Investment Q&A

Q: Hi 5i, I have a family member who has retired and is interested in buying a growth portfolio of ETFs that is US currency based. They have bought an annuity that will support their lifestyle for 10yrs. If you were building this portfolio what ETFs would you chose and what percentages would you allocate to them?

Q: Compare these two ETF and which type of account Registered vs Non Registered would be a better fit related to withholding tax and overall return

Q: Good day,
1) Recommend a few US bond ETF/fund 5-7 yrs duration to invest my US cash for the next year, best return and safety.

2) Do the same for my Canadian cash, again 5-7 yr duration.

Thanks,

George

Q: Would you view TDB as very comparable to XBB?

Q: For smaller accounts looking at this new ETF - QMVP. New product but showing 200+M in AUM , what do you think as a core holding for growth?

Q: I have U.S. dollars to invest and am looking for an ex- North America fund like VIU which you often suggest. How about VXUS? Can you suggest a better option? It has a 3% divided yield and an mer of .05%?

Thank you during these times of tumult.

Q: For growth which do you prefer ? VGT seems to have more stocks in small, mid and large cap space but QQQ large cap.

Q: Would Hutl.ca be a safe income etf for a retired senior longer term?

Q: Hi Peter and Team,

The last question on the ETF DATA was last August. Please share your updated opinion of this ETF, and I hate to admit it, but the proceeds of the sale of some CSU will be used to purchase DATA, unless you have misgivings about DATA in general.

As always, thanks for your insight.

Q: I asked about these 3 ETF's in May of 2025. As I noted, I purchased these with a view to moving away from equities. I am retired and interested in dividend income. Has much changed since your answer in May 25 ? Would you continue to hold through 2026 and just take the healthy dividends ? Or is more capital depreciation likely in 2026? If you could only keep 2, which would they be?

Q: Given the sector's relative under performance, I believe the timing is right to increase my portfolio weighting in the Healthcare Sector. I own MRK and PFE. As I started to research individual companies it became apparent my lack of expertise in the area and the pace of technological advance makes stock picking in this area challenging. As such I'm considering an ETF and am currently looking at RSPH. Do you agree with the timing and would you advise an ETF or another individual company? If the former, what do you think of RSPH and if the latter' what would recommend for global exposure to the sector

Thank-you

Any input appreciated,

Q: I am interested in these for steady income while limiting capital losses in an RRSP. Your thoughts on both in terms of quality and ability to withstand a downturn?

Q: Are target maturity bond funds a good investment for the fixed income portion of a portfolio if held to maturity? How is the yield and return impacted as the fund continues to purchase bonds for new investors in the future? Is there a cutoff date when the fund will no longer issue new shares? Can you list the advantages and disadvantages of this fund as compared to purchasing an individual bond and hold to maturity. Thanks

Q: Market price and NAV seem to have only vague relation to the spot price for copper. Does this have something to do with the fact it is a closed end trust?
Are there any other ETFs that track the spot price of the metal closer?

Q: Hi Peter and 5i,
For someone starting out in an RRSP with $13K to start and then monthly contributions.
I'm looking at one of the following:
1. XAW ($10K) and XIC ($3k)
2. VEQT
3. Other suggestions from 5i.
4. Once it reaches >$50k then start adding individual stocks.
Thank you for your answer and other possible suggestions.

Q: Hi 5i,

My portfolio currently has a full position in XGD which has been brilliant. Looking forward, how do you view opportunities in base metals/copper and uranium versus gold?

As the commodity rally broadens I want to expand my positions beyond gold and am looking for ETF exposure. I see ZMT and XBM for Canadian listed base metals, and HURA for uranium. Are there any other ETFs that you focus on?

Thanks in advance and please remove credits as needed.

Q: A portion of my portfolio is invested in gold, and I have enjoyed the ride that more than tripled the price of gold since February 2024, when the European Commission officially approved regulations allowing the use of proceeds from frozen Russian assets to arm Ukraine and stated that these assets would remain frozen until Russia repays damages to Ukraine after the war.

Even though I am pessimistic that Trump’s efforts will bring an end to this war - there is too much financial interest in the U.S. and Europe to continue it for as long as possible - there is still a chance he will succeed, and I expect that the price of gold may come down significantly following peace.

As PHYS doesn’t have options, is buying GLD puts the best way to hedge gold prices? Any other suggestions?

Q: Which of these would you recommend in order to take advantage of the AI spaceor would you own both?

Q: What percentage of a portfolio do you think should be non North American? Does that change if portfolio size is 500k, 2 mil, 5 mil?
Do you recommend fund or etf or individual stock, for someone with no knowledge and only buy stocks based on your recommendations? Which fund or etf?

Q: Good morning,
Looking for both hedged and unhedged versions for:
A) global healthcare exposure, and
B) global & US consumer discretionary exposure

What would 5i suggest?
Thank you.