Q: Considering the fact that developped markets other than Europe are rare and that there is obviously overlap in the two. What is the advantage if one on using XEF over XEH for diversification purpose. What other countries are included in XEF? Which would you choose?

Q: I have cash for a new full position. I run an mix of your balanced and income portfolio for my cad exposure. Of the above names which would you add a full position right now. I am also considering just batting for the average with SPY or XEF. balanced shifting to income follower, 5 year window looking for good entry point into one of the names above.

Q: Currently our portfolio is 15% too high in Canadian stocks and ETFs and am
needing to add to International I would appreciate 3 stocks or an ETF that would be the highest on your ratings. Thanks!