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  5. ZLC: Canada's interest rate has dropped, and bank GIC and HISA rates have followed suit. [BMO Long Corporate Bond Index ETF]

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Q: Canada's interest rate has dropped, and bank GIC and HISA rates have followed suit. The ZLC BMO Long Corporate Bond ETF is offering a 4.83% return. Can this investment completely replace my HISA or GIC? I've previously invested a significant amount in ZLC, and with the recent dip in price, I'm considering continuing to buy more to replace my GIC and HISA ETF. I suspect this might be the last opportunity to buy bonds at a low price. I'd appreciate your insights. Thanks.
Asked by Esther on August 22, 2025
5i Research Answer:
A couple of points: While we are completely comfortable with ZLC as a corporate bond fund, it is...
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