Q: Good Afternoon,

When using the 60/40 etfs (VBAL, XBAL, ZBAL) in an RRSP, what would you consider to be the most prudent way of splitting up +$100,000 for a long term hold (30-40 years)?

Ie:
100% in one etf?
50/50 split between two etfs?
3 way split between three etfs?

And in general, at what dollar value in a single 60/40 etf do YOU start to feel uncomfortable?

Thank you!

Q: Hello,

This is one statement from the fund facts(The ETF will employ a currency hedging strategy that seeks to hedge its exposure to U.S. dollars or other foreign currencies within the non-Canadian fixed income asset class.)
I assume that the U.S and foreign Equity holding are unhedged? And is the cost to hedge the US bonds included in the MER?

Also if XBAL is held in a RRSP will I get the withholding taxes back from the US dividends.

Thank you.

Derek

Q: Is there any issue with withholding taxes and holding XBAL in a RRSP?

Thanks,

Joe