Investment Q&A

Q: Hi Gang
What are your top 5 etf. At this time
Thanks Mike B

Q: Hi, I’m retired 70 year old , looking at more conservative alternatives to stocks for a portion of my portfolio (30-40%). Could you give your opinion on TIPS I believe it’s US , but I see a Canadian version ZTIP. Interesting that it is inflation protection? Your thoughts and best one to buy. ( like to keep taxes simple).
Also could you give me your favourite dividend aristocrat etf. And do you consider this etf more conservative than a regular dividend etf.
Thanks for your help over the years, Merry Christmas

Q: Good evening. I’m wondering what would be your choices for dividend etfs in a non registered account. I already hold xdiv. Can you kindly suggest a US market ETF and a couple for international exposure?

Thanks

Q: What do you think about VIG, VDC annnd PPA as defensive purchases and is this time to think about adding defensive positions to a portfoliio? Do you have any suggestions for a defensive play?

Q: Hi 5i, Would you please suggest a couple of USA dividend/growth stocks/etfs for my RRSP. Thank you!!!!

Q: What are your current recommendations for US$ dividend ETFs? (US, not CDN) Thanks

Q: I will be simplifying my RRSP portfolio whereby it will be mainly comprised of ETF's that can give growth as well as income that i can use to draw on when RRSP are converted to RRIF.

Can you provide me ETF's / Index funds suggestions for:
S& P 500 index
Global large cap index ex USA
Dividend appreciation index ( large cap) for Canada and US

Thank you

Q: Good morning!
I am a dividend investor, almost totally in higher paying blue chips and sector specific equities. I rely on those payments for my income. However, I am considering an etf as a possibility to lower risk , but am not very familiar with the offerings. A brief look about wasn't encouraging, as it seems that often the dividends paid may decrease over time, and not necessarily in sync with govt interest rates as you might expect. As an example, I thought XRE would be a good one, paying over 5%. Their distribution 10 years ago was 8 cents. The most recent was 6 cents. This does not keep up with inflation, a key part of my requirement.
All that being said, can you suggest Canadian etfs that pay a high dividend, one that increases with inflation? Thanks for your ideas! ... Paul K

Q: I'm looking for an ETF that complements my VDY. In particular I'd like yield with some growth, and fairly defensive. I don't mind which is greater, yield or growth. I've spotted VIDY, and it looks good, and might complement my VDY in that it is similar but EX North America. I suppose the yield is not Div Tax Credit, so if there is a Canadian ETF that complements VDY, in the sense of holdings, I'd consider that too. But the Tax Credit is not essential, so a US complement (sold in Canada) might work also. So complementary to VDY in terms of geography or holdings would be good.

Q: I am looking to put a portfolio of ETF's together to provide exposure to the total US market as well as some limited International exposure. I would like some FX protection hence the inclusion of some hedged ETF's.

For the US segment - I came up with the following holdings
VOO - 50%
ZAA - 20%
ZMID.F - 10%
VIOO - 10%
VIG - 10%

For the International Segment - I am looking at ZDM

Do the ETF choices and mix look reasonable to you - any other suggestions.
Thanks

Q: After a "crack", and during a potentially persistent bear market, could you suggest some US and Canadian dividend ETFs ( whether standard, enhanced,or even cover call etfs if indicated ),that could maintain more stable revenues during uncertain economic periods ?

Q: Just re-asking a question from 2013 - "Hi..was wondering if there is a screener of non-eligible dividends for tax..bascially want to enusure purchasing correct ones outside of any sheltered portfolios...thanks"
Also, can you advise if VBAL, VGG, VIG have non-eligible dividends.
Lastly, pls advise if there's any way to check before stock purchase what the subcategories there will be of dividend income and interest income.
Thanks for your quick reply to my earlier questions.
Many thanks in advance.

Q: I have held SCHD for several years and just compared its total return with that of SPY and VIG:
SCHD (Schwab U.S. Dividend Equity ETF)
• 1 Year: 15.73%
• 3 Years: 15.80%
• 5 Years: 76.76%
• 10 Years: 204.74%
SPY: SPDR S&P 500 ETF Trust:
• 1 Year: 27.37%
• 3 Years: 44.86%
• 5 Years: 98.26%
• 10 Years: 254.08%
VIG (Vanguard Dividend Appreciation ETF)
• 1 Year: 27.48%
• 3 Years: 45.14%
• 5 Years: 98.81%
• 10 Years: 256.38%
Are my calculations correct? Return on SCHD doesn't look right to me. The data supports Mr. Buffett’s view on SPY being better overall.

This question is prompted by concerns that my portfolios are in mostly high growth businesses and thus vulnerable. I wonder if one should lean towards dividend growth this year and trim the now-expensive high growth companies. Ignoring tax impact, would you today stay with SCHD, or switch to VIG, SPY , or do you have another US dividend-growth ETF to balance a high beta folio?
:ao:sab

Q: Good Morning. I have US dollars that I want to invest for my recently born grandchildren so there is a 15-20 year timeframe. Please advise 5 ideas, US $ stocks or etfs, and rank in order from low risk to high. I will likely purchase a mix and compare how they perform over time. Thank you.

Q: I submitted this question on Sunday, so now re-submitting...

Asking this question for a friend who is relatively new to investing (and may be a future 5i client:-)

She has $200k in a non-registered account and is contemplating a balance of 75% US ETFs and 25% US equities, any sector. The account is growth-focused, moderate to medium risk; no funds will be withdrawn for 3-5 years. Given these parameters, please suggest 4 ETFs and 4 stocks she should consider. Thank you.

Q: Good Morning
Is there an unhedged version of VGH ?
Can you recommend any other unhedged ETF similar to VIG but listed in the Toronto Stock Exchange ?
Thank you

Q: I currently own a full weigh of the above listed ETFs and in light of President Trump's economic policies that are likely to benefit the financial sector, I'm looking at possibly adding XLF: US ETF to my US$ Non Registered account.


Q1. What would be your best idea for US$ ETF to add to a US$ Non Registered account at this time along with your rational for this choice?

Q2.What are your thoughts on XLF:US in terms of potential return for 2025 and the remainder of the Trump presidency?

Thank you and I look forward to your response.
Francesco

Q: Which do you prefer for 2025 VIG vs SCHD?

Q: Hi

My partner has funds to invest in a TFSA for a 3–5+-year hold starting now. Can you please suggest several diversified ETFs that would be worth considering both USD and CAD hedged that are likely to see growth, including any mid-cap ETFs to consider. Please also suggest any bond ETFs to consider providing balance.

Thank you for the great service!

Q: My wife has some money should would like to invest in eft. Which ones would you recommend.