Investment Q&A

Q: I am converting my TFSA to a dividend with some growth portfolio to reduce volatility and hopefully get more sleep. I want to start with 2 etfs to establish diversity. I like DGRC and VGG. I plan to set and forget the etfs once I reach the desired weighting. Do you think this is a good pairing of dividend growers? Can you comment on the somewhat lower average daily volumes of the etfs? Would including CDZ add value? Thank you

Q: I hold Vgg for US exposure. it is about 17% of portfolio. Should I sell 50% and buy VFV for more diversification?
T Steve

Q: Hi, my RRSP and TFSA are maxed out with VOO and QQQ. I would like to build non-registered account with some dividend ETFs. What would you buy and what % would you apply to each ? Thank you.

Q: Dear 5i
If i have ZSP in my portfolio (RRSP`s, TFSA`s and unregistered acct ) do i need to have VGG . In other words is it different enough to own as well as ZSP or would just owning ZSP be sufficient ?
Thanks
Bill C

Q: Hi I am still looking for Growth opportunity PLUS INCOME ( main criteria).

Also looking to diversify. Currently I own no European stocks.

Can I have your thoughts on BEUR : mer 0.9% and yield @ 6.4%

Or is there a better opportunity out there.

Thanks.

Q: Is there a dividend appreciation etf similar to VGG that has a covered call overlay and if so would you recommend in this market. Thanks for your expertise.

Q: Can you comment on the investment merits of these two etfs.Are there others that you would see as more attractive for a diverse long term hold of both Canadian specific and US specific etfs?

Q: Follow your balanced portfolio. I have about 15% of my portfolio in US funds. It is split with15% google and 85% vgg. Wondering if I should split my vgg with another us etf.
T Steve

Q: I am currently managing my TFSA/RRSP funds and some money outside of registered accounts, which are largely individual stocks. With the market volatility, potential recession and war in Ukraine, I am finding it more difficult to keep on top of the individual stocks and am therefore considering going to ETF's. I am a year away from retirement but would be ok with more risk in the TFSA/RRSP's.
Could you please suggest 5 ETF's for the registered accounts and 5 ETF's for the non-registered accounts.
Thank you,
Jacquie

Q: Dear 5i
The above noted ETFs are the ones i commonly use in my RRSP , TFSA and non registered accts .
CDZ and ZLB are used for CDN content and the rest for US content.
I believe there is probably some redundancy in these and was wondering which ETFs could be left out .
Which ETFs would you use for RRSPs , which for the TFSAs and which for the non-registered acct .?
Thanks
Bill C

Q: Could you give me 7 diversified income etfs for 200000 rank them in order which ones you would pick up first etc. thanks

Q: If you were to sell any of the above, list in order your top 5 or 6. Or would you keep the portfolio as is for next 3 years.
Roy

Q: Hi,

For a long term hold in an RSP, would you have any preference between VGG and EDGE?

thank you

Q: Can you explain why for all periods up to 1 year VGG has a larger drawdown than CDZ? In other words CDZ seems to be less affected by the current expensive growth sell off. Going forward for a 3 year hold, what etf would you favour? Thank you.

Q: First of all thank you for your excellent service. Here's hoping 2022 will be juist a good as 2021.
Question: The ETF portfolio in Money Saver showed a change from VIG to VGG. No explanation was given. Also all the ETF portfolios on the mutual fund and ETF website now have VGG. Can an explanation be provided please? It appears that the expenses are the same but the dividend is much higher for VIG.
Stanley

Q: Hello 5i,
Does VGG pay dividends in Canadian or U.S. dollars. Should I keep it in a U.S. account?
Stanley

Q: Just did a revue of my PORTFOLIO ANALYTICS and have a couple of questions as follows:
Under Fixed Income Defensive I have CBO, VGG & ZDI in my TFSA. Are these okay here or can be added to or any deleted?
Under International Allocations I have VXC, XAW, XEF, VEU & XWD in the TFSA. Are these okay as they are or shoud I be considering some changes?
Best wishes for the New Year and thanks for your great service!

Q: My unregistered investment account has a 50% core of VEQT and 5 equally weighted satellites; CEW, VGG, XSU, ZEO and ZQQ. I am considering overweighting CEW and ZEO. Do you think this is a good idea, would you use some of the other satellites or just stick with equal weighting. I would like to maximize the return without unduly increasing the risk. Thank you

Q: Hi, currently holding these Cad ETFs in RSP. What would be the best equivalent ETF's to buy in the US if I were to convert my holdings to USD and buy the US ETF. Looking for equivalent exposure with lower MER, better tax efficiency, etc... I've included some of my choices, would these be the best ones to switch to? Other ETFs are welcome if I haven't listed them below. Thanks and Happy holidays, looking forward to a great 2022!

VGG to VIG
XEF to either VXUS/VEA/IEFA
VEE to VWO
ZUH to either XHC/VHT/XLV
VUN/VUS TO VOO

Q: Good morning,

VGG is currently held in my TFSA and given that VGG is a proxy for VIG (US Dividend ETDF).

Q1 Is there a withholding tax on VGG in a TFSA account?

Q2. Would it be more advantageous to hold VGG in my Non Registered account?

Thank you and and I look forward to your sage advice.