• iShares Core Equity ETF Portfolio (XEQT $42.00)
  • $42.00 P/E (TTM): 13.67X Cap: $14.54B
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• Ninepoint Enhanced Canadian HighShares ETF (ECHI $12.26)
  • $12.26 Cap: $100M
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Q: Can you comment on these etfs from a likely return point of view

Upvote 1

Read Answer Asked by Kim on February 23, 2026

• BMO Equal Weight Utilities Index ETF (ZUT $27.62)
  • $27.62 P/E (TTM): 17.83X Cap: $833M
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• BMO Low Volatility Canadian Equity ETF (ZLB $59.75)
  • $59.75 P/E (TTM): 17.1X Cap: $6.05B
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• iShares S&P/TSX Canadian Dividend Aristocrats Index ETF (CDZ $43.53)
  • $43.53 P/E (TTM): 15.96X Cap: $1.13B
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• iShares MSCI USA Min Vol Factor ETF (USMV $96.39)
  • $96.39 P/E (TTM): 23.54X Cap: $23.45B
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Q: I have $ 60000 to invest in my tfsa. I am retired. What 3 etfs would effectively give me a good somewhat conservative diversity especially for these chaotic times. Stability and income would be my main focus

Upvote 3

Read Answer Asked by Eric on February 23, 2026

• Harvest Healthcare Leaders Income ETF (HHL $7.68)
  • $7.68 P/E (TTM): 23.22X Cap: $1.66B
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• State Street Health Care Select Sector SPDR ETF (XLV $157.87)
  • $157.87 P/E (TTM): 23.97X Cap: $42.03B
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Q: Would a combination two funds, XLV (70%) HHL (30%) be an adequate combination to cover the health care sector while enhancing returns?

Thanks in advance.

Upvote 2

Read Answer Asked by Donald on February 23, 2026

• Invesco CurrencyShares Swiss Franc Trust (FXF $114.17)
  • $114.17 Cap: $569M
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Q: I have a fairly large chunk of US cash invested in a 'High-Interest Savings Account' which earns 3.15% interest. The interest has not kept up with the loss in value of the US dollar. Can you suggest a similar kind of investment based on Euros or Swiss Francs which can be purchased through TD Direct? Or do you have a better low-risk idea for this money? (I am pessimistic about both the USD and CAD keeping their value against other currencies.)

Upvote 2

Read Answer Asked by Robert on February 23, 2026