Q: Historically speaking, what is the average rate of return of ETF’s compared to individual stocks?

Q: Given the possibility of a recession and the certainty of volatility for the next couple years, can you give me 4 CDN and 4 US stocks/etf's, you think might provide some safety and reliable, albeit moderated returns? The equities I've listed are my ideas.

Q: Hi. I hold a considerable amount in CDZ and none of VCN. My thinking is that through CDZ I have large Canadian companies that raise their dividend but VCN may offer more diversity at the expense of income. I do like the dividends and concentration of CDZ. Would you stay with CDZ or shift some funds to VCN?