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Investment Q&A

Not investment advice or solicitation to buy/sell securities. Do your own due diligence and/or consult an advisor.

Q: Hi, I was just wondering if there was any guidance on when the best time is to buy a dividend stock with regards to the dividend intervals? Thanks as always for your great advice.
Read Answer Asked by Harry on March 28, 2024
Q: Hello. Is there any paid investment subscriptions that you have a membership to? Is there any paid investment subscriptions that you think is top drawer and a worthwhile investment? In addition to 5i of course. Thank you
Read Answer Asked by Martin on March 28, 2024
Q: Almost every day I see an analyst state, that they are taking a "constructive” stance
or remains “constructive” on

What the heck does that mean?
Read Answer Asked by Murray on March 28, 2024
Q: Hi 5i, I have US$ cash which I would like to use for my 2024 TFSA contribution.

How do I ensure that I do not over-contribute ?

I was thinking of making the contribution after the markets close on a day,
and using the closing US$ exchange rate that BMO Investorline
posts for that day, and calculating what US$ amount equates to the
2024 contribution amount of $7,000CA.

Do you think this would pass muster with CRA ?

Thanks for your help,

Terry
Read Answer Asked by Terrance on March 27, 2024
Q: Hi Peter et al:

This is a big picture question based on the recent article on optionson5i Research and also based on Peter's expertise on Options trading. After all your i2i fund is based on this strategy, if I am not mistaken, right?

How does one screen for stocks , selling cash secured puts and Covered calls? Any particular favorite screeners that we can use who don't have fancy Bloomberg terminals? Your excellent article in 2015 talked about Covered calls (where is the promised follow up article?! :)) YouTube is filled with clips that promote either courses or their black box products. I want to develop a methodology that I can use in a systematic manner.

IF I want to protect myself for the expected and very possible downturn in the markets, how does one employ this technique?

Finally what are your stocks selection for such an approach at this time? ( Both for Selling cash secured puts and Covered call)

Feel free to deduct as many credits as you deem fit.

Many thanks.

Read Answer Asked by Savalai on March 26, 2024
Q: You often refer to the Return on Equity (ROE) to evaluate companies. Can we find this metric in the Company Profile section or elsewhere? Is ROE similar to the inverse of the P/E ratio, i.e., E/P? Thank you
Read Answer Asked by Gervais on March 25, 2024
Q: Hello - would you please explain the merits of journaling Canadian shares that are listed in both the US and Canada. For example, I have RBC. What advantage to I gain by journaling it to the US? Does that impact my Portfolio Analysis to give me more US exposure? At this point, I'm selling Canadian positions and converting the cash proceeds to USD then purchasing (different company) positions in the US. Thanks, al
Read Answer Asked by alex on March 21, 2024
Q: Received a Class Action Notice from XBC..CA regarding a proposed class action settlement, which reads in part:
"SUMMARY OF THE SETTLEMENT:
On October 19, 2023, the Superior Court of Québec (“Court”) approved the settlement of this class action.
Under the Settlement, CAD $5,000,000 (the “Settlement Amount”) has been paid in full and final settlement of all claims against the Defendants, including Class Counsel’s fees, applicable taxes and expenses, and interest, in exchange for a full release and settlement of the class action."
Number of shares purchased was 800 @$10. Would you know the approximate number of shares that were outstanding at the time (Nov 10 2019 to Mar 24 2021) and In your experience, is it worth it to submit a claim?
Many thanks.
Read Answer Asked by Carlos on March 21, 2024
Q: Good Evening
Why is it that only American analysts recommend selling a stock and not Canadian analysts ?
For instance the three analysts that recommend selling Fortis are all American.
Thank you
Read Answer Asked by Terry on March 21, 2024
Q: What would be your opinion of the 50 for 1 split to be voted on in June? I know these splits don't change the company but can help generate buzz with more retail investors seemingly able to buy more shares to form a meaningful position. My question would be do you think CMG have the same ability like a TESLA or Netflix which are two I can think of off the top of my head that split and then ran back up towards their previous pre split price.? thanks
Read Answer Asked by Kolbi on March 20, 2024
Q: Thanks for your links to retirement planning sites. Just a word of caution, the Canada Life page at https://www.canadalife.com/investing-saving/retirement/preparing-for-retirement/how-to-decumulate-your-assets-in-retirement.html mentions that capital gains in a TFSA are taxable (tax deferred) and capital losses can be claimed which is, of course, incorrect. Quite surprising to see this from a major insurer.
Read Answer Asked by Earl on March 20, 2024
Q: After many years of learning how to make money, still working on that, full retirement is near and I am beginning to learn how to spend my money, and suprisingly, to me, there is more to it that I'd imagined. Using back of the napkin figures, a $68000 investment in HDIV would bring in a little over $600 per month pre tax. This particular ETF has been up and down but roughly flat over 3.5 years, so a guy would have his $68000 in tact, and over $23000 pre tax in monthly distributions from a RRIF. Seems like part of a good income strategy for a guy used to high risk? I use HDIV as an example because I own some. Lastly, I heard about and read " Your Retirement Income Blueprint" here at 5i, looking for more reading information on the topic?
Read Answer Asked by Charles on March 19, 2024
Q: can you tell me where i could find out where the canada pension fund, omers, and teachers fund invest in equities. are they up to date?
Read Answer Asked by hans on March 18, 2024
Q: Wednesday morning cibc investors Edge was plagued with issues. The app was spitting out system errors.

Any one else have issues? Sadly on one of my trades I chose the wrong currency with all the errors on my screen, hard to keep everything straight.

Called cibc. They verified system issues, though they had less sympathy for my mistake while their system was coughing up furballs.

Are their any online brokers that are bullet proof ?

Read Answer Asked by Mark on March 18, 2024
Q: I was not able to watch the full webinar about the new analytics because I had to run to work - is there a link to the recording? Thanks.
Read Answer Asked by Kim on March 18, 2024
Q: There is an old adage about when to buy and sell. It was somthing like"Don't buy before 10AM and don't sell after 3PM" or maybe vice versa or something si,ilar. Do you remeber the adage and has it been totally debunked by now? Thanks have a good weekend
Read Answer Asked by Paul on March 18, 2024