Investment Q&A

Q: I own no Tech. What would be your 5 best company and/or ETF choices listed in Canada. Thanks, great service.

Q: Hi,
TS has sent out a notice of a class action settlement of 11 million, less around 3 million in legal fees, etc. You need to have invested in the shares between Mar 7, 2019 and Nov 3, 2021 and put in your claim by Mar 4th, 2026. I'm aware that often these claims are reduced to small amounts per client once all the dust settles, so I'm wondering if you've any idea how many potential claims could be expected based on the volume of shares sold at the time? Ditto for SNAP, which covers share holders from Feb 5, 2021 to Oct 21, 2021 who can claim by May 6, 2026. Any thoughts on either tickers are most welcome! Thank you for always having the answers we seek!
D

Q: Today I received a letter from my broker TD regarding a proposed settlement by a class action suit for purchasers of Lightspeed (LPSD) shares between March 7th 2019 and November 3rd 2021. Since I did purchase 200 shares within that timeframe I am wondering whether it is worth completing the relevant forms? Do you have any estimate of the payment which I might receive if I submit the required information before the deadline of March 4th 2026?
many thanks for your great service.
Geoff

Q: With respect to the class action regarding Lightspeed, they make it difficult to Opt Out of the class action by requiring proof of purchase, number of securities, etc. and I am wondering why it is so difficult. I understand that the lawyers want as many claimants as possible in order to be successful in your action. It seems to read if you don't opt out and the settlement is approved then you will be sent further forms to fill out in order to receive any settlement monies. Your thoughts are appreciated.

Q: Hi, I own the companies mentioned above. Companies on unregistered account have been beaten down, what order would you sell them in or should some be held?

Thank you

Q: can you pls compare these software companies...are any of these are a buy?

Q: Time to buy back LSPD TSX/CA Lightspeed Commerce Inc.

Thank you.

Q: With higher sales, but not better net income, do you think Lightspeed is a buy now?

Q: Hi 5i,

I have some stocks down over 10%, mostly in USD. Do you see any red flags in the following stocks? Its small amounts and timeframe is not a problem.

DCBO
ILLM
KEI
LSPD

AFRM
CRNT
MRVL
NVO
ON
RXST
UPST

Thank you

Q: Hi Gang
What your take on it now
Thanks Mike B

Q: At one point it seemed like LSPD, DND, TIXT, REAL and WELL were market darlings with great potential, and DCBO, SHOP and ATZ were on more solid ground. Are any nearing the point of accumulation or should I start buying Spam for the apparent apocalypse?!!

Q: Couple of questions on LSPD

1) What portfolio was it in and when was it removed?

2) With the recent announcement of a weakening outlet today on Bloomberg, at this point is it too late to unload, or would you take your losses and run for the hills?

3) If yes, where would you put the funds?

Thanks

Sheldon

Q: A recent article in the Globe postulated that M & A activity in the Canadian tech sector could increase in 2025. Some of the reasons given were the delayed implementation of the increase in capital gains taxation, the low Canadian dollar and tariffs.

Are there tech companies you would view as potential take-over targets in 2025?

Thanks for the great service!

Ian

Q: Trane has fallen a bit from the peak what are your thoughts on growth outlook moving forward? I’m up about 100% should I be moving on.

What is the outlook for LSPD? I’m taking a loss on this one and have held on for a few years, is there a chance this will gain any growth or should I cut my losses

Thanks!!

Q: Hi 5i
How were Lspd earnings?
What were the results of the completed strategic review? Sounds like the search for a buyer was unsuccessful….
How does 5i view the future prospects going forward for lightspeed … currently hold small position… would 5i sell or continue to hold .
If sell what would you recommend in similar space.
Thx

Q: Any change since the December 2024 thought of "We would still be willing to hold pending the outcome of the review." Continue holding or time to move on? It is 0.8% of our portfolio.

Thanks!

Q: I have two questions re: tax loss selling. I have a three year old gain that I can offset by selling the above holdings.

1. First please help me with the math. If I buy a stock for $100, sell it for $90, I have a loss of $10 which would mean I can expect a $2.50 tax loss at a 25% rate. Does this mean that if I wanted to buy the stock back after 30 days, I would only be better off if I buy it back at less than 92.50 per share? Do you have a threshold whereby you must be down by a certain amount to justify a tax loss sale? e.g. 20%? Unless of course you are walking away from a company.

2. Which of the companies listed would you consider buying back after 30 days? I have too many holdings as it is so may just let them all go unless something is particularly interesting. I am overweight technology, underweight everything else but otherwise have a broad mix of funds and stocks.

Q: I have approximately $70k cash in my TFSA account that I would like to invest before the end of the year. I currently have the above stocks in my TFSA. My investments in Lightspeed and Unity have taken a big hit (70 to 80% loss) since purchasing these stocks. I understand that I cannot claim losses on investments in my TFSA account. Would you suggest selling off my investments in Lightspeed and Unity and reinvesting these funds? As noted above, I have cash in my TFSA to be invested. Please rank my current TFSA holdings for additional investment considering a 5 to 10 year hold. Thank you for your expertise and best wishes for the Holiday Season.

Q: Hi 5i
Lspd announced layoffs this morning. Says this wont affect or impact the strategic review. Share price down 5%.... Is this action a negative for the company....if so why...
Would 5i continue to hold after this announcement...

thx

Q: my public service announcement

re: saeed's question on averaging down


ugh, how many times have i done this only to regret it

i share this only to help others with this predicament

here's my figuring

as noted you own 1 share at $51 and are prepared to average down to $30 in order to 'not lose money'

therefore you will need to buy 6 new shares at the current price of $26 in order to bring your acb to +/- $30

6 x $26 + $51 = $207 (@ 7 = $29.57 ACB)

then, if the price increases to $30, you break even



the question is " you are already wrong on this company, so do you really want to triple your investment ($26x6 = $156)

trust me, i have done this many, many times (way in the past) and this is the epitome of throwing good money after bad

most often it is best to take your lumps and as peter says, move on and find something in an uptrend

good luck