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Investment Q&A

Not investment advice or solicitation to buy/sell securities. Do your own due diligence and/or consult an advisor.

Q: I have enough exposure to the Canadian market but I need additional global equity exposure for the next 10 years.

Would you please recommend an ETF for each of the following categories:
US
International
Emerging markets

Thanks

Read Answer Asked by Don on January 25, 2022

Q: Hello Peter,
For an RESP today and future contributions with focus on Canada and USA, I was thinking of allocating more monies to indexes such as xic and xsp and less to sectors such as xfn or zeb , and xit. What are your thoughts? Also, i noticed that xsp has not done as well as SPY. i am assuming it is do to currency. In an RESP, I would think xsp on toronto and SPY on NYSE, both have withholding taxes.. Please comment. Thank you

Read Answer Asked by umedali on January 20, 2022

Q: Greetings All:
With regard to a question asked on Jan 9 by Cory concerning the above I have some further inquires. If any of you had 1 million to invest and wanted to keep it simple, as stated, and wanted to be fully invested, with a good degree of security ( As much as can be expected in the stock market) would you invest it in these two funds? What % would you have in each fund, considering you were investor " X " with no strings attached? Most advisors are currently preaching that 2022 will be the year when active investing will win, considering all the expected volatility and sector rotation. Also, if the growth rout continues off and on where could you see IWO falling to? I know this is a prediction question, but considering all the items in your knowledge basket, please make a guess. Please provide some equivalent S & P 500 fund names. I notice that no one at 5-i has an interest in IWO.
Thanks as always,
BEN.

Read Answer Asked by BEN on January 13, 2022

Q: I have made good profit by investing in these ETF's. Now as the S&P 500 begins to roll down, I see losing some of the gains made so far. Should I sell these ETF's and park the money in cash and wait for the S&P 500 to move up and then invest it back. Alternately , should I leave it invested in these two ETF's. This is part of my fixed income investment. Thanks for the excellent advice you guys have consistently provided.

Read Answer Asked by Vinod on January 11, 2022

Q: I am a little overweight techs in a well diversified portfolio. Considering valuation contraction where do you see a new normal forward P.E. the S&P in 2022 and for those stocks highlighted?
Please provide forward P.E. and multiples for those that make profits and guestimate where the low end could be for the others.

Thanks

Yves

Read Answer Asked by Yves on January 09, 2022

Q: Hi guys,

Here are my u.s. holdings and percentage; cost 5.5%, nvda 5%, msft 4.5%, J 3.5%, amzn 3%, crwd 2.75%, abbv 2%, U 1.5%, upst 1.5%, veev 1.5% plus 2 etf's, arkk 3%, spy 3.5%
(Also i2i fund 1.5%)
Are there any red flags here or changes that you would recommend for a growth/balance portfolio? The rest of my portfolio is a cross between your (5i's) balance and growth funds.
Happy new year and stay safe,
Jim

Read Answer Asked by jim on January 04, 2022

Q: Hi,

I'm looking for 2 or 3 broad based ETFs that track the CDN TSX closely, and two or three ETFs that track the US broad market closely, for a 'couch potato' strategy.

Read Answer Asked by Graeme on December 13, 2021

Q: Hi 5i Research Team -
I've done very well on SHOP & TSLA. Mr. Buffett said buy low and sell high. Would you recommend that as well and transfer those savings to ETF's to protect investments against a possible melt down? If so could you please recommend some ETF's or other transfers.
Thankyou!!! Frank

Read Answer Asked by DOUG on December 08, 2021

Q: Hi 5i team,

I recently opened an RESP DI account with Questrade for my 1 year old son. Could you please give me couple suggestion to invest on at current level? I am okay with either EFT or single stock and I have long term time horizon 10+ years.

Thanks,
Irene

Read Answer Asked by Irene on December 08, 2021

Q: Hello, if my calculations and interpretation are correct the 5i Balanced Equity Portfolio 5yr annualized return is 11.05% which is pretty good. But at the same time why would i not just invest in an index fund such as XIU which has a very similar 5 yr annualized return of 11.07% or SPY which comes in at 18.93%

Read Answer Asked by Rob on November 30, 2021

Q: I am looking for your opinion on tech weighting. My USA exposure is currently VIG, SPY and IWO. ( 40-40-20%). This puts me a bit underweight tech relative to the overall USA market ( and globally in my portfolio). I've had in my "plan" to shift a small amount of spy and vig to xqq to get my tech allocation up from low teens to high teens.

So long way to ask: Is now a good time to add XQQ or has the run been too good to keep going.

Read Answer Asked by Tom on November 06, 2021

Q: What are your top 10 ETF’s to hold forever?
Would you buy them on the US or Canadian markets if available. I know some of the US listed ETF’s are more liquid. Thanks

Read Answer Asked by Ben on November 05, 2021

Q: I've been looking for historical data on index-wide PE ratios for the Nasdaq to help put the current bull market in better historical perspective. I was able to find a report published this week on S&P 500 and Russell 2000 indicies going back many decades which 5i readers might find useful (here: https://www.yardeni.com/pub/stockmktperatio.pdf), but haven't been able to find similar data on the Nasdaq. Do you know where I might be able to find it?

I'm also interested in hearing your thoughts on how the current exuberance related to crypto might factor into an overall equities "bubble"? Feel free to deduct as many questions as required here.

Read Answer Asked by Jeff on November 05, 2021

Q: greetings - as i move into retirement i have been taking a hard look at some of my portfolio. I inherited this stock many years ago and really haven't look at it too hard because of the nice US dividend. I need both us and cdn income in retirement. Given the high dividend how much risk is there. What are the downsides of continuing to own?

Thanks

Read Answer Asked by kelly on November 02, 2021

Q: What are the Can ETFs that cover the main US ETFs, like SPY? And what are their mers?

What are the advantages of using these Canadian versions?

Do you still require W-BEN forms if you buy these?

Thanks for all your help.

Read Answer Asked by Mark on October 28, 2021