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  5. ZWU: What do you think of this holding for my sons FHSA? [BMO Covered Call Utilities ETF]
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Q: What do you think of this holding for my sons FHSA? I would say he will deploy the money to buy a house within 5yrs. so a conservative investment is important. He has a total of $11000 to invest after a previous 5% yeilding GIC expired. Do you have any other suggestions? Thank you. John
Asked by John on July 29, 2025
5i Research Answer:

If looking for something with a steady distribution stream and some stability, we think ZWU can make sense. There is still a risk of capital loss here relative to say a GIC but it also should provide some upside potential over that timeframe. If particularly worried about stability/volatility, we might consider splitting it between ZWU and maybe a fixed income ETF.

Authors of this answer, directors, partners and/or officers of 5i Research and/or affiliated companies have a financial or other interest in ZWU.