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Investment Q&A

Not investment advice or solicitation to buy/sell securities. Do your own due diligence and/or consult an advisor.

Q: Hello, I won’t be able to attend Ryan’s presentation, “2026 Outlook: Does Sci-Fi Become a Reality or a Nightmare!” Could you let me know if it will be available later in the Podcast section of the 5i website? Thank you
Read Answer Asked by Gervais on December 11, 2025
Q: Yesterday (Dec 10) I submitted the following question:

“I had an order in today to buy 3 CSU shares at $3251.00. I noticed that at least 4 times today the stock fell below that price. The low for the day was $3250.00. My order was not filled despite being above the low for the day on at least 4 occasions. Can you explain why my order was not filled? If the reason is because I am buying only 3 shares, then how do I buy such a small amount if my order is being ignored? I am reluctant to place a market order when the trading volume is relatively low.”

You asked what time the order was placed. It was Dec 10th at 10:24:43 am ET using RBC Direct Investing.

After the market closed yesterday I did call RBC DI to get an explanation. The person gave a few answers that just didn’t make sense, and said it was the first time he had a call with a question like mine. He tried to deny that there were any trades below $3252.00 and that’s why my order was not filled, then finally admitted he saw a trade for 4 shares below my bid price, and would have to investigate further.

Today (Dec 11), I placed another day order to buy 3 CSU shares at $3250.50. The same thing was happening this morning. The price was trading below my buy price and still my order was not getting filled. I called RBC DI and spoke to a licensed trader who gave me this explanation. An order for 3 shares is an odd lot, and odd lots go to a different exchange, and it depends on the shares available for sale on that exchange. She also said a lot (100 shares) gets priority (which I thought was not an issue anymore).

Does that explanation make sense to you?

Maybe others who have placed odd lot orders have experienced this problem.

p.s. By the way, while I was on hold at RBC DI, my order got filled at a lower price than my bid price. She told me my order went to the CBOE exchange.
Read Answer Asked by Paul on December 11, 2025
Q: TD is now offering a "Stock Lending Income Program". They lend out the stock to short sellers and split the interest between us and themselves. Seems like a good source of income though you're encouraging betting against your own holdings. What's the downside?
Read Answer Asked by james on December 11, 2025
Q: My question is regarding earning reports. How are estimates calculated/determined? Who is responsible for determining this?

Thanks
Read Answer Asked by Nick on December 11, 2025
Q: Can you guys direct me to the link 'how to ' use Norberts Gambit please?

Sheldon
Read Answer Asked by Sheldon on December 10, 2025
Q: Good morning 5i.

I would appreciate 5i's comments on Forward P/E ratios published in major reporting entities like Globe Investor.

Are these based on consensus analyst projections of forward earnings? Do the forward earnings forecasts exclude large non-recurring transactions (that could flip a 'real' 22 Forward P/E projection into a more attractive looking 11?

In summary, what advice would 5i have on the above, and how much should one take an "attractive looking" forward P/E into consideration when thinking about a stock?

Thank you.
Read Answer Asked by Edward on December 10, 2025
Q: Hi 5i team,

I would like to hear your take on these three points:

1. AI is a low margin business like energy/manufacturing

The idea is that, unlike software, AI has high marginal costs per query. Serving 100M queries costs roughly 2x as much as 50M. So as models get more complex, computing costs (electricity and water)scale up linearly. Doesn't this trap AI companies in a CAPEX-heavy, OPEX-intensive, and low-margin game instead of the high-margin SaaS story everyone's betting on?

2. Anthropic has a better business model than OpenAI

OpenAI relies heavily on consumer subscriptions (ChatGPT Plus), which are volatile. Anthropic gets 80+% revenue from enterprise/API deals much stickier. So Anthropic's actually in a stronger position long term?

3. $1 trillion OpenAI IPO doesn't make sense

Above reasons plus they're burning $14B+ annually by 2027, mostly going to Microsoft for cloud credits. Plus, the circular logic of their investors funding startups that buy OpenAI credits. Sounds like WeWork all over again?

Best,
Matt
Read Answer Asked by Matt on December 09, 2025
Q: Everyone, in today’s environment of instant information and volume of information how far back in time should you use information for decision making (with the exception of financial data)? 3 months, 6 months? Clayton
Read Answer Asked by Clayton on December 05, 2025
Q: I thought I would ask for your thoughts. TD Webroker today just introduced stock lending to Taxable accounts. Customers who opt-in earn taxable interest income for lending any stock of their choosing. The lending interest is split 50/50 with TD. If you lend a dividend paying stock you get the dividend but it is paid as taxable interest. Can I get your pros and cons for enrolling in this program. Thanks
Read Answer Asked by Ian on December 04, 2025
Q: TD Webbroker is now offering stock lending from self directed investing accounts. They say the value of the loaned stocks are protected with funds equal to market value.

Any other risks or considerations?
Read Answer Asked by Mark on December 04, 2025
Q: Super article in the blog Is this the end of the market party or just a regular correction? Thank you for for sharing your knowledge. Much appreciated.
Read Answer Asked by Hali on November 28, 2025
Q: Regarding articles by Peter in the Financial Post, the answer to David on Nov 26 suggested "Note to Members without a subscription, we do also publish these articles in our blog section." I have looked at the Blog page today (and look at it fairly regularly) but don't see the article then referred to or any others. Can you pls point me to where I should be looking? Thanks
Read Answer Asked by Leonard on November 27, 2025
Q: In response to David regarding your articles you said...

"https://financialpost.com/investing/end-of-market-party-or-regular-correction

Note to Members without a subscription, we do also publish these articles in our blog section. "

I have searched your Blog area and cannot find this at all. Pls advise.
Read Answer Asked by Randy on November 27, 2025
Q: My account at the Financial Post got screwed up a couple weeks ago. They tell me all is resolved now.
I've looked for Peter's column and have not seen it recently. Is he still writing a by-weekly piece?
Regards
David
Read Answer Asked by David on November 26, 2025
Q: Are you aware of any studies done comparing the accuracy of performance of stocks using - Technical Analisys vs Fundamental Analisys? If so what are the results is one method more accurate.
Read Answer Asked by Reg on November 26, 2025
Q: I missed the update flash report. Where can I find it?
Read Answer Asked by Edgar on November 21, 2025
Q: Firstly, I very much appreciate your tax loss, selling list and the explanations that came with it.

I am down about 22% on both BCE and GSY. Would either or both be appropriate for a tax loss/re-buy strategy?

On PSI, X, and TSU I am down about 6 1/2%. Is it worth considering these for the same strategy, or am I just being silly?


Thank you very much for your help.

Gary
Read Answer Asked by GARY on November 21, 2025