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Investment Q&A

Not investment advice or solicitation to buy/sell securities. Do your own due diligence and/or consult an advisor.

Q: I hold 2 bond funds in my RSP, ZAG and BND. Both bought last summer after a GIC matured and I didn't want to lock in funds again at that time. Both ETFs are slightly under water on the stock price, and getting worse. Interest payments don't do much more than make me even. With a low yield (esp. ZAG), market movements can be a killer and has me thinking a money market type fund might have been better, despite lower yields still. I know you seem to think rates will be coming down - which I assume will be a plus - but the market seems to be pointing the other way. Questions:
1) would you continue to hold these funds
2) do these complement each other, which was my thinking
3) do you see either of these funds changing their monthly payments
4) are there better alternatives
Thank-you
Read Answer Asked by grant on March 10, 2026
Q: Good Mormning.
Given your positive comments om XHY and BND, I am considering adding to my holdings. How safe are the distributions on these types of funds? Will the distributions remain constant regardless of market conditions?
Thank you.
Read Answer Asked by Dennis on February 20, 2026
Q: What are thoughts on bonds to balance a portfolio? I realize most are not enthusiastic about these right now, but I like to have a bit of them based on what I am used to. Are these a good buy now since they seem to have bottomed, or with interest rates the way they are, should I stay away?

There is also a lot of talk out there of stock market bubble right now so I thought this could protect the portfolio to some degree. I am new and appreciate your thoughts on what you would do here. Thank you
Read Answer Asked by Elle on January 20, 2021
Q: What are the best bond etfs to own in Canada and US in your opinion? Please provide several options in both countries. Thank You.
Read Answer Asked by Mirjana on October 14, 2020