Q: Seeking your guidance and insight on my poor investment made in Dow Inc. I made to increase exposure in materials back in March 2022. I'm sadly down 50% in my registered account on DOW. I’m weighing whether to hold long-term or if this might be a permanent value trap and loss? The stock offers a high dividend, but I’m concerned about the risk of a potential cut. (classic) Since it’s in a registered account, I can’t write off the loss. Could you share your thoughts on continuing to hold through an entire cycle and the outlook over 2-5 years and any strategic considerations for my situation? Do I book the loss or hold on that their situation improves in due time. Much appreciated.

Q: Hello your thoughts on DOW please

Q: By the end of this year, I will set up a RRIF. I would very much like to have dividends fund the expected withdrawal of 5 to 6%. There are many TSX stocks which will help achieve this goal. For example, ENB, BCE, BNS, CM, PPL, MFC, SLF etc. Currently, my RRSP is 67% CDN$ and 33% US$. I am having great difficulty finding anything in US$ that comes close to the dividend yield offered by the CDB$ stocks that have listed. BTW, my CDN$ would have about 15 positions. Big Question: How to achieve my goal with the US$ component of my RRIF? One obvious option is to move to funds CDN$, but that goes against country diversification which you often note. I am not very keen on US stocks or ETFs that pay a 2.5% dividend. Your thoughts and recommendation would be greatly appreciated. Thanks Dan.