Investment Q&A

Q: Follow up to the last GLXY answer. Could you explain the transfer process in more detail please.
I don't understand the process. Are the Canadian shares going to be sold then repurchased on US side? I hold in my DYI TFSA and RRSP accounts with other US holdings.
Thank you
Jeff

Q: Investment Philosophy: When to Sell Winning Stocks

I’m happy with my portfolio’s success, Stocks like PLTR (+400%), CSU (+270%), and ORCL (+140%) and others have skyrocketed over few years, but I’m facing a tough question: when should I sell? I understand risk tolerance, age, and retirement status are key factors, but how do I know when to take profits on stocks that could climb higher?
Thank you 5i, you are the best!

Q: I receive quiet a few emails for the above website, recommending stocks and ideas for investment. This happened during the last one week.
Do you have any idea of this website? Is it dependable, reliable or it another bogus one? I would like to have your considered opinion on this website.
Thanks and regards,
Antony

Q: How do we get to see the recording of Peter on BNN this morning?

Q: Hi,

I was looking to purchase some Tesla US this morning and I, for the first time, saw the Canadian CDR currency hedged option. Can you provide any guidance as to the preference of one over the other. (I do get that the currency risk (or alternately, reward) is reduced (or eliminated). Is there any other information should be aware of ?

Q: Hi, easy one for you, I hope!
When you talk about opening a position, or 1/4 position, and so on, how much is a position? 4% of the total portfolio?
thank you

Q: I've been doing some research about CDRs, and noticed that CIBC charges a hedging fee of 0.6% per year. I know that this isn't quite the same thing as an MER, but I don't think I've seen this hedging fee mentioned in the 5i Q&A's. If an investor is looking to hold a US investment for the long term (10+ years), does this mean it might make more sense to do a currency conversion (through Norbert's Gambit) instead?

Q: There are two stocks for this company NVDA.to and NVDA. One is on the US stock exchange and the other is the TSX. The difference in the stock price is more than just the US and Canadian exchange rate. Why is that? Is the stock on the TSX a B non voting share? Do you recommend buying this company and on which exchange?

Q: I have some USD to invest in my usd TFSA . how do I go about ensuring I maximize my TFSA without going over my allowable amount in canadian dollars acording to CRA

Q: Everyone, how much of the market is driven by professional money mangers, and how much is driven by small individuals like me. Today there was a trade on one stock that I own that was for more than $100,000 - and I thought is that an individual or a money manager? Clayton

Q: Good afternoon,

AC announces terms of the $500 million issuer bid. The offer is a modified Dutch Auction at a price range $18.50 - $21.00, its not clear to me what price one can tender their shares . Please explain it to me simply.. Thanks , George

Q: Good morning 5i
I am always interested in your strategy for options and the question about selling call options for Microsoft this morning raised some. I know that selling options can have many variables and will be context specific. And I realise that you cannot give a hard and fast set of rules. So, I hope you will bear with me on these questions. This morning you said that you would likely sell a call on msft going out a month for about $470. Today msft is at about $449. So, about a $20 difference. In previous posts you said that you would sell a call option just a few dollars above the price. I would take this to mean more like say $455 than $470. $20 represents about 5%. Is that what youwould see as a good point.?

Also on the idea of selling a put immediately upon exercise of the call. Would it be reasonable to sell both a call and a put at the same time and then if it was called away, then sell another put at $470?
Thanks

Q: Everyone, analysts love to place ratings of buy, hold and sell on companies. Do you use this information? Clayton

Q: Do you know anything about BMO Nesbitt Burns Architect Program, if so could I have your thoughts on it and how does this compare to other financial institutions similar products?

Any info you can give is and will be much appreciated, Jim

Q: I have arranged my 41 stocks into their sectors. Within each sector I have tried to find their revenue growth, earnings growth, P/E, depth/capital, ROE, and price/ cashflow. I am trying to use the 5i website but many items are missing for various holdings such as for BIPC and BIP. As well, to fill in the missing numbers I tried TD, Morningstar and others. Much of the data from these sites is conflicting. One shows no earnings, another shows $2.90 EPS yet another shows $0.92 for the same company. When trying to find an average for each sector to use as a bench mark the situation is worse!

QUESTION: Would you indicate a site that offers these criteria for each sector. Take as many credits as required.
Thank you

Q: I'm chiming in on retirement calculators - the CRA retirement calculator is an excellent tool, and very easy to use. The instructions are clear, and you can choose as many income streams as you have and for what years you will use them. I have built my retirement with several income sources - savings, RRSP, rental income, employment income, CPP and OAS, starting/stopping at various stages of retirement. This tool is terrific for planning as you lead up to retirement, as well as checking in along the way for any adjustments that need to be made. https://www.canada.ca/en/services/benefits/publicpensions/cpp/retirement-income-calculator.html

Q: Hello 5i,
In response to Christopher's comment pertaining to Retirees - impending or current - another option would be to create that specific topic in the Forums. The forums have some extremely knowledgeable and helpful folks who contribute regularly and if members were directed to that venue, then perhaps even more folks could contribute with "real life, real time" input and share resource information, experiences, etc.
Cheers,
Mike

Q: Hi 5i,

In response to Marcel's question on retirement planning:

This link takes a little trial and error based on variables set by the user. I found it very useful for Meltdown strategies for RRSP's. .

https://mayretire.com/

D&J

Q: Hi 5i,

In response to Marcel's question today:

"Do you have or know of a good website for calculating or forecasting of how long assets in a persons retirement will or should last in years?"

I've found these site good:

https://www.financialmentor.com/calculator/best-retirement-calculator

And,

https://www.dinkytown.net/java/retirement-planner-calculator-canadian.html



The first one is more flexible as you can add in holders for CPP and OAS, indexed for inflation. It also allows one to adjust GO, SLOW GO, and NO GO withdrawals.

On a separate note, can we create a specific blog for retirees? I for one are getting close and it would be nice for members to share investment planning tips.

Thx.

Q: How is it possible to know insiders buying and selling? Is there any information we can get from 5i?Thanks