Q: I believe all of these ETF’s are paying close to 3%. How do they do this?

Q: Hi Peter, Ryan, and Team,

I just posted this on the forum. I noticed that the Fixed Income thread in the forum is rarely used, and hope it's OK to post this as a "question" so that more members can benefit from what I recently discovered.

This is a heads up to anyone who uses Scotia iTrade. Up until recently, iTrade included CMR as a commission-free ETF, but it has recently been "de-listed" as free, and now is subject to a $9.99 commission. :(

I used to use CMR to park money received from dividends in our RRIFs, to accumulate "safe" cash for the mandatory RRIF payout. No way can a commission be justified going forward!

Q: Thanks for the wonderful work from the team. I am holding BRLXF since past 2 years. Have a good 100% gain. However in past 6 months its down significant from about $40 to $30. Do you still see a good growth potential for the stock or would you recommend something else in this sector. Holding period is long 5+ and comfortable with risk and volatility.
Also any recommendation on any ETF or something else where one can park cash component of the Portfolio. I hold about 10% of portfolio in cash to be deployed at times when market is over sold .