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Investment Q&A

Not investment advice or solicitation to buy/sell securities. Do your own due diligence and/or consult an advisor.

Q: Retirement Homes: for a person looking at this segment of the market and expecting growth to accelerate in the years, could you provide a list of 3 companies that you consider best of breed and positioned for aggressive growth and earnings in the years.

Can you also provide 2 ETF s that might be a better way to invest in this area.

Thanks
Read Answer Asked by Donald on April 20, 2026
Q: Zcn- Zmi- Vidy- maw104- xbal- these 5 etf’s make up 15% of my 2 portfolios- rrif and non registered account. Do you see anything overlapping too much? Would you keep maw104 or change to a lower mer etf.( suggestions). As I’m slowly changing from a growth to more conservative portfolio could you suggest another etf that may complement these 5 , and
Is Vidy a good choice for xNorth America?
Thanks
Read Answer Asked by Brad on April 20, 2026
Q: I've been burnt in the past by not trimming gains and having stocks crash and burn so I'm trying to diversify out of individual stocks when I get huge gains and let only a portion of it run. Can you recommend some ETFs to diversify into (CAD and USD), I'm 30s so long horizon and risk tolerance. I currently use XEQT, XSU, VIU, VFV for cad, VT, VTI for us. Let me know if there's any other good options, or if I should just stick to a specific one and why- take more credits if need
Read Answer Asked by Danielle on April 20, 2026
Q: Was wandering about their .07cent distribution that was cut from .08cents in April of 2023,looks like it coincided with a run up on rates from 2-3 years previous to that,since that time most of their top ten holdings in the fund have increased their dividend each year.My question ,is their a metric of some kind that would determine if they would reinstate that distribution back to .08cents or do you know how that is determined,I’m a retired long term holder of ZWU and very happy with its income stability
Thanks
Read Answer Asked by Greg on April 20, 2026
Q: Question for a 30-year-old starting an RRSP with a growth-oriented focus. He has little interest in managing a portfolio, so the intent is a simple portfolio that is on autopilot (using automatic monthly DCA) with a yearly review.

The idea is to use XEQT. Does it make sense to add XUS or VFV to XEQT to add more US exposure to potentially improve returns over such a long period of time? Say DCA 75% XEQT and 25% XUS?

Would there be a better ETF to pair up with?

Much appreciated.
Read Answer Asked by Raymond on April 17, 2026
Q: Could you please give the pluses and minuses of buying these two ETFs now? Do you two others in this space?

Thanks.
Read Answer Asked by Danny-boy on April 17, 2026
Q: This NYSX, Technology ETF inception date is March 25, 2026 so it has a very low AUM at the moment. IMO the fee is reasonable at approx. 0.09% in the 3 versions. As part of the investing strategy it uses P/S ratio. Does this mean it gives a higher weighting towards technology stocks that appear cheaper? If I was interested in purchasing the NYSX:US version. How would you suggest I do it since the trading volumes are very low and the bid/ask spread likely high? Many thanks for your advice.
Read Answer Asked by Ian on April 16, 2026
Q: I bought this ETF sometime ago in my RRIF for its delicious yield ( at the time 15%, now unfortunately 18% ) , thinking that Trump will get his way and rates will decrease . This does not seem to be happening but in the end nobody really knows what rates are going to do. Silly me for putting my hat in the ring with Trump.

I am down 20 % on this ETF but the large distribution has mitigated my loss. It is 4 % of my RRIF and 2 % of total portfolios . What would you do with this ETF ? Thanks. Derek.
Read Answer Asked by Derek on April 16, 2026
Q: This ETF started trading last August along with a number of others launched at the same time by Purpose Investments Inc. It is specific re: Enbridge and attempts to gain a higher yield it seems. Could you please explain how this ETF works, what the target yield is for it, where it might best fit account wise, and whether you feel that it is a safe longer term investment. Thank you for the great advice.
Read Answer Asked by Will on April 16, 2026
Q: Does QQQ provide sufficient exposure to AI and AI build out stocks ? If not, what are some ETFs that generally cover tech stocks as well as AI and AI build out ? Are any such ETFs listed on TSX ?
Read Answer Asked by Thomas on April 16, 2026
Q: Hello 5i

What is your opinion about MOAT. It is a new ETF with little track record but I would like your opinion on the strategy used to generate monthly income, safety and suitability for a retiree for safe income. Are there other ETF Canadian or US dollar denominated, with better and well established track record that you would recommend.
Read Answer Asked by Joseph on April 15, 2026
Q: I previously was using a Roboadvisor but decided to do it on my own and had all my funds transferred to self-directed accounts. In my TFSA, I lost 29% on ZFL (~$6500). I would like your opinion on taking a loss on ZFL in my TFSA? My thinking is that this is dead money in my TFSA and I would be more likely to gain in a S&P or TSX ETF. Should I repurchase ZFL in my RRSP? What are your thoughts on this.
Read Answer Asked by Mary on April 13, 2026
Q: Looking to diversify into international markets for the first time and was hoping to get your advice on where to start. Do you have any preferred international ETF's for a long term hold?
Read Answer Asked by Graham on April 13, 2026
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