Q: I am thinking of investing in these three ETFs because I believe we are getting near the bottom of the market and all three of these ETFs have good growth prospects over the next 2 years. Would you agree with my thinking?

Thanks. David

Q: hi, if I sold stocks for a loss that are in XIT, and then buy XIT as a proxy and hold for a month, then buy the stocks I sold (that are in XIT) back after waiting a month, do I get the capital loss? (ie even though I owned the equities in the XIT)?? thanks, chris

Q: Is it too soon to start adding to this ETF or would you hold off for the next couple of months, expecting more downside. I am down about 16 percent at the moment..

Thanks, Lesley