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                             Evolve Canadian Aggregate Bond Enhanced Yield Fund (AGG $19.33) Evolve Canadian Aggregate Bond Enhanced Yield Fund (AGG $19.33)
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                             iShares Core Canadian Short Term Bond Index ETF (XSB $27.14) iShares Core Canadian Short Term Bond Index ETF (XSB $27.14)
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                             Vanguard Canadian Aggregate Bond Index ETF (VAB $23.39) Vanguard Canadian Aggregate Bond Index ETF (VAB $23.39)
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                             Vanguard Canadian Short-Term Bond Index ETF (VSB $23.60) Vanguard Canadian Short-Term Bond Index ETF (VSB $23.60)
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                             Vanguard Intermediate-Term Corporate Bond ETF (VCIT $84.08) Vanguard Intermediate-Term Corporate Bond ETF (VCIT $84.08)
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                             BMO Asset Management Inc (ZTS) BMO Asset Management Inc (ZTS)
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                             SPDR Bloomberg 1-3 Month T-Bill ETF (BIL $91.76) SPDR Bloomberg 1-3 Month T-Bill ETF (BIL $91.76)
            Q: Hello 5i,
We were reading a report on the risk for corporate bonds due to a tightening of spreads. Our goal from a previous question is to protect funds needed in the next 3 years to augment CPP and OAS (no pensions).
We added bonds, but that plan may require a new assessment. Currently, our portfolio has a small position (2%) of Bonds consisting of AGT, VCLT, VCIT, & VAB. We also have laddered GIC’s for 5 years, plus PSA & BIL (for vacations in the US).
We are looking at replacing AGT & VAB with PSA and VCLT & VCIT with BIL. Do you have any other suggestions that may meet our goals?
Thank you
D&J
        
    We were reading a report on the risk for corporate bonds due to a tightening of spreads. Our goal from a previous question is to protect funds needed in the next 3 years to augment CPP and OAS (no pensions).
We added bonds, but that plan may require a new assessment. Currently, our portfolio has a small position (2%) of Bonds consisting of AGT, VCLT, VCIT, & VAB. We also have laddered GIC’s for 5 years, plus PSA & BIL (for vacations in the US).
We are looking at replacing AGT & VAB with PSA and VCLT & VCIT with BIL. Do you have any other suggestions that may meet our goals?
Thank you
D&J
 
                             
                             
                    