Investment Q&A

Q: I have held NPI.PR.A for a number of years (approx 5-8 ). Purchase price was something around 13.50 and it displayed alot of volatility rising into the 20s and after falling into the lo to mid teens.

After again reaching 21.25 recently I asked my financial advisor if we should sell before experiencing the elevator trip down again and he felt with the lo yield and unlikely prospects the Prep would be called it was best to sell the equity.

Since that time the equity has been on a relentless price increase. Govt of Canada rates have been in decline altho slower lately ...

What have i missed in the timing of my sale of this Reset Pref? When you look at the Reset Premium based on Sept reset is the strength since my recent sale related to the likelihood this Reset may in fact be called?

Trying to better learn from why i have missed some of the easiest gains on this equity.

Q: I would be interested in your opinion on this investment, and the appropriateness of holding in a non-reg account for income with a reasonable level of capital protection for a retiree but not necessarily requiring the income to live on.

Q: Thinking of including at least two of these in the fixed income portion of our portfolio. Do any carry any 'yellow' flags? All seem to DRIP, at least througfh my broker. Could one just weigh them based on current yield? Appreciate any thoughts.
Thanks, Bill

Q: What is your view on proffered shares inclusion in a small size (~200 000) self- directed beginner portfolio ? Would you recommend such investment and what percentage of one portfolio?

Q: I would like 3-4 ideas for investment to be held in cash account. I don't need the money unless an emergency and was thinking of parking in a few solid pref shares perhaps to pick up a decent tax efficient yield but open to alternatives.

Q: Could you kindly summarize this NR in layman terms.

https://www.zentek.com/news/zentek-announces-closing-of-2-000-000-non-brokered-private-placement-of-debenture-units/

Thank you

Q: Hoping you might be able to provide some insight as to why 'many' of my preferred share holdings are loosing value even when interest rates appear to be falling with expectations of a recession? Reviewing your earlier posts my understanding was Fortis is a solid company and valuations could be adversely affected with interest rates.
Truly appreciate all your great support. Ted.

Q: With a flight to quality looming due to the uncertain outcome of a global tariff war, how do perpertual preferred shares fit into a conservative fixed income portfolio?

Q: Are these dividends eligible for the dividend tax credit even though the fund is largely composed of US preferreds.

Thank you

Q: FITB has a preferred issue, FITBI that looks interesting to me. Is it a good fixed income alternative or is there a superior Canadian option?

Q: What do you think of debentures and do you think this is a good way to possibly hold as a proxy for ones bond side of your portfolio? How are they different from preferred stock? Do you think PBH are a good choice of company to hold them with? I have cash coming out of GIC's and am looking for a better rate now that GIC interest has gone down. Is the Div of 5.5% safe and is it considered interest or div for Canadian taxes? Is it good to get in or wait with a new issue regarding the price- do they tend to fluctuate with the market? Thanks so much.

Q: Hi- PBH has just issued a debenture paying 5.5%- would this be a decent fixed income investment for a medium risk ? How will the stock impact this?

Q: Hi 5i
As a clarification of my most recent question about FTN " are the preferred shares fixed" what I meant is; is the preferred shares dividend at risk of being cut ?

Thx

Q: Is this a long term hold

Q: US .42 quarterly dividend = ~ Cdn 10% yield right?

resets in 2028 I think

How can you go wrong with a 10% yield?

Is the dividend tax credit applicable in a cash account

Are there any tax implications in a tfsa

What are the cons of this investment?

Thank you so much

Q: With regards to the rate reset spread being, as I read it , 5 yr+ 3.15 % …would that 5yr be a US Treasury or Bank of Cda bond / rate …there is a meaningful difference between the two now…I realize they pay in US$…many thanks

Q: Could you share the significance of their recently secured $500MM in debt and how this may impact the stock price.
Appreciate all your hard work. Ted.

Q: Hi 5i
Since Loblaws redeemed there preferred shares I've been thinking of replacing them with TRI.PR.B and a Weston preferred share. What do you think of this and which Weston preferred would you buy and why? I now have a good amount of preferred shares in my portfolio in many large good US and Canadian companies. My only concern with these is there liquidity. What would be a reasonable amount of ones portfolio to put into these.

Q: What are your thoughts on STRK?

Q: Do you consider SPLT a safe investment? Seems a no-brainer compared to an interest savings account at 2.55%.
Can that chart continue on that trajectory?

Thanks, Mark