Investment Q&A

• BMO Monthly Income ETF (ZMI $18.46)
  • $18.46 P/E (TTM): 17.93X Cap: $185M
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Q: Could I get your opinion on ZMI? Thanks Ron

Upvote 5

Read Answer Asked by Ronald on November 11, 2025

• BMO Canadian Dividend ETF (ZDV $26.60)
  • $26.60 P/E (TTM): 13.42X Cap: $1.34B
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• iShares Canadian Select Dividend Index ETF (XDV $37.79)
  • $37.79 P/E (TTM): 11.56X Cap: $2.04B
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• iShares S&P/TSX Composite High Dividend Index ETF (XEI $31.74)
  • $31.74 P/E (TTM): 4.66X Cap: $2.61B
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• Vanguard FTSE Canadian High Dividend Yield Index ETF (VDY $59.65)
  • $59.65 P/E (TTM): 5.99X Cap: $5.15B
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Q: What are the best return Canadian dividend etfs you can recommend?

Upvote 13

Read Answer Asked by Kim on November 11, 2025

• State Street SPDR Bloomberg 1-3 Month T-Bill ETF (BIL $91.66)
  • $91.66 Cap: $42.68B
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• PIMCO Enhanced Short Maturity Active Exchange-Traded Fund (MINT $100.59)
  • $100.59 P/E (TTM): 13.38X Cap: $14.43B
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Q: Please compare MINT and BIL. Which do you like better and why? Thank you.

Upvote 2

Read Answer Asked by Chris on November 11, 2025

• Hamilton Utilities YIELD MAXIMIZER TM ETF (UMAX $13.47)
  • $13.47 P/E (TTM): 19.67X Cap: $928M
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Q: Is the reason this ETF has declined by approximately 8% this year because of its weak sectors of the rails and telecommunications or is there something fundamentally wrong with the structure of the ETF ? I hold it in my RRIF where yield is important to me. Thanks. Derek.

Upvote 2

Read Answer Asked by Derek on November 11, 2025

• Vanguard Total Stock Market ETF (VTI $328.64)
  • $328.64 P/E (TTM): 24.62X Cap: $537.39B
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• Vanguard Value ETF (VTV $185.30)
  • $185.30 P/E (TTM): 18.58X Cap: $147.87B
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Q: Could you please comment on vtv and vti for long term holding.

Thank you,
Milan

Upvote 1

Read Answer Asked by Milan on November 10, 2025

• BMO S&P 500 Index ETF (ZSP $103.63)
  • $103.63 P/E (TTM): 26.73X Cap: $20.54B
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• Invesco S&P 500 Equal Weight Index ETF (EQL $39.98)
  • $39.98 P/E (TTM): 21.95X Cap: $1.40B
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Q: I want to buy ZSP or EQL for my grandchildren's RESP. They are twins, one year old. Which would you recommend and why? Thank you for your excellent service.

Upvote 3

Read Answer Asked by Brian on November 10, 2025

• Hamilton Enhanced U.S. Covered Call ETF (HYLD.U $15.62)
  • $15.62 P/E (TTM): 29.86X Cap: $73M
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• Harvest Diversified High Income Shares ETF (HHIS.U $12.61)
  • $12.61 P/E (TTM): 44.22X Cap: $16M
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Q: As a snowbird I am looking for an investment vehicle with high income paid in USD and have identified these two. I can handle some risk and a degree of leverage but it is not required. Are these two appropriate ; which would you recommend ; are there others I should look at ? Is their unit price quoted in CDN or US dollars ?
Thanks. Derek.

Upvote 4

Read Answer Asked by Derek on November 10, 2025

• Vanguard FTSE Developed All Cap Ex U.S. Index ETF (VDU $53.21)
  • $53.21 P/E (TTM): 0.24X Cap: $635M
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• Vanguard Global Momentum Factor ETF (VMO $77.45)
  • $77.45 P/E (TTM): 24.34X Cap: $278M
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• Vanguard Total International Stock (VXUS $73.23)
  • $73.23 P/E (TTM): 9.89X Cap: $104.78B
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• Invesco S&P International Developed Momentum ETF (IDMO $52.70)
  • $52.70 P/E (TTM): 25.74X Cap: $2.12B
  • View IDMO Profile
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Q: Follow up question.

You suggested couple of US ETF for international. VXUS and IDMO is there similar ETF in CDN version.

Thanks for your excellent service

Upvote 1

Read Answer Asked by Hector on November 10, 2025

• iShares Russell 2000 Growth ETF (IWO $316.08)
  • $316.08 P/E (TTM): 22.39X Cap: $12.43B
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• BMO S&P 500 Index ETF (ZSP $103.63)
  • $103.63 P/E (TTM): 26.73X Cap: $20.54B
  • View ZSP Profile
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• iShares Core S&P/TSX Capped Composite Index ETF (XIC $48.88)
  • $48.88 P/E (TTM): 20.73X Cap: $20.05B
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• Vanguard FTSE Developed All Cap ex North America Index ETF (VIU $41.90)
  • $41.90 P/E (TTM): 0.23X Cap: $7.32B
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Q: We have $50,000 we want to invest and leave alone for 3-5 years. We understand there is a good chance of a market correction, and unknown market volatility the next couple years. Would you suggest putting it into an ETF, and if so, can you give us 3 or 4 names to consider?
Or, a couple sectors, with company names, to purchase shares in. Thank you.
Grant

Upvote 7

Read Answer Asked by Grant on November 10, 2025

• iShares Core MSCI All Country World ex Canada Index ETF (XAW $51.28)
  • $51.28 P/E (TTM): 21.04X Cap: $3.40B
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• Vanguard FTSE Developed All Cap ex North America Index ETF (VIU $41.90)
  • $41.90 P/E (TTM): 0.23X Cap: $7.32B
  • View VIU Profile
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• Vanguard S&P 500 Index ETF (VFV $167.90)
  • $167.90 P/E (TTM): 27.07X Cap: $26.98B
  • View VFV Profile
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• Vanguard All-Equity ETF Portfolio (VEQT $53.72)
  • $53.72 P/E (TTM): 1.85X Cap: $9.64B
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Q: I have US stocks and CAD stocks but also want to keep a large portion of my portfolio in indexes. I have VFV and similar for trakcing S&p and have added VEQT in the last few years for world diversification. I have a small amount in XAW, but does it make sense to have more in XAW since i have a bunch of individual canadian stocks? or do you have a preference for canadians to own one of these over the other?

Upvote 2

Read Answer Asked by Danielle on November 09, 2025

• BMO Aggregate Bond Index ETF (ZAG $13.99)
  • $13.99 Cap: $12.12B
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• Global X Mid-Term Government Bond Premium Yield ETF (PAYM $18.92)
  • $18.92 Cap: $11M
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Q: I have a GIC maturing shortly in my RIF. Would like to keep the funds in some type of income/reasonably secure investment, but am having trouble accepting current GIC rates. I have been looking at ZAG, but admit that PAYM has also caught my eye. Could you compare these two and comment on your preference and why (other suggestions are welcome). Also, any comment on where interest rates might be heading over the next or so.

Thank-you

Upvote 3

Read Answer Asked by grant on November 07, 2025

• BMO MSCI All Country World High Quality Index ETF (ZGQ $78.52)
  • $78.52 P/E (TTM): 22.9X Cap: $1.04B
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• iShares MSCI World Index ETF (XWD $109.88)
  • $109.88 P/E (TTM): 26.0X Cap: $1.47B
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• Capital Group Global Equity Fund (Canada) Ser F (CIF823 $67.87)
  • $67.87 P/E (TTM): 17.2X
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Q: I recently transferred my TFSA to a discount brokerage. CIF843 was part of this and then converted to CIF823 (non-trailing). I believe you are not in favour of mutual funds - nor I. Your opinion of this one? And a more attractive/similar ETF? Thanks, as always.

Upvote 4

Read Answer Asked by James on November 07, 2025

• BMO Global High Dividend Covered Call ETF (ZWG $33.36)
  • $33.36 P/E (TTM): 17.97X Cap: $280M
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Q: Good Afternoon. I'm still searching for an international etf that suits my needs, that being a 65 y/o retiree who is more concerned with income, albeit with some growth. Most I have looked at have relatively low yields, around 2% or so. Is there such a thing as a high yield international etf? Are there any that use covered calls? Would also prefer hedged to CAD. Cheers.

Upvote 4

Read Answer Asked by Neil on November 07, 2025

• Vanguard FTSE Developed All Cap ex North America Index ETF (VIU $41.90)
  • $41.90 P/E (TTM): 0.23X Cap: $7.32B
  • View VIU Profile
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• Vanguard FTSE Emerging Markets All Cap Index ETF (VEE $45.44)
  • $45.44 P/E (TTM): 5.86X Cap: $3.15B
  • View VEE Profile
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• Vanguard Total International Stock (VXUS $73.23)
  • $73.23 P/E (TTM): 9.89X Cap: $104.78B
  • View VXUS Profile
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• Invesco S&P International Developed Momentum ETF (IDMO $52.70)
  • $52.70 P/E (TTM): 25.74X Cap: $2.12B
  • View IDMO Profile
  • View Questions on IDMO

Q: I don’t have any international ETF. Can you please suggest 2 to 3 ETF

If you need to buy one ETF which one would you recommend to buy.

Thanks for your excellent service

Upvote 6

Read Answer Asked by Hector on November 06, 2025

• BMO Equal Weight Banks Index ETF (ZEB $54.55)
  • $54.55 P/E (TTM): 11.77X Cap: $4.84B
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• Hamilton Enhanced Canadian Bank ETF (HCAL $33.52)
  • $33.52 P/E (TTM): 11.69X Cap: $730M
  • View HCAL Profile
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Q: Recently retired and looking for a way to play banks and income. Your thoughts on HCAL and ZEB. Is HCAL worth the extra MER?
Thanks

Upvote 2

Read Answer Asked by Dale on November 06, 2025

• BCE Inc. (BCE $32.54)
  • $32.54 P/E (TTM): 4.89X Cap: $30.40B
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• Global X Equal Weight Canadian Telecommunications Index ETF (RING $18.52)
  • $18.52 P/E (TTM): 16.96X Cap: $381M
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Q: Good morning. I would like to harvest some losses on Bce with an eye to an eventual buyback of some or all of the shares. Could I have your opinion on using RING as a proxy.

Upvote 3

Read Answer Asked by Donald on November 06, 2025

• iShares Russell 2000 Growth ETF (IWO $316.08)
  • $316.08 P/E (TTM): 22.39X Cap: $12.43B
  • View IWO Profile
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• iShares S&P/TSX SmallCap Index ETF (XCS $28.44)
  • $28.44 P/E (TTM): 0.85X Cap: $204M
  • View XCS Profile
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Q: What ETF's would you recommend for Small Caps both US and Canadian? Thanks

Upvote 1

Read Answer Asked by Michael on November 06, 2025

• iShares Russell 2000 Growth ETF (IWO $316.08)
  • $316.08 P/E (TTM): 22.39X Cap: $12.43B
  • View IWO Profile
  • View Questions on IWO
• iShares S&P/TSX SmallCap Index ETF (XCS $28.44)
  • $28.44 P/E (TTM): 0.85X Cap: $204M
  • View XCS Profile
  • View Questions on XCS
• Invesco S&P International Developed Momentum ETF (IDMO $52.70)
  • $52.70 P/E (TTM): 25.74X Cap: $2.12B
  • View IDMO Profile
  • View Questions on IDMO

Q: A question was answered today in which you endorsed 6 ETF's for a passive approach to portfolio construction. If you were to add three additional ETF's to this mix that provided more aggressive exposure to sectors that you liked, what would they be?

Upvote 2

Read Answer Asked by philip on November 06, 2025

• Mackenzie US Large Cap Equity Index ETF (CAD-Hedged) (QAH $218.76)
  • $218.76 P/E (TTM): 27.37X Cap: $881M
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Q: QAH (Mackenzie US Large Cap ETF)

Your opinion?

Thank you.

Upvote 3

Read Answer Asked by Ross on November 06, 2025

• Vanguard Total International Stock (VXUS $73.23)
  • $73.23 P/E (TTM): 9.89X Cap: $104.78B
  • View VXUS Profile
  • View Questions on VXUS
• Schwab International Equity ETF (SCHF $23.38)
  • $23.38 P/E (TTM): 1.22X Cap: $50.99B
  • View SCHF Profile
  • View Questions on SCHF

Q: Hello, I am comparing SCHF (Schwab International Equity ETF) vs
VXUS )Vanguard Total International Stock Index Fund ETF Shares) for
a core international long term hold in my TFSA. I noticed that SCHF is not in your database. Please give my your opinion on these two etfs.

Upvote 2

Read Answer Asked by STEVEN on November 06, 2025