Investment Q&A

Q: I hold TD and BNS, and want to add more of the bank with the best current value. Can you please tell me which of the 2 banks represents the better value? Would appreciate knowing what metrics you use to determine bank stock value. EV values in the minus range make it confusing.
Thanks!

Q: What 2-3 stocks would you add to this portfolio for more diversification and some growth?

Thanks

Q: I do not have any Canadian financial exposure, and would like to buy a bank before the earnings report. Which one would you suggest?

Q: Hi there, the portfolio analytics says I should lighten up on financials. Which of these 3 would you sell. I also hold XTR which is also high in financials.
Thx

Q: I heard on BNN yesterday that all Canadian banks dividend increases have been put on hold. True? And if so, why? Cheers

Q: One of my financial advisors moved from TD to Canaccord. Got me wondering if I should sell the TD shares I own in my self managed account and buy Canaccord.

Also a comment to Garth who is having trouble contacting TD WebBroker, I contact them through their phone app with much better results.

Q: Would you please advise the approximate amount of excess capital (or equivalent) each of these five Banks are holding based on their year end results.

Thanks

Q: I am looking at putting together a portfolio of set-&-forget Canadian dividend-paying stocks, in what will be my only unregistered account, making up about 30% of our overall portfolio. The registered accounts (70% of portfolio) are now all in mixes of VGRO, VBAL and XAW.
My emphasis is on stable large cap companies, with a sprinkling of smaller cap, low beta, decent and growing dividends. I expect to draw down the capital at 6 - 7% per year (in addition to the dividends). Beyond the drawdown, capital preservation is secondary to the income.
What are your thoughts on the following mix? Additions/deletions?
Communication: BCE, T
Consumer Discretionary: CTC.A, LNF
Consumer Staples: NWC, PBH
Financials: BNS, TD, SLF
Industrials: SIS
Materials: SJ
Real Estate: CRT.UN
Energy & Utilities: ENB, AQN, FTS, ACO.X, BEP.UN (or BEPC)
My other thought is 100% CDZ but I'm not very impressed with the historical returns and the (relatively) high MER.
Thanks. Lotar.

Q: I have been experiencing trouble executing trades online. They say they are trying to resolve the problems,the problem seems to be when I enter my password to complete trade.They say to keep trying. Got frustrated , tried calling and no answer after 48 minutes. Are other members experiencing these problems.Since yesterday lost $ 2,800 in value.

Q: Hi, purely in terms of relative dividend security could you please rank the above blue chips companies over the next 5-10 years.Thanks.

Q: Why are they unable to do buybacks and increase dividends and what is the rationale for this? Do yo expect dividend increases when the BOC changes the rules? Why does the BOC seem to think they know better than the Fed who have opened up bank restriction?

Q: Is the financial sector good value at these levels ?
I'm a little concerned investing new money in the banks as rising prices have brought valuations to pre-pandemic levels. Insurance companies not yet there, may be the better value.
Thank-you.

Q: Hi Everyone at 5i! I am looking to invest in a bank. Could you please rank our five as well as National bank, for future growth and prospects. Cheers, Tamara

Q: Please rank these in for growth potential and advise if the lowest ranked should be sold and proceeds invested in the others

Q: Happy New Year 5i!
I recently joined and have been reading as many of these questions as I can get my hands on and appreciate your insight.
I've recently started a TFSA portfolio with a breakdown as follows:
- REI.UN (14%)
- TD (33%)
- FTS (29%)
- HR.UN (3%)
- T (12%)
- SIS (5%)
- ATZ (5%)

I have been attempting to buy into companies and reinvest via DRIP and thus my preliminary focus on dividend companies (with diversity taking a backseat). What are your thoughts on REITs for growth going forward over the next couple years? Are they worthwhile keeping or do you foresee more upside with investment into growth stocks? If so, do you have a top 2 growth stocks that could compliment the rest of the portfolio in lieu of REITs?

Thanks so much!
Kyle

Q: 10yr TB reached1% since Mar/20.U added 1% of BNS to Balanced Port on Nov 26.Is this a good time to buy/add? Or U prefer TD? Txs for u usual great services & views. All the Best to all of U for 2021 & continued great picks

Q: Hi 5i,
This morning both SLF and TD are up 4.5% and 3% respectively with strong volumes. Can you provide any insight to whats happening with these two today.
Thx
Jim

Q: I own all three in my RRSP in equal position. Outside of my RRSP, I have large exposure to the US markets (>50%).

I'm thinking on consolidating banks by selling RY & TD to buy BNS. BNS is up from its previous lows but looks to be trading at reasonable multiplies.

Thoughts?

Q: No rush with this question.

What percentage of TD’s reserve and assets are CLOs?

Happy holidays to all at 5i

Q: Thanks for your very helpful and informative service. I have the following stocks in an RESP for three young grandchildren. Could you kindly suggest any of them that I should sell or add to along with three other names in order of preference which I could buy with new money. THX.