Q: MO is down quite a bit today. How do you think the FDA ruling, banning JUUL e-cigarettes will impact the stock, and is there anything they can do? Some are suggesting they could appeal, or even end up suing. I'm holding it in my RRSP primarily for its steady dividend.

Q: Happy Friday.

Looking for U.S. income for my RRSP.

Considering ABBV and MO.

Your thoughts on these two and 2 -3 additional suggestions would be most appreciated.

Thanks very much.

Q: Would you please suggest 5 Canadian companies and 3 US companies that have dividend yields of at least 3.25% annually that have a high probability of capital preservation over a five year time frame? Thanks for your great advice,