Q: Had used both of these vehicles for holding Cash in my TD Waterhouse Accounts. I checked on most recent Payout and it appeared the monthly dividend was Less than 2% on CASH:CA whilst TCSH:CA was around 2.3%. After checking a couple sites CASH claimed to be paying 2.3 as well. What do you see as CASH Payout currently?

I have switched to TCSH:CA because TD charges trading commissions on using CASH whilst TCSH:CA etf is commission free as of today.

Q: What would your advice be for someone who wants to "park" some money in an ETF or other vehicle, to not lose any significant value over the next 6-12 months, while still earning a 5%+, return? Are there relatively safe options besides cash or a GIC that could retain most of their value in a downturn? Do you have any ideas using these criteria? Thank you as always.

Q: If we enter a severe recession, what is the possibility of redemptions from companies such as CASH, being refused. Are there any other situations whereby funds held in an ETF like CASH, are not accessible.