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Investment Q&A

Not investment advice or solicitation to buy/sell securities. Do your own due diligence and/or consult an advisor.

Q: The FGP318 Small Cap Canadian Equity fund is showing extraordinary return recently. Historically, it's not been so strong and is extremely volatile. What are your thoughts for its immediate prospects?

Read Answer Asked by David on January 27, 2023

Q: Hi Everyone at 5i!!
I own Maw global small cap and have rode it up and down. I am given to understand that it is a good fund but the MER is high. Is there an ETF of a similar nature that I could reinvest my money in??


Read Answer Asked by Tamara on January 24, 2023

Q: Hi there,

I've been digging into a few of the Fidelity funds which have seemed to perform well over the short, medium and longterm. What are your thoughts about the follow funds and if you were going to build an asset allocation using one or a selective mix of the funds, how would you go about doing so? Also, can you please provide any insights on the different classes of mutual funds available? I believe F and F5 are available to DIY investors.

Fidelity Canadian Growth Company Fund
Fidelity Canadian Large Cap Fund
Fidelity Canadian Opportunities Fund
Fidelity Greater Canada Fund
Fidelity Special Situations Fund


Read Answer Asked by Michael on January 10, 2023

Q: On jan 4 you answered question to Leon re actual interest rate on PSU.U. Would the same kind of answer apply to TDB2915? I.E. what is rate for TDB2925?

Read Answer Asked by joe on January 04, 2023

Q: Would you advise an investment in this fund and what has their performance been.Thanks Phil

Read Answer Asked by philip on January 03, 2023

Q: Mutal Fund RBF653: This fund is held in a tfsa- would it be wise to sell the units and use the funds to purchase a gic- the interest rates are pretty good right now and may go up also

Read Answer Asked by jane on December 08, 2022

Q: Hello,

For my pension with my employer, we have limited options with respect to investments. I intend to allocate a portion of my assets to ''Manulife Canadian Real Estate Fund'' (code 9575 / MCREA). Assets of $1.2B Return 1year 17% 2 year 20% 3 year 13%. I have a few questions:

- Can you find the breakdown for the asset allocation: multiresidential, office, industrial, etc. and does it include real estate development? (the information I find and that I was provided is very limited)

- On a scale 1 to 10, how risky is this investment for a 15 year time horizon?

- Can it be considered fixed income in a portfolio?

- How big of a position would you recommend vs total investment assets / portfolio? (% range would be appreciated).

-Returns seem high for the last few years. Can you please provide some comments / insigths?

My level of risk is typically average and I have a long term horizon. I just want to make sure I properly estimate the overall risk of the fund.

Thank you for your help.

Read Answer Asked by Pierre on November 25, 2022

Q: 1. Would you replace the below funds with a 1-year term GIC:

RBF270 (RBC Bond Fund A) YTD Return -14.35 MER 1.05%
RBF266 (RBC Core Plus Bond Pool A) YTD Return -12.6 MER 1.06%

2. Would you suggest a different Mutual Fund for a fixed portion in RIF with a better going forward YTD return?

This is for a fixed portion of RIF with Mutual Funds.

Thanks in advance for your very valuable comments in this difficult market.

Read Answer Asked by Hali on November 08, 2022

Q: Iíd like to start a position in one or more income funds that offer a very high yield, but Iím not sure which ones to choose. As of Wednesday Oct 5th, these are the indicated yields Iíve found:

CLM 23.92%
PDBC 20.65%
SDIV 15.31%
QYLD 14.19%
RYLD 14.05%
XYLD 13.05%
BIGZ 11.01%
JEPI 10.94%
PDO 10.90%
PDI 10.79%
BXMT 10.38%
MPW 10.17%
STWD 9.84%
EIT.UN 9.42%
IDV 8.15%

Would you recommend any of these or do you have other suggestions? Are any of them too risky if the bear market deteriorates from here, or can they all be held long term? Are some of these yields too good to be true, like CLM and PDBC? Thanks for your thoughts.

Read Answer Asked by Brian on October 11, 2022

Q: Could you please offer an opinion on two Manulife funds, both managed by Alan Wicks. Both monthly high income funds, one Canadian MMF1040 and one US MMF9927. Not absolutely positive on the ticker numbers, they seem to have so many versions? My wife's advisor has suggested switching her accounts from the Canadian to the US version.

Read Answer Asked by Peter on September 29, 2022

Q: Please rate these mutual funds and suggest 2 options for each from Fidelity that you would choose instead if a rating is poor to fair.

Read Answer Asked by Terry on September 22, 2022