Q: Could you please share some of your favourite corporate class ETFs for a retiree that needs to 'park' some money for say 1-5 years ? This would be in a taxable account.

Q: If held in a TFSA, I believe RSP would be exposed to an American withholding tax. If this is the case, can you recommend a Canadian based equivalen that wouild not?

Q: I am wondering what your thoughts are on annuities for a retiree, assuming no need to leave wealth on passing. Also assuming two scenarios: (1) putting all one's money in annuities, and (2) a small portion to ensure not ending up homeless while investing the rest in high risk growth stocks. Okay let's add a third one, a well balanced portfolio all in equities a little light though on dividends, with a floor protection of annuities. Talking about a straight life annuity, nothing fancy. Thank you.