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Investment Q&A

Not investment advice or solicitation to buy/sell securities. Do your own due diligence and/or consult an advisor.

Q: As 5I research noted the 5 reasons to be worried about markets. Are there at least a few good reasons to be a bit optimistic. I tend to be overly optimistic for too long sometimes.
Read Answer Asked by Clarence on July 24, 2025
Q: Hi, when looking at what sectors your companies fit in, what source do you use and why are there many different sites that give different sectors? For example, Dollarama. I see that you have it as cons cyclical in your portfolio, as well as does Koyfin. But when I look at yahoo, tmx, morning star, and globe and mail, they have it listed as cons staples? Which trusted source should we go with when allocating %'s to our sectors because it could throw off our sector allocations if not allocated properly. Thanks!
Read Answer Asked by Keith on July 18, 2025
Q: At what price point does CPRT become a compelling buy? A month ago you said it was still too expensive to consider, it has dropped nearly 5% since. Would you step in here?

Also, I am very pleased with my subscription upgrade to include analytics. Can you please provide more clarity about your monthly stock selections? Are they meant to be ideas for a trade or for a buy and hold? It would be helpful if you could specify that for each pick.

Thank you
Read Answer Asked by Karim on July 18, 2025
Q: A class action has been authorized against National Bank Financial Inc., RBC Direct Investing Inc., TD Waterhouse Canada Inc., Desjardins Securities Inc., CIBC Investors Services Inc. and Questrade Inc. seeking the reimbursement of currency conversion fees collected from clients

What would be in your opinion the expected gains for your average retail investor and the cost/benefit of the claim? It looks like marginal but I do not have a lot of experience in those class action suit.
Read Answer Asked by Jean on July 17, 2025
Q: Hi, could you please explain the thought process for why you aren't big on average down?
Read Answer Asked by B on July 17, 2025
Q: Could you tell me what’s the cost or fees when you buy a CDR and are their variables on the fees such as possibly how long you hold the stock or total cost…Thanks
Read Answer Asked by Greg on July 16, 2025
Q: Peter; On a stop loss order , if you have a stop at ,say X, and it opens below X, is your order still activated? Thanks.
Rod
Read Answer Asked by Rodney on July 14, 2025
Q: robo-advisor investments to save on fees. robo-advised accounts.

What's your opinion on these?

Would you recommend any?

Thank you.
Read Answer Asked by Ross on July 09, 2025
Q: I notice lots of your answers for why a stock is good is because of "momentum". I guess this isn't a fundamental, so what is it? It seems even if stock A is cheaper and is similar to stock B, you will suggest stock B even if it is more expensive but has momentum.
Read Answer Asked by B on July 07, 2025
Q: Everyone, I have made a few dud investment decisions, such as waiting too long to sell Valient and Lightspeed. If you are in that position what metric(s) do you use to say - it’s time to move on. Clayton
Read Answer Asked by Clayton on July 04, 2025
Q: Everyone, if you had to list five (or more) stats / data / verbiage that would convince you to buy a stock what would they be? Clayton
Read Answer Asked by Clayton on July 03, 2025
Q: Good morning 5i
I would like your advice on a covered call options strategy. To date I have been selling covered call options on stocks I already own, such as Nvidia, Meta, Google, Shopify, etc. I sell mostly three week to monthly expiry dates. I usual tend to buy back and roll out if the market price surpasses my strike price. ( which I have been doing more frequently, recently).

All of these stocks have very high embedded capital gains and i wouldn’t want to pay the tax if called away. So far buying back and rolling out has worked well, though.

But, I am looking at other strategies, such as buying two or three good stocks, such as amd , palientir, etc specifically to sell call options. Here being called away is not a problem, as one would have little capital gains tax and , say in the case of amd, wouldn’t miss losing it, since I hold Nvidia.

Another possibility is to sell call options on a relatively volatile etf, such as QQQ.

I highly appreciate your advice, as I do in all investing questions
Read Answer Asked by joseph on July 03, 2025
Q: Received a notice regarding TD Mutual funds class action on trailing commissions paid to discount brokers.
Is this worth pursuing?
Thanks

Richard
Read Answer Asked by richard on July 02, 2025
Q: Hi Guys,

My mortgage is up in 22 months, I have enough cash to pay it off. Is 22 months enough time to invest it in some secure dividend paying stocks like ENB, H or TD or just invest in a 4% GIC.

Thanks

Jim
Read Answer Asked by jim on June 26, 2025
Q: As a new member to 5I I am wanting to get the most out of this great resource! If I had only 30 minutes a day for this site, how do you recommend I use it to take full advantage of everything you provide?

Thanks! Kevin
Read Answer Asked by Kevin on June 23, 2025
Q: I would like to buy a few US stocks but do not want to open a US account. Therefore, I believe my options are CDRs or purchase a US stock in a CDN account. Which is a better option in your opinion?

Carl
Read Answer Asked by Carl on June 20, 2025
Q: Could you please comment on the recent announcement that Vitalhub "filed and obtained a receipt for a preliminary short form base shelf prospectus with the securities regulatory authorities in the provinces of Alberta, British Columbia, and Ontario"?

What does that mean for shareholders? Do you view this as a positive or negative? How does this affect your sentiment towards the company and it's near term share price?
Thank you.
Read Answer Asked by Geoffrey on June 18, 2025
Q: Rebalancing my portfolio vs risk for a young retired.
My portfolio consist in 23% bond ETFs, 37% US, 11% International, no emerging market and 29% Canada. I am ready to take on some EEM. What would be your allocation of funds from here? All current assets would trigger capital gains excepts for bunds which I wouldn't touch and may raise the amount over time. I may take 6 months to do part of the allocation due to capital gains tax hit.
Thank you for your precious advise over the years you have been a tremendous help to grow my portfolio and help navigate dangerous times.

Yves
Read Answer Asked by Yves on June 16, 2025
Q: When looking at a company one usually finds estimated earnings for the next four quarters. I am wondering who compiles these numbers. Cheers
Read Answer Asked by Hans on June 13, 2025