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  5. CSAV: Other than the yield, is there any significant difference between these 2 cash etfs? [CI High Interest Savings ETF]
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Q: Other than the yield, is there any significant difference between these 2 cash etfs? I currently have a substantial amount of cash in a money market fund. The return from CMR would be almost a full point higher. Is there any additional risk or downside to holding a cash etf vs a money market fund? Thank you for your help.
Asked by Donald on December 01, 2025
5i Research Answer:

The two ETFs have some differences in that CASH is simply held in high interest cash savings accounts. CMR invests in short term money market securities. So while both are on the safer side of things, there is probably some marginal higher risks to CMR compared to CASH but we would view both as broadly safe still.