Investment Q&A

Q: Good morning 5i
A member recently asked who is the right kind of person to borrow in order to invest. It seems that a lot of people do this. I have always wondered, though, how many people could actually do it, since most people have a fixed income component to their portfolio. It doesn’t seem to make sense to borrow money when you have low paying fixed income available. Am I right about that or is there a benefit to borrowing to invest even with this fixed income?
Thanks

Q: Is MFST-CDR the same as MSFT other than being hedged to the Canadian dollar?

Q: You often mentioned that you can slowly buy a stock. If buying slowly does this mean only buy 1% to see how it goes? Buy and then wait for a few months to buy more?Exactly what do you mean by this?

Thanks

Q: Hi Peter and 5i Team,

Peter, a great article in today's Financial Post.

So far today, there's a sell-off in just about everything. Where is all this money going? Are there any free sites that can give some insight?

Thanks as always.

Q: PM Carney is supposedly promoting a Canadian investment scheme he calls Canada Wealth Gold on a platform called Quantum AI Platform. Do you know anything about this investment and supposed big gold mine in BC now in operation and paying big dividends

Q: Hello 5i team,
I think I know your answer, but I thought I'd ask any way. I've been with TDEasyweb for 10 years and been very frustrated with customer service lately. I'm thinking about switching Wealthsimple or Questrade. Any thoughts?

Thank you,
Brent

Q: Could you please expand on your answer to Sylvia yesterday regarding:delisting on the TSX. I hold GLXY in my TFSA with Wealthsimple. Could you please explain the tax implications (if any) of this holding becoming American listed. Also, could you explain the currency conversion used to switch over. The only US listed stock I own in my TFSA is NBIS purchased with US dollars so this is a new situation for me. Thanks so much for your expertise.

Q: Dismayed as I watch my portfolio drop in value. I'm paralyzed and hold. Watched AVAV go into negative value. Any recommendations on what to do in this type of market besides hold?
Concerned particularly for the investments of my young adult children. Any strategies or recommendations?
Sorry for the vague question, deduct as many credits as needed.
Thanks for helping get me this far! I've been a loyal client since 2013.

Q: I am having trouble deciding between market weighted versus equal-weighted ETF's.

Is it true that equal weighted portfolios often have a higher Sharpe ratio (better risk-adjusted return) but exhibit higher volatility (roughly 10% more) than market-cap weighted ones?

Q: 1. Can you please suggest a list of 10 companies suitable for a Smith Maneuver account? Additionally, please provide 3 to 4 ETF recommendations. For each suggestion, please assign a rating from 1 to 5, where 1 is least preferred and 5 is most recommended. Finally, could you let me know if HDIV is a viable option for this type of account?
2. When optimizing or rebalancing an existing portfolio, do you prioritize the Sharpe ratio or the Sortino ratio while still respecting individual sector and stock limits?
3. When adding a new position, if a company passes all your initial fundamental and technical checks, do you utilize correlation or covariance as a final risk-management check?

Please feel free to use all the credits needed to answer all questions in detail.
Thank you.

Q: How much importance do you give ROIC when assessing the merits of an investment?

Q: https://www.nextbigfuture.com/2026/02/ai-demand-and-profits-are-better.html

This comment is to replace the two I sent yesterday. Please delete them.

I wanted to rewrite to say that these charts and video from A16z (venture investors Andressen Horowitz) are a very interesting look at what is happening with Ai. The video goes through the charts with commentary which I think is good.

Thank You
Peter

Q: Well after 50 years in the market, what have i learnt.
Never fall in LOVE with a stock, protect your capital, sell a portion of a stock when you have made your cost back. Thinking that you are up say 50% in a stock, you have not made a PENNY until you SELL. Investors have a thing in there head that is called GREED, i can make more on this stock. I can name all kind of stocks in say 5i that clients would be very happy if they would of taken some profits a couple of months ago. It takes a long time to make up a 50% loss.
Thanks Again

Q: Reflecting on the Software apocalypse... Given that most trading has been automated for years, I assume that it is now largely AI driven.

A question asked only partly tongue in cheek, is it possible that trading AI's see the software companies as adversaries and the stock market as one avenue of attack?

Q: Hello Team 5i & Everyone,

If anyone is interested in a "roadmap" for how new technologies (ie, railroad, electively, telephone, internet, AI, etc) have historically been adopted into society - I'm currently reading this book on the subject: "Technological Revolutions and Financial Capital: The Dynamics of Bubbles and Golden Ages" by Carlota Perez.

It's become a popular reference point for the implementation of AI.

Thanks,

Sandra

Q: Dear Peter et al:

You have alluded to poor "Sentiment" as an important factor in poor performance of certain stocks. (CSU & it's off springs plus SaaS companies)

What kind of metrics and tools that you use to measure "Sentiment"?
Price or volume or Technical indicators or any other tools from proprietary services?

Many thanks.

Q: I cannot find your article on HALO stocks (Heavy Assets, Low Obsolescence). It's not under "blogs" or "reports" or "Questions" or at "home"...

Q: I hope I don't sound naive asking this question, but I keep hearing that proprietary data is something of a moat for TRI, and for companies like X, SPGI, and perhaps even businesses like yours.

What is to prevent an AI engine like Anthropic from simply buying a membership and then having access to that data with which to answer questions?

Q: I want to learn and start option trading, please advice Best books to read and the best place to take cource, in your opinion.

Q: What does the term “correction” mean when used to describe drops in the market like the one we are now experiencing, for example? If it means that prices were too high and the correct price is now in place, why would we expect stock prices to return to the old “too high” prices? Or is that only a few stocks were overpriced and in need of correcting but everything gets caught in the downdraft? To me it seems that stocks are simply dropping in price!

Appreciate your insight.

Paul F.