Investment Q&A

• BMO Nasdaq 100 Equity Hedged To CAD Index ETF (ZQQ $170.65)
  • $170.65 P/E (TTM): 32.54X Cap: $2.64B
  • View ZQQ Profile
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• iShares NASDAQ 100 Index ETF (CAD-Hedged) (XQQ $61.52)
  • $61.52 P/E (TTM): 32.77X Cap: $4.51B
  • View XQQ Profile
  • View Questions on XQQ
• BMO Nasdaq 100 Equity Index ETF (ZNQ $112.22)
  • $112.22 P/E (TTM): 32.57X Cap: $1.77B
  • View ZNQ Profile
  • View Questions on ZNQ
• TD Global Technology Leaders Index ETF (TEC $51.16)
  • $51.16 P/E (TTM): 31.1X Cap: $3.32B
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Q: please recommend three or four Canadian dollar ETFs that specialize in US based technology companies. Hopefully hedged & non-hedged. Thanks. …Cal

Upvote 4

Read Answer Asked by cal on April 09, 2026

• BMO S&P 500 Index ETF (ZSP $103.25)
  • $103.25 P/E (TTM): 25.8X Cap: $21.32B
  • View ZSP Profile
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• iShares S&P/TSX 60 Index ETF (XIU $49.48)
  • $49.48 P/E (TTM): 18.08X Cap: $21.91B
  • View XIU Profile
  • View Questions on XIU
• Vanguard FTSE Developed All Cap ex North America Index ETF (VIU $46.99)
  • $46.99 P/E (TTM): 1.18X Cap: $9.66B
  • View VIU Profile
  • View Questions on VIU
• Vanguard U.S. Dividend Appreciation Index ETF (VGG $104.25)
  • $104.25 Cap: $2.31B
  • View VGG Profile
  • View Questions on VGG
• Vanguard S&P 500 ETF (VOO $624.60)
  • $624.60 P/E (TTM): 26.2X Cap: $903.80B
  • View VOO Profile
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• BMO Nasdaq 100 Equity Index ETF (ZNQ $112.22)
  • $112.22 P/E (TTM): 32.57X Cap: $1.77B
  • View ZNQ Profile
  • View Questions on ZNQ
• Schwab US Dividend Equity ETF (SCHD $30.56)
  • $30.56 P/E (TTM): 16.74X Cap: $84.19B
  • View SCHD Profile
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• BMO S&P US Small Cap Index ETF (ZSML $47.90)
  • $47.90 P/E (TTM): 16.58X Cap: $112M
  • View ZSML Profile
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• Invesco NASDAQ 100 ETF (QQQM $251.60)
  • $251.60 P/E (TTM): 32.37X Cap: $72.54B
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Q: I've been asked to help my 20 yo niece with her recently opened TFSA and hard-earned $21K contribution. Sticking with ETF's and CAD in these early days of her investing journey, I'm asking for your thoughts on best CDN ETF representations for SP500, Nasdaq 100, Dividend Growth (USA), Small Cap Growth (USA), TSX 60 and International developed large cap. I'm thinking a 70/20/10 allocation USA/CDA/INTL, would you find this appropriate? Thank you.

Upvote 8

Read Answer Asked by Tony on March 20, 2026

• BMO S&P 500 Index ETF (ZSP $103.25)
  • $103.25 P/E (TTM): 25.8X Cap: $21.32B
  • View ZSP Profile
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• iShares Canadian Growth Index ETF (XCG $67.04)
  • $67.04 P/E (TTM): 29.94X Cap: $154M
  • View XCG Profile
  • View Questions on XCG
• iShares S&P/TSX Canadian Dividend Aristocrats Index ETF (CDZ $43.58)
  • $43.58 P/E (TTM): 16.81X Cap: $1.14B
  • View CDZ Profile
  • View Questions on CDZ
• Vanguard FTSE Canadian High Dividend Yield Index ETF (VDY $68.71)
  • $68.71 P/E (TTM): 12.53X Cap: $6.97B
  • View VDY Profile
  • View Questions on VDY
• Vanguard U.S. Dividend Appreciation Index ETF (VGG $104.25)
  • $104.25 Cap: $2.31B
  • View VGG Profile
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• Vanguard Balanced ETF Portfolio (VBAL $37.68)
  • $37.68 P/E (TTM): 6.89X Cap: $5.01B
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• iShares Core Balanced ETF Portfolio (XBAL $34.14)
  • $34.14 P/E (TTM): 15.47X Cap: $2.96B
  • View XBAL Profile
  • View Questions on XBAL
• BMO Nasdaq 100 Equity Index ETF (ZNQ $112.22)
  • $112.22 P/E (TTM): 32.57X Cap: $1.77B
  • View ZNQ Profile
  • View Questions on ZNQ

Q: Good morning.
I’m planning on setting up a RESP for my grandkids.
Could you guys please suggest a ETF or two that would be suitable, this would not be used for at least 12 years.

Thanks.

Upvote 19

Read Answer Asked by Stephen on February 18, 2026

• Costco Wholesale Corporation (COST $998.47)
  • $998.47 P/E (TTM): 71.72X Cap: $457.86B
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• Alphabet Inc. (GOOG $315.72)
  • $315.72 P/E (TTM): 29.27X Cap: $3.83T
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• Microsoft Corporation (MSFT $370.87)
  • $370.87 P/E (TTM): 23.33X Cap: $2.75T
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• NVIDIA Corporation (NVDA $188.63)
  • $188.63 P/E (TTM): 37.53X Cap: $4.46T
  • View NVDA Profile
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• Mastercard Incorporated (MA $498.66)
  • $498.66 P/E (TTM): 30.48X Cap: $444.71B
  • View MA Profile
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• Visa Inc. (V $304.36)
  • $304.36 P/E (TTM): 28.95X Cap: $583.15B
  • View V Profile
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• iShares Core S&P/TSX Capped Composite Index ETF (XIC $53.80)
  • $53.80 P/E (TTM): 18.19X Cap: $27.69B
  • View XIC Profile
  • View Questions on XIC
• State Street SPDR S&P 500 ETF Trust (SPY $679.46)
  • $679.46 P/E (TTM): 26.17X Cap: $681.92B
  • View SPY Profile
  • View Questions on SPY
• INVESCO QQQ Trust (QQQ $611.07)
  • $611.07 P/E (TTM): 33.2X Cap: $394.32B
  • View QQQ Profile
  • View Questions on QQQ
• BMO Nasdaq 100 Equity Index ETF (ZNQ $112.22)
  • $112.22 P/E (TTM): 32.57X Cap: $1.77B
  • View ZNQ Profile
  • View Questions on ZNQ
• Palantir Technologies Inc. (PLTR $128.06)
  • $128.06 P/E (TTM): 207.13X Cap: $306.14B
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• ASYMmetric Smart Alpha S&P 500 ETF (ZSPY $27.50)
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Q: I have just started an RESP for my grandson and will be contributing the max $2500 per year. What would you recommend as my first stock purchases.
Thank you

Upvote 13

Read Answer Asked by Marty on January 26, 2026

• iShares NASDAQ 100 Index ETF (CAD-Hedged) (XQQ $61.52)
  • $61.52 P/E (TTM): 32.77X Cap: $4.51B
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• Global X Robotics & AI Index ETF (RBOT $32.70)
  • $32.70 P/E (TTM): 5.81X Cap: $63M
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• BMO Nasdaq 100 Equity Index ETF (ZNQ $112.22)
  • $112.22 P/E (TTM): 32.57X Cap: $1.77B
  • View ZNQ Profile
  • View Questions on ZNQ
• CI Global Artificial Intelligence Fund (CIAI $32.81)
  • $32.81 P/E (TTM): 13.89X Cap: $997M
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Q: What would be your top 3 choices if you were buying Canadian ETF’s that hold USA tech companies including those with an AI focus?

Upvote 7

Read Answer Asked by Valter on January 18, 2026

• iShares Russell 2000 Growth ETF (IWO $331.87)
  • $331.87 P/E (TTM): 22.36X Cap: $12.92B
  • View IWO Profile
  • View Questions on IWO
• iShares Core S&P/TSX Capped Composite Index ETF (XIC $53.80)
  • $53.80 P/E (TTM): 18.19X Cap: $27.69B
  • View XIC Profile
  • View Questions on XIC
• Vanguard FTSE Developed All Cap ex North America Index ETF (VIU $46.99)
  • $46.99 P/E (TTM): 1.18X Cap: $9.66B
  • View VIU Profile
  • View Questions on VIU
• Vanguard S&P 500 Index ETF (VFV $167.26)
  • $167.26 P/E (TTM): 26.01X Cap: $29B
  • View VFV Profile
  • View Questions on VFV
• Vanguard U.S. Dividend Appreciation Index ETF (VGG $104.25)
  • $104.25 Cap: $2.31B
  • View VGG Profile
  • View Questions on VGG
• BMO Nasdaq 100 Equity Index ETF (ZNQ $112.22)
  • $112.22 P/E (TTM): 32.57X Cap: $1.77B
  • View ZNQ Profile
  • View Questions on ZNQ

Q: I currently hold the above ETFs in a RESP and wonder if I should add any other ETF or this is good enough and just keep adding to these ones. Money not needed for 9 years.

Thanks

Upvote 5

Read Answer Asked on November 04, 2025

• BMO S&P 500 Index ETF (ZSP $103.25)
  • $103.25 P/E (TTM): 25.8X Cap: $21.32B
  • View ZSP Profile
  • View Questions on ZSP
• iShares Core S&P/TSX Capped Composite Index ETF (XIC $53.80)
  • $53.80 P/E (TTM): 18.19X Cap: $27.69B
  • View XIC Profile
  • View Questions on XIC
• Vanguard FTSE Developed All Cap ex North America Index ETF (VIU $46.99)
  • $46.99 P/E (TTM): 1.18X Cap: $9.66B
  • View VIU Profile
  • View Questions on VIU
• State Street SPDR S&P 500 ETF Trust (SPY $679.46)
  • $679.46 P/E (TTM): 26.17X Cap: $681.92B
  • View SPY Profile
  • View Questions on SPY
• INVESCO QQQ Trust (QQQ $611.07)
  • $611.07 P/E (TTM): 33.2X Cap: $394.32B
  • View QQQ Profile
  • View Questions on QQQ
• BMO Nasdaq 100 Equity Index ETF (ZNQ $112.22)
  • $112.22 P/E (TTM): 32.57X Cap: $1.77B
  • View ZNQ Profile
  • View Questions on ZNQ

Q: If a new Canadian investor wanted to get into the North American market and use low cost index investing to achieve both diversification and simplicity what would you consider for such a portfolio. And if international exposure was desired what could be considered as additions for that.

Upvote 11

Read Answer Asked by dave on October 23, 2025

• iShares Russell 2000 Growth ETF (IWO $331.87)
  • $331.87 P/E (TTM): 22.36X Cap: $12.92B
  • View IWO Profile
  • View Questions on IWO
• iShares Core S&P/TSX Capped Composite Index ETF (XIC $53.80)
  • $53.80 P/E (TTM): 18.19X Cap: $27.69B
  • View XIC Profile
  • View Questions on XIC
• Vanguard S&P 500 Index ETF (VFV $167.26)
  • $167.26 P/E (TTM): 26.01X Cap: $29B
  • View VFV Profile
  • View Questions on VFV
• Vanguard U.S. Dividend Appreciation Index ETF (VGG $104.25)
  • $104.25 Cap: $2.31B
  • View VGG Profile
  • View Questions on VGG
• BMO Nasdaq 100 Equity Index ETF (ZNQ $112.22)
  • $112.22 P/E (TTM): 32.57X Cap: $1.77B
  • View ZNQ Profile
  • View Questions on ZNQ

Q: I currently hold these ETF's in a RESP. I have only XIC ,ZNQ and IWO at a 11% weight , would you be comfortable bringing them up to 15-20% each ?

Is there any other ETF you would add ?I am looking at XAW.

Thanks

Upvote 3

Read Answer Asked on August 28, 2025

• BMO S&P 500 Index ETF (ZSP $103.25)
  • $103.25 P/E (TTM): 25.8X Cap: $21.32B
  • View ZSP Profile
  • View Questions on ZSP
• iShares S&P/TSX Canadian Dividend Aristocrats Index ETF (CDZ $43.58)
  • $43.58 P/E (TTM): 16.81X Cap: $1.14B
  • View CDZ Profile
  • View Questions on CDZ
• Vanguard U.S. Dividend Appreciation Index ETF (VGG $104.25)
  • $104.25 Cap: $2.31B
  • View VGG Profile
  • View Questions on VGG
• State Street Financial Select Sector SPDR ETF (XLF $50.77)
  • $50.77 P/E (TTM): 16.77X Cap: $49.84B
  • View XLF Profile
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• State Street Consumer Staples Select Sector SPDR ETF (XLP $82.37)
  • $82.37 P/E (TTM): 24.94X Cap: $15.60B
  • View XLP Profile
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• State Street Health Care Select Sector SPDR ETF (XLV $147.31)
  • $147.31 P/E (TTM): 23.97X Cap: $38.82B
  • View XLV Profile
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• State Street Technology Select Sector SPDR ETF (XLK $142.62)
  • $142.62 P/E (TTM): 39.24X Cap: $90.17B
  • View XLK Profile
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• State Street Industrial Select Sector SPDR ETF (XLI $171.52)
  • $171.52 P/E (TTM): 26.42X Cap: $29.81B
  • View XLI Profile
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• State Street Communication Services Select Sector SPDR ETF (XLC $113.95)
  • $113.95 P/E (TTM): 15.23X Cap: $24.80B
  • View XLC Profile
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• BMO Nasdaq 100 Equity Index ETF (ZNQ $112.22)
  • $112.22 P/E (TTM): 32.57X Cap: $1.77B
  • View ZNQ Profile
  • View Questions on ZNQ

Q: I am coming into a $50,000 gift from aging parents, and would like to invest for my 10 month old son’s education. I want long term growth until he needs the money (probably 18 years or so). Would you recommend 100% ZSP or some other ETF? Also, should I buy in one shot as soon as I have the money ?

Upvote 12

Read Answer Asked by John on July 25, 2025

• BMO Nasdaq 100 Equity Hedged To CAD Index ETF (ZQQ $170.65)
  • $170.65 P/E (TTM): 32.54X Cap: $2.64B
  • View ZQQ Profile
  • View Questions on ZQQ
• BMO S&P 500 Index ETF (ZSP $103.25)
  • $103.25 P/E (TTM): 25.8X Cap: $21.32B
  • View ZSP Profile
  • View Questions on ZSP
• iShares Core S&P/TSX Capped Composite Index ETF (XIC $53.80)
  • $53.80 P/E (TTM): 18.19X Cap: $27.69B
  • View XIC Profile
  • View Questions on XIC
• iShares S&P/TSX Canadian Dividend Aristocrats Index ETF (CDZ $43.58)
  • $43.58 P/E (TTM): 16.81X Cap: $1.14B
  • View CDZ Profile
  • View Questions on CDZ
• Vanguard U.S. Dividend Appreciation Index ETF (VGG $104.25)
  • $104.25 Cap: $2.31B
  • View VGG Profile
  • View Questions on VGG
• Vanguard FTSE Developed Markets ETF (VEA $67.74)
  • $67.74 P/E (TTM): 18.15X Cap: $233.01B
  • View VEA Profile
  • View Questions on VEA
• BMO Nasdaq 100 Equity Index ETF (ZNQ $112.22)
  • $112.22 P/E (TTM): 32.57X Cap: $1.77B
  • View ZNQ Profile
  • View Questions on ZNQ

Q: I asked a question last week but it must have got lost. This is a follow up question regarding my question about if you could only hold 3 ETF's what would they be. You answered ZSP, XIC and ZNQ. Can you please explain the rational for owning both ZSP and ZNQ. Is there not a lot of overlap between the two? And if I were to hold only these # ETF's can you also explain why you wouldn't include another international exposure ETF? I believe ZNQ is currency hedged which usually means higher fees. Is there another option to ZNQ that isn't hedged with a lower MER?
Thank you for your service.

Upvote 6

Read Answer Asked by Cheryl on July 22, 2025

• Constellation Software Inc. (CSU $2,295.18)
  • $2,295.18 P/E (TTM): 71.66X Cap: $48.63B
  • View CSU Profile
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• Intact Financial Corporation (IFC $251.70)
  • $251.70 P/E (TTM): 13.65X Cap: $44.96B
  • View IFC Profile
  • View Questions on IFC
• BMO S&P 500 Index ETF (ZSP $103.25)
  • $103.25 P/E (TTM): 25.8X Cap: $21.32B
  • View ZSP Profile
  • View Questions on ZSP
• iShares Core S&P/TSX Capped Composite Index ETF (XIC $53.80)
  • $53.80 P/E (TTM): 18.19X Cap: $27.69B
  • View XIC Profile
  • View Questions on XIC
• State Street SPDR S&P 500 ETF Trust (SPY $679.46)
  • $679.46 P/E (TTM): 26.17X Cap: $681.92B
  • View SPY Profile
  • View Questions on SPY
• INVESCO QQQ Trust (QQQ $611.07)
  • $611.07 P/E (TTM): 33.2X Cap: $394.32B
  • View QQQ Profile
  • View Questions on QQQ
• BMO Nasdaq 100 Equity Index ETF (ZNQ $112.22)
  • $112.22 P/E (TTM): 32.57X Cap: $1.77B
  • View ZNQ Profile
  • View Questions on ZNQ
• Brookfield Corporation Class A Limited Voting Shares (BN $58.35)
  • $58.35 P/E (TTM): 79.73X Cap: $130.53B
  • View BN Profile
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Q: If you were only to buy 3 ETF's and a couple of high convictions stocks. Which 3 ETF's would you pick. No fixed income please.

Upvote 28

Read Answer Asked by Cheryl on July 04, 2025

• BMO S&P 500 Index ETF (ZSP $103.25)
  • $103.25 P/E (TTM): 25.8X Cap: $21.32B
  • View ZSP Profile
  • View Questions on ZSP
• iShares Core S&P/TSX Capped Composite Index ETF (XIC $53.80)
  • $53.80 P/E (TTM): 18.19X Cap: $27.69B
  • View XIC Profile
  • View Questions on XIC
• iShares S&P/TSX 60 Index ETF (XIU $49.48)
  • $49.48 P/E (TTM): 18.08X Cap: $21.91B
  • View XIU Profile
  • View Questions on XIU
• Vanguard FTSE Developed All Cap ex North America Index ETF (VIU $46.99)
  • $46.99 P/E (TTM): 1.18X Cap: $9.66B
  • View VIU Profile
  • View Questions on VIU
• State Street SPDR S&P 500 ETF Trust (SPY $679.46)
  • $679.46 P/E (TTM): 26.17X Cap: $681.92B
  • View SPY Profile
  • View Questions on SPY
• INVESCO QQQ Trust (QQQ $611.07)
  • $611.07 P/E (TTM): 33.2X Cap: $394.32B
  • View QQQ Profile
  • View Questions on QQQ
• BMO Nasdaq 100 Equity Index ETF (ZNQ $112.22)
  • $112.22 P/E (TTM): 32.57X Cap: $1.77B
  • View ZNQ Profile
  • View Questions on ZNQ
• iShares Core Equity ETF Portfolio (XEQT $41.71)
  • $41.71 P/E (TTM): 13.01X Cap: $15.88B
  • View XEQT Profile
  • View Questions on XEQT
• BMO All-Equity ETF (ZEQT $21.24)
  • $21.24 P/E (TTM): 2.38X Cap: $654M
  • View ZEQT Profile
  • View Questions on ZEQT

Q: Hi team. A few months ago I asked about the best stocks and/or ETFs for my 32 year old son to invest $12K of RRSP $. We didn't get to this yet.... In the past you recommended a few ETFs. What would you recommend today. I'll help him get this invested through a self directed plan next week. Thank you!

Upvote 14

Read Answer Asked by Kathryn on July 03, 2025

• Miscellaneous (MISC)
  • View MISC Profile
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• BMO S&P 500 Index ETF (ZSP $103.25)
  • $103.25 P/E (TTM): 25.8X Cap: $21.32B
  • View ZSP Profile
  • View Questions on ZSP
• BMO Equal Weight Banks Index ETF (ZEB $63.18)
  • $63.18 P/E (TTM): 15.44X Cap: $5.14B
  • View ZEB Profile
  • View Questions on ZEB
• iShares Core S&P/TSX Capped Composite Index ETF (XIC $53.80)
  • $53.80 P/E (TTM): 18.19X Cap: $27.69B
  • View XIC Profile
  • View Questions on XIC
• iShares S&P/TSX Canadian Dividend Aristocrats Index ETF (CDZ $43.58)
  • $43.58 P/E (TTM): 16.81X Cap: $1.14B
  • View CDZ Profile
  • View Questions on CDZ
• State Street SPDR S&P 500 ETF Trust (SPY $679.46)
  • $679.46 P/E (TTM): 26.17X Cap: $681.92B
  • View SPY Profile
  • View Questions on SPY
• INVESCO QQQ Trust (QQQ $611.07)
  • $611.07 P/E (TTM): 33.2X Cap: $394.32B
  • View QQQ Profile
  • View Questions on QQQ
• Vanguard Balanced ETF Portfolio (VBAL $37.68)
  • $37.68 P/E (TTM): 6.89X Cap: $5.01B
  • View VBAL Profile
  • View Questions on VBAL
• BMO Nasdaq 100 Equity Index ETF (ZNQ $112.22)
  • $112.22 P/E (TTM): 32.57X Cap: $1.77B
  • View ZNQ Profile
  • View Questions on ZNQ

Q: What ETF would you buy to be long the market in this volatile environment (moderate risk - some income if possible)? If you can suggest 3 with a brief comment that would be great. Thank you.

Upvote 12

Read Answer Asked by Pierre on April 10, 2025

• BMO S&P 500 Index ETF (ZSP $103.25)
  • $103.25 P/E (TTM): 25.8X Cap: $21.32B
  • View ZSP Profile
  • View Questions on ZSP
• BMO Equal Weight Banks Index ETF (ZEB $63.18)
  • $63.18 P/E (TTM): 15.44X Cap: $5.14B
  • View ZEB Profile
  • View Questions on ZEB
• iShares Core S&P/TSX Capped Composite Index ETF (XIC $53.80)
  • $53.80 P/E (TTM): 18.19X Cap: $27.69B
  • View XIC Profile
  • View Questions on XIC
• iShares S&P/TSX Capped Information Technology Index ETF (XIT $64.43)
  • $64.43 P/E (TTM): 54.87X Cap: $670M
  • View XIT Profile
  • View Questions on XIT
• iShares S&P/TSX Canadian Dividend Aristocrats Index ETF (CDZ $43.58)
  • $43.58 P/E (TTM): 16.81X Cap: $1.14B
  • View CDZ Profile
  • View Questions on CDZ
• Vanguard FTSE Canadian High Dividend Yield Index ETF (VDY $68.71)
  • $68.71 P/E (TTM): 12.53X Cap: $6.97B
  • View VDY Profile
  • View Questions on VDY
• iShares Core MSCI Canadian Quality Dividend Index ETF (XDIV $40.16)
  • $40.16 P/E (TTM): 11.93X Cap: $4.62B
  • View XDIV Profile
  • View Questions on XDIV
• BMO Nasdaq 100 Equity Index ETF (ZNQ $112.22)
  • $112.22 P/E (TTM): 32.57X Cap: $1.77B
  • View ZNQ Profile
  • View Questions on ZNQ

Q: Could you please provide your top 5 Canadian ETFS and top 3 dividend Canadian ETFs.  Rank the ETFs as well

Upvote 7

Read Answer Asked by Don on April 08, 2025

• BMO S&P 500 Index ETF (ZSP $103.25)
  • $103.25 P/E (TTM): 25.8X Cap: $21.32B
  • View ZSP Profile
  • View Questions on ZSP
• Vanguard FTSE Canadian High Dividend Yield Index ETF (VDY $68.71)
  • $68.71 P/E (TTM): 12.53X Cap: $6.97B
  • View VDY Profile
  • View Questions on VDY
• Vanguard S&P 500 Index ETF (VFV $167.26)
  • $167.26 P/E (TTM): 26.01X Cap: $29B
  • View VFV Profile
  • View Questions on VFV
• State Street SPDR S&P 500 ETF Trust (SPY $679.46)
  • $679.46 P/E (TTM): 26.17X Cap: $681.92B
  • View SPY Profile
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• INVESCO QQQ Trust (QQQ $611.07)
  • $611.07 P/E (TTM): 33.2X Cap: $394.32B
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• BMO Nasdaq 100 Equity Index ETF (ZNQ $112.22)
  • $112.22 P/E (TTM): 32.57X Cap: $1.77B
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• iShares S&P Mid-Cap 400 Growth ETF (IJK $105.35)
  • $105.35 P/E (TTM): 28.36X Cap: $10.36B
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Q: Hello, 1.How does one protect them selves from large market crashes?
2. If one were to start a portfolio with only index funds, etfs which are the ones you would suggest. Maximum 5 etfs. Thanks.

Shyam

Upvote 11

Read Answer Asked by Shyam on February 19, 2025

• Global X Nasdaq-100 Index Corporate Class ETF (HXQ $99.84)
  • $99.84 P/E (TTM): 33.18X Cap: $1.38B
  • View HXQ Profile
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• BMO Nasdaq 100 Equity Index ETF (ZNQ $112.22)
  • $112.22 P/E (TTM): 32.57X Cap: $1.77B
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Q: I'm looking for an unhedged Canadian etf that tracks the nasdaq 100. When comparing ZNQ to HXQ I see that ZNQ doesn't pay a dividend but rather reinvests it. Also it has cheaper fees than HXQ. But HXQ pays a small dividend. The returns over time seem marginally better for ZNQ. But when the div's are factored in, is this more of a wash or does the tax preference of no div's help more? This would be in an RESP for reference. Thx

Upvote 4

Read Answer Asked by Adam on February 18, 2025

• BMO S&P 500 Index ETF (ZSP $103.25)
  • $103.25 P/E (TTM): 25.8X Cap: $21.32B
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• iShares Canadian Growth Index ETF (XCG $67.04)
  • $67.04 P/E (TTM): 29.94X Cap: $154M
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• iShares S&P/TSX Canadian Dividend Aristocrats Index ETF (CDZ $43.58)
  • $43.58 P/E (TTM): 16.81X Cap: $1.14B
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• Vanguard FTSE Canadian High Dividend Yield Index ETF (VDY $68.71)
  • $68.71 P/E (TTM): 12.53X Cap: $6.97B
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• Vanguard U.S. Dividend Appreciation Index ETF (VGG $104.25)
  • $104.25 Cap: $2.31B
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• Vanguard Balanced ETF Portfolio (VBAL $37.68)
  • $37.68 P/E (TTM): 6.89X Cap: $5.01B
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• iShares Core Balanced ETF Portfolio (XBAL $34.14)
  • $34.14 P/E (TTM): 15.47X Cap: $2.96B
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• BMO Nasdaq 100 Equity Index ETF (ZNQ $112.22)
  • $112.22 P/E (TTM): 32.57X Cap: $1.77B
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Q: Can you name a handful of ETF options for long term holds in my son's RESP account. Growth, dividend, and balanced. Looking for exposure in Canada and USA. I don't want the headache of managing stocks for this portfolio. I'd rather have something that I can just buy and not look at it for 15 years until he needs it.

Upvote 8

Read Answer Asked by Harrison on February 10, 2025

• BMO S&P 500 Index ETF (ZSP $103.25)
  • $103.25 P/E (TTM): 25.8X Cap: $21.32B
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• iShares NASDAQ 100 Index ETF (CAD-Hedged) (XQQ $61.52)
  • $61.52 P/E (TTM): 32.77X Cap: $4.51B
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• BMO Nasdaq 100 Equity Index ETF (ZNQ $112.22)
  • $112.22 P/E (TTM): 32.57X Cap: $1.77B
  • View ZNQ Profile
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• iShares NASDAQ 100 Index ETF (XQQU $82.71)
  • $82.71 P/E (TTM): 33.2X Cap: $154M
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Q: Hello, for a 25 year old with $ 500.00 to invest in the TFSA, which of the above would you suggest?
Also, how about for a 27 year old with $ 100K, which one(s) would you suggest? Finally, does BMO have a S&P500 unhedged?
As a quick calculation the Unedged has retuned ~ 6% more with BMO (ZQQ /ZNQ) and ~ 12% with the ishare ( XQQ/XQQU). Right?
Thanks
Carlo

Upvote 2

Read Answer Asked by Carlo on February 05, 2025

• iShares S&P/TSX Capped Financials Index ETF (XFN $80.40)
  • $80.40 P/E (TTM): 14.28X Cap: $1.96B
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• BMO Equal Weight REITs Index ETF (ZRE $23.15)
  • $23.15 P/E (TTM): 25.68X Cap: $607M
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• BMO MSCI USA High Quality Index ETF (ZUQ $98.49)
  • $98.49 P/E (TTM): 29.0X Cap: $1.16B
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• BMO S&P 500 Index ETF (ZSP $103.25)
  • $103.25 P/E (TTM): 25.8X Cap: $21.32B
  • View ZSP Profile
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• iShares Core S&P U.S. Total Market Index ETF (XUU $68.91)
  • $68.91 P/E (TTM): 24.32X Cap: $4.08B
  • View XUU Profile
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• iShares Core S&P/TSX Capped Composite Index ETF (XIC $53.80)
  • $53.80 P/E (TTM): 18.19X Cap: $27.69B
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• iShares S&P/TSX Capped Information Technology Index ETF (XIT $64.43)
  • $64.43 P/E (TTM): 54.87X Cap: $670M
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• iShares S&P/TSX Capped Utilities Index ETF (XUT $36.10)
  • $36.10 P/E (TTM): 17.47X Cap: $447M
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• iShares S&P/TSX Canadian Dividend Aristocrats Index ETF (CDZ $43.58)
  • $43.58 P/E (TTM): 16.81X Cap: $1.14B
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• Vanguard U.S. Dividend Appreciation Index ETF (VGG $104.25)
  • $104.25 Cap: $2.31B
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• Vanguard Balanced ETF Portfolio (VBAL $37.68)
  • $37.68 P/E (TTM): 6.89X Cap: $5.01B
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• Vanguard All-Equity ETF Portfolio (VEQT $56.19)
  • $56.19 P/E (TTM): 1.6X Cap: $12.82B
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• BMO Nasdaq 100 Equity Index ETF (ZNQ $112.22)
  • $112.22 P/E (TTM): 32.57X Cap: $1.77B
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Q: Hello Peter,
I tried to balance growth and income as well as dividends (no with holding tax in RRSP for US stocks but there is in TFSA), and hence, can you let me know if these make sense for a mid 20s person starting off to have a more growth in TFSA and more income in RRSP.
TFSA: veqt, vgg, and xfn and maybe xic ( veqt has cdn exposure so thought i would exclude xic )
RRSP: vbal, zuq, xic, and xuu all of these trade on tsx. Much appreciated.

Upvote 8

Read Answer Asked by umedali on January 21, 2025

• iShares Core MSCI All Country World ex Canada Index ETF (XAW $53.13)
  • $53.13 P/E (TTM): 20.27X Cap: $3.84B
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• iShares Russell 2000 Growth ETF (IWO $331.87)
  • $331.87 P/E (TTM): 22.36X Cap: $12.92B
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• iShares Core S&P/TSX Capped Composite Index ETF (XIC $53.80)
  • $53.80 P/E (TTM): 18.19X Cap: $27.69B
  • View XIC Profile
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• Vanguard S&P 500 Index ETF (VFV $167.26)
  • $167.26 P/E (TTM): 26.01X Cap: $29B
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• Vanguard U.S. Dividend Appreciation Index ETF (VGG $104.25)
  • $104.25 Cap: $2.31B
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• BMO Nasdaq 100 Equity Index ETF (ZNQ $112.22)
  • $112.22 P/E (TTM): 32.57X Cap: $1.77B
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  • View Questions on ZNQ

Q: I hold these ETF's in a RESP account and just wonder if all these ETF are different enough to own? Also would be be good to own XAW in the RESP account. Money is not needed for 10 years.

Thanks

Upvote 1

Read Answer Asked on January 21, 2025