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Q: hi there - just a follow question on your recent answer to the question on CM and the note you included on uninsured mortgages. Correct me if i am wrong, but uninsured mortgages are those where the borrower puts down more than 20% of the value of the home and therefore does not require insurance. How is this more risky than insured mortgages where the lender is putting less than 20% down. This seems a bit backward in terms of interpretation. For example, i have an uninsured mortgage and own 95% of the value of the home. How is this more risk to the bank?

Read Answer Asked by kelly on June 29, 2021

Q: I am currently way overweight in Canadian banks and would like to gradually cut my overall exposure to about half of my present total value. Would you please rank the above stocks in light of each expected Total Return over the next 3 - 5 years?
Many thanks.

Read Answer Asked by David on June 24, 2021
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