Q: I noticed that ZEB..holds the six major banks. However, its dividend distribution is 3.33%. The lowest of the dividend from TD and RY are 3.8/ 3.9. and the others are 4%+ . Any reason for that? May be a good reason to switch over?

Q: Any issues I should be aware of in switching from ZEB to HEWB in a taxable account other than taxable capital gains on the sale of ZEB? I am trying to lower taxable income which is impacting OAS payments.

Q: Do you see Canadian banks going much lower?