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Investment Q&A

Not investment advice or solicitation to buy/sell securities. Do your own due diligence and/or consult an advisor.

Q: Hello 5i Team,

We recently settled my parents estate and the 3 sons (me included) received a fairly large transfer in the form of 5 ETFs including ZAG (9%), XEF (11%), XUS (3%), XIC (13%) and VFV (12%). This now represents almost half of the total portfolio whereas the remainder is invested in diverse stocks and some other ETFs mostly on your advice. I think you like ZAG for bonds but Id like to ask if any of the other ETFs seem problematic to you or would you switch any with a similar focus? We also own some XQQ, WXM, IWO and VUN (all at about 2% each). Looking to retire in 10-15 years and with a pretty good risk tolerance.

Thank you for your help!

John

Read Answer Asked by John on May 10, 2022

Q: Could you give me 7 diversified income etfs for 200000 rank them in order which ones you would pick up first etc. thanks

Read Answer Asked by Ken on May 09, 2022

Q: What is your suggestion for bonds or a bond fund in this market climate? Thanks

Read Answer Asked by Gary on April 25, 2022

Q: Hello Team.. As interest rates climb my strategy is to slowly buy into bond funds (now in cash).. maybe ZAG or XSH. For example at 3.48 % for ZAG, that's a reasonable dividend and the rate hikes have barely begun. My question is -although the unit price of the fund will decrease "is the payout stable or increasing" as maturing bonds are replaced at higher yields.Steady buying at lower unit prices (and higher dividend)could help kill the pain of the early buying-what do you think.( 71 year old income investor soon to be starting RIF withdrawals) Thank you yet again..best regards Gary

Read Answer Asked by Gary on April 12, 2022

Q: Between January and March of last year (13-16 months ago) I sold my bond holdings in ZAG and CLF and moved the money into the short-term bond fund ZST. As a capital preservation strategy it limited the downside from rising interest rates. ZST is down 2%, while CLF is down 6% and ZAG 9%. I saw an analyst on BNN this morning recommend it is time to start easing back into longer term bonds. It feels a bit early to me. Won't the short term bond funds benefit first from rising rates while the longer term funds will continue to decline? If capital preservation and rate of return are weighted about 50/50, what do you think of moving back into longer term bond funds at this time and would you do it gradually?

Read Answer Asked by Ken on April 06, 2022

Q: Have these ETF's in my portfolio for at least 5 years. With the current interest rates environment... keep or swap? If swap which one? What would be a better option?

Thanks for your great service

Kevin

Read Answer Asked by Kevin on March 11, 2022

Q: Hi

Would you have a recommendation for a bond ETF from BMO? I have no bond exposure now and I'm looking to start acquiring one or more bond ETFs - whatever you think might be a good mix considering all the relevant factors.

My brokerage is through BMOInvestorline so there is no trading commission if I use their products.

Thanks so much
Robert

Read Answer Asked by Robert on February 15, 2022

Q: Can I have your thoughts about these stocks and ETFs for someone with a 3 to 5 year timeframe and who is in their mid 30s?

Thanks

Read Answer Asked by David Michael on February 07, 2022

Q: Hi,

What are your thoughts about my current portfolio? I am also looking at adding ZRE.TO and ZWC.TO.

Appreciate your help.

Read Answer Asked by David Michael on January 27, 2022

Q: Please take as many credits as you need to.

I'm so tired of seeing my fixed income portion of my portfolio trickle away. What would you think about equal allocation to the following?

I'm not so concerned with costs if the holding doesn't degrade, but I still want some yield. Please pick it apart and make suggestions. Thanks!

HORIZONS ACTIVE ULTRA SHORT .HFR

RBC CDN DISC BD ETF .RCDB

KRANESHARES TRUST IVOL

PIMCO MONTHLY INCOME FD CDA .PMIF

PENDER CORPORATE BOND FUND .PGF550

FIDELITY GBL CORE PLUS BD .FCGB

BMO PREM YIELD ETF .ZPAY

PICTON MAHONEY FORTIFIED .PFIA

DYNAMIC PREMIUM .DYN3361

BMO AGGREGATE BOND .ZAG

FIRST ASSET INVESTMENT GRADE .FIG

Read Answer Asked by Gregory on January 26, 2022

Q: I currently own CLF,CPD,ZAG and HLY in a LIRA account. The weight of these 4 ETFs are all 2 %. each. I would like to sell 2 and then use the cash to increase the weight of the other 2 that I will keep. Which 2 ETFs would you sell?

Thanks

Read Answer Asked by on January 09, 2022

Q: I have the following bond ETF's: HFR,VSC, ZAG and XHY. They total 22% of my portfolio. My question is do I move out, reduce or shift into different bond investments. I am 70 and they are split evenly in registered and non registered accounts.
Cheers and thanks for your great work. Bob

Read Answer Asked by robert on January 06, 2022

Q: What are your top 10 ETFs to hold forever?
Would you buy them on the US or Canadian markets if available. I know some of the US listed ETFs are more liquid. Thanks

Read Answer Asked by Ben on November 05, 2021

Q: The short duration bond ETFs like these have declined in last few months with possibility of increased rates. If these are held for five years, would there still be loss of principal, if interest rates stay higher than today. I was assuming if bonds are held to maturity, there is no loss of principal. Hopefully, my question makes sense.

Read Answer Asked by Sudhir on November 03, 2021

Q: Making some adjustments based on portfolio analytics.
Whats your best growth suggestions for:
Health care (us/ international)
Industrial (us/ international)
Consumer defensive (us/ international)
Consumer cyclical (us/ international)
And what is your favorite way to add a fixed income component?
Take appropriate credits as nessacary.
Thx for the great service.

Read Answer Asked by Todd on October 15, 2021