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Investment Q&A

Not investment advice or solicitation to buy/sell securities. Do your own due diligence and/or consult an advisor.

Q: Thank you for your answer on stocks and ETF'S for my son's FHSA account that is starting. The answer included mostly US domiciled names/ETF's and we are looking at Canadian names. Could you recommend a combination of Canadian blue chips and ETF's for a 7 year time frame to monthly contribute and compound before needing funds for a home buyer withdrawal
Thank you

Read Answer Asked by Harry on September 28, 2023

Q: Good morning, Iím wondering if you could provide a list of a few dividend ETFs for a TFSA. Looking to contribute every two weeks. Currently hold XEI. Thanks

Read Answer Asked by Seamus on September 20, 2023

Q: When deciding what to hold in a non-registered account, is it more important to maintain adequate exposure to the US with something like VUS, or to keep the dividend tax credit with a CDN option like CDZ or XEI?

Read Answer Asked by Alan on August 23, 2023

Q: I've had it with my entire pack of pref shares ( individual and ETF) and am ready to punt the lot. I'd like to replace them all with a bond ETF or even a diversified Canadian equity ETF that pays dividends. Your suggestions are most appreciated. Thanks

Read Answer Asked by alex on July 18, 2023

Q: 5I team: Being a retired income investor and stuck on the nice yield for this fund I can still not be keen on it's substantial return of capital. Can you advise on a better alternative etf or fund for hands off solid yield as a replacement? Tks. Larry

Read Answer Asked by Larry on July 13, 2023

Q: Looking for income from bond etfs and dividend paying stocks that will appreciate in value if interest rates have peaked and gradually fall towards 3% (i.e. those that have been hit unduly hard due to inflationary fears). Suggestions?

Read Answer Asked by John on July 06, 2023

Q: Retiree looking for suggestions to putt some money into a TFSA. Long term investment with a good dividend and reasonable capital appreciation. Please advise.

Read Answer Asked by Jacques on June 23, 2023

Q: I manage my daughter and her husband's investments. They currently own the above equities (except XST), plus fixed income. I would define them as conservative investors.

Regarding their asset allocation, I am still in the process of building out their portfolio. They are a little light on Consumer Staples. I was trying to find a suitable ETF and came up with XST.

Q#1 = What are your current thoughts on XST? The constituent holdings actually look pretty good. The various rates of return also look good.

Q#2 = Are there other ETFs that I should consider? I couldn't find a BMO version. I have read the past questions on XST and it appears to me that XST is the front runner (compared to VDC and XLP), when looking at past performance.

Thoughts? Agree?
Thanks for your help...much appreciated...Steve

Read Answer Asked by Stephen on June 14, 2023

Q: Good morning!
I am looking for what I assume would possibly be an ETF for dividend payers that someone who is not into equity buying/selling could buy and hold in relative safety, with either a distribution paid or (if dividends not paid out directly) would appreciate accordingly and then be periodically sold to have a steady income. I am contrasting this with annuities, or active portfolio management, but am open to any other suggestions you might have.
Thanks!
Paul K

Read Answer Asked by Paul on June 12, 2023

Q: What ETF's do you recommend for dividends and growth for:
1. Canadian coverage
2. US coverage but in $CAD.
3. Europe coverage but in $CAD
4. Asia coverage but in $CAD

Read Answer Asked by Ron on June 05, 2023

Q: Good Afternoon,
I have owned Killam for a while. There has been no appreciable growth or dividend increase. What is the likelihood of either happening. Would I be better off selling Killam and purchasing another stock? If so, what stock would you suggest that would offer some growth and a good dividend. There is no tax implications as I hold Killam in my TFSA.
Thanks in advance for your opinion.
|Jane

Read Answer Asked by Jane on May 07, 2023

Q: In the past, you often recommended CDZ as the best dividend focused ETF for Canada. However, when I look at the CDZ performance over YTD, 1 year, 2 years, and 5 years periods, this ETF clearly underperformed index ETFs such as XIU or XIC, even in total return terms (i.e. counting dividends). Unfortunately, I hold CDZ in RRSP and TFSA accounts and clearly not happy with the performance. Do you still keep CDZ in high esteem or would suggest swapping it with something else?

Read Answer Asked by Michael on April 14, 2023

Q: Retired, dividend-income investor. I hold AQN in my RRSP, bought it in 2011 at $5.60 (not a typo) and have trimmed it multiple times due to asset allocation. Not that it matters, but I am still up 15% over my ACB.

Looking forward is what really matters. AQN is up roughly 20% from it's low of around $9/share. Q#1 = Do you think AQN can continue their short term performance?

I hold AQN, FTS, TRP, NNRG, NRGI, and utility-energy stocks held within CDZ, ZLB, ZWC. Q#2 = What conservative utility or infrastructure stocks should I consider that might "fill the gap" in my current holdings? Please list 4-6 stocks for me to do further research on.

Q#3 = Should a component of "renewables" be a consideration? That was one of the reasons for holding AQN. Ideas?

So the bottom line is = what's done is done. AQN appears to be starting to recover and there is always the chance of being bought out.
1. Hold of sell,
2. Replace with what,
3. Include renewables?

Thanks for your help....Steve

Read Answer Asked by Stephen on March 22, 2023

Q: Am retired and looking for regular income from dividend paying stocks.
Is there such a thing as a EFT that holds only dividend producing stocks that then pays out the dividends on a regular basis? If so can you suggest any?

Read Answer Asked by Warren on March 13, 2023

Q: Hello 5i, I am retired and am looking at PWI for income and growth could you comment on the company Sustainable Power.

Read Answer Asked by Michael on February 21, 2023

Q: I've held a full position in HAL for just over 3yrs all dividends reinvested, gain of 12%. My original plan was to hold for the longer term, DCA reinvesting any dividends. The annual portfolio turnover 78% is twice the category average for the group as per Morningstar. I'm not sure how you make better returns with that amount of trading.
Can you share your thoughts on portfolio turnover
Offer other options on this type of ETF
Regards,
Tom

Read Answer Asked by Thomas on February 15, 2023

Q: From a dividend growth and overall return perspective, could you please rank the above etfs ? I do not need the income so my preference would go to HXT. Am I getting exposed to a lot more volatility in your opinion ?

Read Answer Asked by Paul on February 06, 2023