Q: Conservative investor, given where markets are trading....and Trump. Seeking a 4+% yield with reasonable safety of principle in mind. In a 50/50 fund, what percentage of fixed income would you place in ZLC. Might a better approach be to just raise the total equity allocation instead by adding some US holdings, like ZWH for example? I realize you don't know all my details, just looking for a general comparison. Fantastic service, thanks.

Q: Hello 5i Guys

I have GIC maturing soon and looking for substitute as rates are too low.

I've looked at ZCS and ZLC as replacement.

I understand Bond funds are not without risk compared to GCI

But do these 2 Bonds funds look like suitable (Low Risk) investments rather than a low rate GIC?

Thanks as ever
Ken

Q: XLB and ZLC are my primary bond holdings. With the rather abrupt steepening of the yield curve, would you recommend selling both of these and replacing them with shorter term funds ? If so, which funds would you recommend ?

Thanks,
Mark