Q: Would XSB be a suitable holding for an 18-month holding period in a RESP?
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Investment Q&A
Not investment advice or solicitation to buy/sell securities. Do your own due diligence and/or consult an advisor.
- Horizons Active Ultra-Short Term Investment Grade Bond ETF (HFR)
- iShares Core Canadian Short Term Bond Index ETF (XSB)
Q: Can you compare these 2 ETF's?
- iShares Core Canadian Short Term Bond Index ETF (XSB)
- iShares Core Canadian Long Term Bond Index ETF (XLB)
- Vanguard Canadian Aggregate Bond Index ETF (VAB)
- iShares Core U.S. Aggregate Bond ETF (AGG)
Q: my position in XLB:CA has almost recovered to break even. i am adjusting my behaviour in investing to try to avoid betting on conditions such as rising , falling, or staying near current for longer. I am getting the feeling from comments that long bonds are a play on rates dropping. If this is true, i would rather be positioned in bonds for more balanced risk/return regardless of rates. Any suggestions ?
Many thanks for your great service!
Many thanks for your great service!
- BMO Aggregate Bond Index ETF (ZAG)
- BMO Long Federal Bond Index ETF (ZFL)
- iShares Core Canadian Short Term Bond Index ETF (XSB)
Q: Do you think it is a good time to add bonds? It seems the most likely scenario's (slow growth with moderating inflation like now, or full blown recession) will be more favourable to bond investors than equity holders. What is the asset mix you would employ and do you favour longer bonds today? Thanks.
Q: Some time ago when rates were starting to go up I bought XSB for the bond (cash) part of my investments, . The thinking was that the "Short" would protect against rising rates. Alas, things did not work out that way and the holding is down about 9 %, not including interest paid. At this point, can you see any advantage to holding XSB with a return of 2-3 % when GICs are available at more than 5%? Many thanks
- iShares Core Canadian Short Term Bond Index ETF (XSB)
- Vanguard Canadian Aggregate Bond Index ETF (VAB)
- SPDR Bloomberg 1-3 Month T-Bill ETF (BIL)
Q: With the sell-off and resultant higher yields on bonds, what are a few bond ETFS that I might consider as a short term park for money in registered accounts. Maybe there are bonds I could buy? They are hard to get some times on my bank platform: CIBC Investors Edge.
I have not owned any bonds for a very long time. Prefer dividend growth stocks.
I have not owned any bonds for a very long time. Prefer dividend growth stocks.
- iShares Core Canadian Short Term Bond Index ETF (XSB)
- iShares Core Canadian Long Term Bond Index ETF (XLB)
- Vanguard Canadian Aggregate Bond Index ETF (VAB)
Q: Dear 5i,
Many experts are suggesting that Bonds are very attractive right now because of the high yields.
Can you please suggest some Canadian bond ETF's and Mutual Funds that one might want to do further research on. In your opinion what duration range represents a sweet spot that might offer attractive total return within 3 years.
Many experts are suggesting that Bonds are very attractive right now because of the high yields.
Can you please suggest some Canadian bond ETF's and Mutual Funds that one might want to do further research on. In your opinion what duration range represents a sweet spot that might offer attractive total return within 3 years.
- iShares 1-5 Year Laddered Corporate Bond Index ETF (CBO)
- iShares Core Canadian Short Term Bond Index ETF (XSB)
- iShares Core Canadian Universe Bond Index ETF (XBB)
- iShares U.S. High Yield Bond Index ETF (CAD-Hedged) (XHY)
- Vanguard Intermediate-Term Corporate Bond ETF (VCIT)
- iShares 20+ Year Treasury Bond ETF (TLT)
Q: Hello 5i, common question for you but I have very little bond exposure and was looking to start building a fixed income portfolio. Can you give me your current top 5 bond picks (assuming ETF's). This can be USA or Canada bonds.
- iShares Core Canadian Short Term Bond Index ETF (XSB)
- iShares Core Canadian Long Term Bond Index ETF (XLB)
- Vanguard Canadian Aggregate Bond Index ETF (VAB)
- iShares iBoxx USD High Yield Corporate Bond ETF (HYG)
Q: How risky is HYG?
thanks
thanks
- BMO Aggregate Bond Index ETF (ZAG)
- iShares Core Canadian Short Term Bond Index ETF (XSB)
- iShares Convertible Bond Index ETF (CVD)
- iShares Core Canadian Long Term Bond Index ETF (XLB)
Q: What bond funds are the best to invest in right now for the long term? Currently I hold ZAG.TO and CVD.TO. Should I continue buying them? I would prefer a higher dividend than what the ZAG gives.
Thank you!
Thank you!
- BMO Aggregate Bond Index ETF (ZAG)
- iShares Core Canadian Short Term Bond Index ETF (XSB)
- iShares Core Canadian Universe Bond Index ETF (XBB)
- Vanguard Canadian Aggregate Bond Index ETF (VAB)
Q: Hi there,
Can you please suggest Canadian-listed ETFs for the bond portion of a long-term portfolio? I'm interested in diversification.
Thanks,
Chris
Can you please suggest Canadian-listed ETFs for the bond portion of a long-term portfolio? I'm interested in diversification.
Thanks,
Chris
- iShares Core Canadian Short Term Bond Index ETF (XSB)
- iShares Core Canadian Universe Bond Index ETF (XBB)
- iShares Core Canadian Long Term Bond Index ETF (XLB)
- iShares 20+ Year Treasury Bond ETF (TLT)
Q: Supposing that an investor had three registered accounts of roughly equal size that they wanted to change from equity ETF's to a fixed income allocation for their portfolio, and these accounts would have to be converted to RIF's in 6 years. Let's also assume that we get one or two more small rate hikes this year, then interest rates flatten and begin to come down slowly over the following several years. Which of three options would you choose on a risk/reward basis? 1. Just hold money market funds currently paying 4.5%+ 2. Barbell XSB and XLB using two accounts, and put XBB (or ZAG) in the third (avg. yield close to 3 %? with potential cap. gains) 3. Put TLT in all three, yield close to 3%? maybe highest potential cap. gain? With the BOC policy rate going up close to 5 points since the start of 2022 the bond funds above fell anywhere from 10%+ to 30%+. Does that imply that if the BOC rate went back down 2.5% that they would rise 5%+ to 15%+, or you can't make that kind of straight line assumption? Maybe there is a way better option, but I don't really want to tie up funds in GIC's and don't want to try to pick individual bonds either. I also considered something like PSA but no cap gain upside there and the money markets probably pay as much interest or more. Thanks for your thoughts.
- iShares Core Canadian Short Term Bond Index ETF (XSB)
- Vanguard Short-Term Bond ETF (BSV)
- iShares Short Treasury Bond ETF (SHV)
Q: Hi, I have heard about short term bonds providing high yields. I don't have much experience in this area. Could you recommend a way to add this into my portfolio?
Thanks
Paul
Thanks
Paul
Q: In the current environment, when should an investor consider bonds vs. a high yield cash ETF? For example, XSB has a 2.4% yield right now whereas CASH has a 3.9% yield. CASH seems better due to the higher yield and also won't have capital losses whereas the XSB price can change.
- Horizons Active Ultra-Short Term Investment Grade Bond ETF (HFR)
- iShares Core Canadian Short Term Bond Index ETF (XSB)
- Vanguard Canadian Short-Term Bond Index ETF (VSB)
Q: What is your recommended short term CAD bond etf? Can you briefly discuss your top 3?
- iShares Core Canadian Short Term Bond Index ETF (XSB)
- iShares Core Canadian Long Term Bond Index ETF (XLB)
- Vanguard Canadian Short-Term Bond Index ETF (VSB)
- iShares 20+ Year Treasury Bond ETF (TLT)
- iShares 1-3 Year Treasury Bond ETF (SHY)
Q: Can you name a few securities that you would recommend in an effort to capitalize on the potential bond market opportunity as outlined in your March 16th market report?
Please rank and provide a brief explanation for the ranking.
Please rank and provide a brief explanation for the ranking.
- iShares Core Canadian Short Term Bond Index ETF (XSB)
- Purpose High Interest Savings Fund (PSA)
- Horizons High Interest Savings ETF (CASH)
Q: Which ETF product would be suitable for a one year holding period in an RESP?
- BMO Aggregate Bond Index ETF (ZAG)
- iShares 1-5 Year Laddered Corporate Bond Index ETF (CBO)
- iShares 1-5 Year Laddered Government Bond Index ETF (CLF)
- iShares Core Canadian Short Term Bond Index ETF (XSB)
- iShares Core Canadian Universe Bond Index ETF (XBB)
- iShares Core Canadian Long Term Bond Index ETF (XLB)
- iShares U.S. High Yield Bond Index ETF (CAD-Hedged) (XHY)
- Vanguard Canadian Aggregate Bond Index ETF (VAB)
- iShares Core U.S. Aggregate Bond ETF (AGG)
Q: I am looking at adding a 15 to 20 percent bond component to my portfolio. From the mix of laddered, aggregate, short/long term and high yield ETF’s listed. Which would you recommend and why? Please let me know if you have other possible suggestions? Thank you
Q: Last year I invested in XSB, thinking that the "Short" aspect would be the better place for bonds. Unfortunately, the value has fallen, though perhaps not as much as other bond ETFs. What do you expect to happen with XSB as we go forward?
thanks
thanks
- iShares Core Canadian Short Term Bond Index ETF (XSB)
- iShares U.S. High Yield Bond Index ETF (CAD-Hedged) (XHY)
Q: In these times where the financial health of companies are being put to the test, are bond funds like XHY, which hold 60% BB grade bonds and 30% B grade bonds, something that a wise investor should be pulling out of?