Q: I hold both these ETFs in my RRIF and am thinking of combining them into one holding. Do you see much duplication between the 2?
thanks
Investment Q&A
Not investment advice or solicitation to buy/sell securities. Do your own due diligence and/or consult an advisor.
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Vanguard U.S. Total Market Index ETF (CAD-hedged) (VUS)
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Vanguard Total Stock Market ETF (VTI)
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Topicus.com Inc. (TOI)
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Brookfield Corporation Class A Limited Voting Shares (BN)
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Lumine Group Inc. (LMN)
Q: I currently have 40% of my portfolio in Canadian banks, utilities, BN,TOI, LMN and other dividend paying stocks Mostly purchased in the last year. I'm considering legging 60% of my remaining cash in my portfolio into VTI and VUS in the next 10 months. Do have any thoughts or concerns?
My understanding is any US stocks paying a dividend should go into an RRSP account. All my investments are in RRSP's and TSFA's.
Thanks
Brian
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Apple Inc. (AAPL)
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Microsoft Corporation (MSFT)
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S&P 500 ETF TRUST ETF (SPY)
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Vanguard Total Stock Market ETF (VTI)
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RBC U.S. Dividend Fund Series A (RBF590)
Q: What do you think about this fund?
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Alphabet Inc. (GOOG)
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Microsoft Corporation (MSFT)
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BMO Low Volatility US Equity ETF (ZLU)
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INVESCO QQQ Trust (QQQ)
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Vanguard Small Cap ETF (VB)
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Vanguard Total Stock Market ETF (VTI)
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Berkshire Hathaway Inc. (BRK.B)
Q: I have US exposure through a company pension that tracks the S&P. It represents about 20% of my overall holdings. I have recently come into enough US cash to add two or three new individual holdings, or perhaps buy an ETF or two that would complement the S&P tracking pension. I would welcome your thoughts and suggestions for individual stocks or ETFs that would be suitable additions.
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iShares Russell 2000 Growth ETF (IWO)
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S&P 500 ETF TRUST ETF (SPY)
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Vanguard Total Stock Market ETF (VTI)
Q: Hi, can you recommend a couple of US ETFs for my US RRSP please? I have a 5 year time horizon. Thank you
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Apple Inc. (AAPL)
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Microsoft Corporation (MSFT)
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QUALCOMM Incorporated (QCOM)
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Texas Instruments Incorporated (TXN)
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Oracle Corporation (ORCL)
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Vanguard Dividend Appreciation FTF (VIG)
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INVESCO QQQ Trust (QQQ)
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Vanguard Total Stock Market ETF (VTI)
Q: Hello Folks:
As many others I have been hanging onto our Tech stocks (Goog, Amazon and Apple) hopping improvement is in sight.
Currently in consumer stocks we own Costco and Johnson and Johnson and media advises are diversifying more into this segment (eg. Mendalez, P&G etc.) useful strategy.
Do you think thinning down Tech is good advice? Perhaps utilities such as Enbridge could also be good defensive play. We are seniors valuing dividends with which Tech world is parsimonious. Apple appears the best bet in Tech as they actually produce and sell real products. Everything changes, however we value your thoughts and suggestions of including specific equity options (including an ETF). Currently I do not own any ETF's as I have preferred individual companies.
Thank you very much
brian
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BMO Low Volatility US Equity ETF (ZLU)
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INVESCO QQQ Trust (QQQ)
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Vanguard Total Stock Market ETF (VTI)
Q: Hi Peter,
I want to move my investments to a portfolio of ETF's, Please suggest a group of ETF's with strong growth potential for Long term ( 10-15 years).
Q: What are the best dividend ETFs for a retired Canadian for long term hold? Is it advisable to hold more than 1? If so, how many would be optimal?
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Q: I hold VIG and VTI in my RRSP account.
How much overlap is there with these? I'm trying to trim down the number of holdings I have and was thinking I could choose one of these.
If you were to go to one, which one would it be?
Thanks
Robert
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Vanguard Dividend Appreciation FTF (VIG)
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Vanguard Total Stock Market ETF (VTI)
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Vanguard Value ETF (VTV)
Q: Please rank for safety and for growth potential.
What would be your pick in order of first to worst at this point in time and the
reasoning for your choice.
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iShares Russell 2000 Growth ETF (IWO)
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iShares Core S&P/TSX Capped Composite Index ETF (XIC)
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Vanguard Total International Stock (VXUS)
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Vanguard Total Stock Market ETF (VTI)
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iShares Core Growth ETF Portfolio (XGRO)
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iShares MSCI EAFE Growth ETF (EFG)
Q: I am making the switch to holding ETFs in my RRSP instead of individual stocks to make it easier to manage. Can you recommend your top ETFs for a growth oriented investor who has a 10-15 year horizon and wants a globally diversified portfolio. I would like to limit this to less than 5 ETFs.
Thanks
Greg
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Materials Select Sector SPDR (XLB)
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Vanguard Total Stock Market ETF (VTI)
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Industrial Select Sector SPDR (XLI)
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SPDR Metals & Mining ETF (XME)
Q: Hi,
What do you think of these 3 ETFS (XME,XLB, XLI) for the next 2 years and, hopefully much longer? I'm hoping for a 7% position.
Would you invest in any of them?
Is there another ETF you like better?
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Horizons S&P 500 Index ETF (HXS.U)
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INVESCO QQQ Trust (QQQ)
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Vanguard Total Stock Market ETF (VTI)
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Vanguard Information Technology ETF (VGT)
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ARK Innovation ETF (ARKK)
Q: Good morning, I have some USD in my tfsa and was wondering if you could suggest a few ETFs in the states where I won’t get charged a withholding tax. Can be growth or index oriented.
Thanks
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iShares Core MSCI EAFE IMI Index ETF (XEF)
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iShares Core S&P U.S. Total Market Index ETF (XUU)
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iShares S&P/TSX 60 Index ETF (XIU)
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Vanguard Total Stock Market ETF (VTI)
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Vanguard Growth ETF Portfolio (VGRO)
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Vanguard All-Equity ETF Portfolio (VEQT)
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Vanguard Total World Stock ETF (VT)
Q: Hi team!
I am considering a hybrid portfolio of either (A) 80% ETFs and 20% individual stocks or (B) 80% in an All-in-one ETF (VEQT/VGRO) and 20% individual stocks. I understand there may be foreign withholding tax considerations on the Vanguard All-in-one ETFs depending on the account type in which it's held and I'm wondering how significant this actually is.
Questions:
- Which accounts out of RRSP/LIRA, TFSA, RESP, and Non-Registered would US listed ETFs be a better alternative due to this foreign withholding tax drag?
- At what account value would the tax drag from these withholding taxes be material enough to warrant buying individual ETFs (ex. VT, VTI, XUU, XEF) instead of using an all in one fund (VGRO or VEQT)?
Trying to avoid losing 15% or more of any US/foreign dividends due to unrecoverable foreign taxes if possible!
Thanks for your great work!
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Vanguard FTSE Emerging Markets All Cap Index ETF (VEE)
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Vanguard Dividend Appreciation FTF (VIG)
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Vanguard Total International Stock (VXUS)
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Vanguard Total Stock Market ETF (VTI)
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SPDR EURO Stoxx 50 ETF (FEZ)
Q: My wife and I treat our individual accounts as a single portfolio. Based on the Portfolio Analytics we are significantly underweight on the US and rest of the world. We have on RRSP representing 12% of the portfolio that will be converted to a RRIF next year that we would like to simplify. We will maintain 40% - 50% in fixed income, but would like to invest the rest in equity ETFs with holdings outside of Canada. Could you please suggest one or two ETF for exposure to each of the US and the rest of the world. Thank you.
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BMO Equal Weight REITs Index ETF (ZRE)
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iShares Core Canadian Universe Bond Index ETF (XBB)
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iShares S&P/TSX 60 Index ETF (XIU)
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Vanguard Total International Stock (VXUS)
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Vanguard Total Stock Market ETF (VTI)
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iShares Floating Rate Bond ETF (FLOT)
Q: Hi 5i Team,
I have held a balanced Canadian Couch Potato Portfolio with the above etfs in my son's RESP which i started when he was born in 2009. The portfolio has done pretty well (in my books at least) at 8% annual return. I am now looking at a 6 year time horizon for when he will need to begin to draw from the RESP. I am thinking of starting to rotate toward more conservative holdings as the timeline for needing the funds draws closer. Under "normal" circumstances from what i have learned this would mean moving more into bonds at this point but I am having trouble believing this is appropriate in the current market. With interest rates and inflation both rising i am wondering if low debt dividend stocks might be a better bet to hold onto purchasing power in this time frame? Maybe something something like CDZ vs XBB? I know you can not suggest specific portfolio recommendations but looking for suggestions/best bets for maintaining value and keeping up with inflation over this time frame.
Thanks,
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iShares Core S&P 500 Index ETF (CAD-Hedged) (XSP)
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Vanguard U.S. Total Market Index ETF (CAD-hedged) (VUS)
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Vanguard S&P 500 ETF (VOO)
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S&P 500 ETF TRUST ETF (SPY)
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Vanguard Total Stock Market ETF (VTI)
Q: Hello Peter and team,
Would you prefer VOO or VTI at this time? Also, is there an etf in canadian dollars (tsx) that mimics VTI similar to xsp on tsx and SPY? Thanks very much.
Q: Good morning,
I have 5000$ US. I don't need the money for 10 years. ETF or stock, please.
Thank you
Martin
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Enbridge Inc. (ENB)
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iShares Core MSCI All Country World ex Canada Index ETF (XAW)
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BMO Mid-Term US IG Corporate Bond Index ETF (ZIC)
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BMO S&P 500 Index ETF (ZSP)
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iShares Core Canadian Universe Bond Index ETF (XBB)
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iShares Core S&P/TSX Capped Composite Index ETF (XIC)
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iShares S&P/TSX Canadian Dividend Aristocrats Index ETF (CDZ)
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Vanguard Total Stock Market ETF (VTI)
Q: 65 yr old retiring this year. I hold the following: XAW (35%), XBB (20%), XIC (12%), CDZ (7%), ZSP (7%), VTI (7%), ZIC, VTI and ENB at 5% each.
In view of the current conditions, would you increase the fixed asset portion and reduce equity? Which ones would you add to and which ones would you reduce/remove?
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Vanguard Dividend Appreciation FTF (VIG)
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INVESCO QQQ Trust (QQQ)
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Vanguard Total Stock Market ETF (VTI)
Q: Currently hold vti & vig. Any issues here concerning overlap of holdings or outlook?
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