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Investment Q&A

Not investment advice or solicitation to buy/sell securities. Do your own due diligence and/or consult an advisor.

Q: Thank you for for answer yesterday about setting up my parent's investments. To summarize, they are very conservative, above 80 years old, and looking for safety and income.

I would now like to ask you about the distribution of the equity component of the investments (composing only 17% of the total, the rest being in bonds, preferred, and GICs). Those below are all in equal weight. What do you thing?

BEP.UN, BCE, BNS, CM, CU, ENB, TRP
XHC for healthcare exposure
IWO for US growth
VGG for US exposure
XEF (in a half position) for international exposure
VEE (in a half position) for emerging market exposure

Could you please suggest some more to round things out? I need another 5 or 6 stocks.


Also, do you have any objection to using ZAG and HYGH as bond substitutes for their conservative portfolio? I am buying individual preferred shares for that component.

Thank you once again,

Fed
Read Answer Asked by Federico on April 29, 2019
Q: I own several Canadian stocks in my TFSA that pay dividends in USD. Are the dividends eligible for the Canadian dividend tax credit?
Read Answer Asked by Camille on April 17, 2019
Q: Gentlemen Good Morning
Your answer today about dividends in US$
"Holding US-dollar dividend companies inside a US account saves this fee, and we would prefer to see them held in a US dollar account"
Not always thru unfortunately.
At NBDB, if you have CSU, FNV, OTEX, NTR in US account the fees fx/x conversion are double, because NBDB said it receive dividends in Ca$ from their agent (or custodian). I will complain to the Ombudsman.
At Scotia-ITrade they said the dividends are in Canadian by default because its a Canadian corporation, but they deny that dividends are payed in US$. The agents don't understand (or not competent)
At BMO said they dividends as paid in US$ if the stock is in US account, I feel some uncertainty on this answer but maybe true
VB said "This will only happen for two reasons at Virtual Brokers. First, if you do not have an U.S. side open in your account. Second, if the company trades on Canadian exchanges and pays the dividends in U.S. dollars we convert it to Canadian". Its clear. The G&M gives to VB best discount broker.
Best Regards.
Read Answer Asked by Djamel on March 26, 2019
Q: Looking at investing in these Canadian companies paying US $ dividends for a non registered account to help with my snowbird expenses.
Would be 15% of total stock/bond portfolio of mainly banks, utilities, reits, pipelines. Age 69.
Appreciate your opinion on these. Any others?
Would you equal weight or what individual % would you allocate? Any other thoughts?
Thanks. Derek
Read Answer Asked by Derek on March 25, 2019
Q: Good morning. I've been riding this loser CHE.UN for some time and have noted your previous comments on same. I think I should sell now and take my lumps. Where should I reinvest in this sector, with dividends and potential for growth. Thanks
Read Answer Asked by alex on March 19, 2019
Q: Currently I hold about $100,000 of each of these holdings. I am interested in improving the annual income stream to 5% plus with the possibility of capital appreciation. Also I have another $100,000 in cash to utilize as well. I look forward to your sound suggestions of companies that I should look at.
Thank you very much.
Read Answer Asked by Hugh on February 19, 2019
Q: Good Morning and Happy New Year: I have funds to add to, or start new position in, one of the above companies (I already own a couple of them). If all other factors are not considered, which of these would you recommend with a comment as to why. Also, how would you rate the four mentioned. Thanks, Don
Read Answer Asked by Donald on January 07, 2019
Q: I would like to add small amounts to the above listed existing positions. How would you rank these? Which one's may likely drop further and more patience would be required?
Thank you!
Albert
Read Answer Asked by ALBERT on January 03, 2019
Q: Hi Peter/Ryan
Your opinion on below statement on Nutrien please. Is this positive for NTR and will support slide ? What will be the impact?

Canadian fertilizer giant Nutrien will auction its 23.77-per-cent share in Chile´s SQM on Dec. 3, the Chilean stock exchange said on Wednesday, a final step toward completing the sale of a coveted stake in the world´s No. 2 lithium producer to China´s Tianqi.
In a statement, the local stock exchange said the minimum bid would be set at $65 per share, for a total package price of $4.066 billion.

Thanks
Read Answer Asked by S on November 29, 2018
Q: Hi,
Thanks always for your advice, it's been very helpful.
Part of my investing strategy is to hold company shares (where possible) in AST or Computershare so I can use the dripping programs for the tax break. I am down drastically with CJR.B - should I sell and move on? Also, I hold ENB, NTR and PPL all of which have suspended their drip programs. Are they worth holding, so I can do something with the cash dividends or should I move on from them. All of my moving on would be to purchase other companies that drip.
thanks
michele
Read Answer Asked by michele on November 07, 2018