Investment Q&A

Q: Hi, purely in terms of relative dividend security could you please rank the above blue chips companies over the next 5-10 years.Thanks.

Q: Hi, I feel my Tech. Sector 30+% is getting too big, in case a correction is in the future.
T- 3.5 - Kxs- 5 - Lspd- 4.4 -Pho -4.3 - Real -4.1
Csu- 3.5 - Syz - 3.4 - Stc- 2.1 -Bce - 3.4%
Would you consider all these Tech. Stock? I like to keep my sector allocation to 9 or 10 sectors for simplicity ,but I do know there are sub- groups.
Would you sell any of these positions ,or trim all or some? Thinking a 18-22% sector weight, would you agree?
Thanks

Q: I am looking to "trim the fat" from my TFSA, which currently holds 20 stocks: ATD, BCE, BMO, BNS, CCO, CM, ENB, FFH, PDYPF, INO.UN, LAS, NXE, NWC, NA, NTR, PEY, PZA, MJJ, TRP, WELL. Are there any positions that raise red flags with you? In addition, could you suggest 3 or 4 value picks suitable for a long-term hold (20 years plus)?
Thank you!

Q: Good Day,

My fiancé has recently begun investing. Currently she has:
254 shares of VBAL
16 shares in Royal Bank
27 shares of BCE

She has $1300 available to invest in her TFSA and $500.00 to invest in her RRSP. She is a conservative investor.

We are wondering:
What would you suggest for next steps in terms of shares/etf to purchase in this small portfolio? Or should we just buy more VBAL?

In addition, would it be best to wait a little to see if there is a ‘better deal’ in a few months?

Please take as many of my questions as you see fit.

Regards,

Ryan

Q: I currently own $10K in each of these companies,,, looking to invest another $10k into possibly SLF or BCE. I look at 1 year at a time and then judge after. My aim is growth. Would you change anything?

Q: BCE oversold here? Does price reflect slower growth versus T (fwd PE 16.6 versus 21 for T) or could price drift lower still in your opinion?
Telus trading well above its historical PE and PEG levels,
T is higher growth but based on valuation , BCE seems to be the better buy.

Q: No rush to answer. Retired, dividend-income investor. I am a position "light" in the Communications sector. I already have a full position in BCE....looking to add one of Telus, Shaw, Cogeco, Rogers or another name you might suggest.

When I look at the various metrics (P/E, P/BV, P/CF, P/S, ROE) I filtered out Telus, leaving SJR and CCA and RCI. Reading past questions, some quite dated, I am wondering if time has changed your opinions on these three.

Shaw has a nice (5.4%) but slow-growing dividend. ROE 10%. It's chart looks good from a value point of view, but is it a value trap? Very poor momentum.

Cogeco has a lower (2.6%) but faster growing dividend. ROE 16%. It's chart shows better momentum. I also wonder whether a new takeover offer might be in the future?

Rogers is just ok across the board.

I'm leaning towards Cogeco, but wanted your advice first. What odds would you place on a take-over happening? Please rank all three in order of your preference to buy.

Thanks...Steve

Rogers

Q: Thanks for your very helpful and informative service. I have the following stocks in an RESP for three young grandchildren. Could you kindly suggest any of them that I should sell or add to along with three other names in order of preference which I could buy with new money. THX.

Q: In our investment accounts, reg and non-reg combined, we have: PSLV @ 3.5%, PHYS @ 3.5%, BCE @ 9.72%, BNS @ 6.6%, KEY @ 3.5% VSC @ 5.7% and ENB @ 6.6%. I have a significant cash balance which is available for the right opportunity. Thus far nothing jumps out as “buy me now”.
We have smaller allocations [2% to 3%] to FTS, MFC, ALA, KEY, SU each and a number at less than 2%.
Given we are retired I’m wondering about increasing some of these allocations on any market general pullback? I usually focus on liquidity and free cash flow as two of my selection criteria as well as comments you make to questions asked of 5i.
Thanks for an advice you can provide.

Q: I own CU at a loss and am thinking of selling and buying BCE. Is this trade worth doing? Both are down and BCE does pay more or am I selling at the bottom on CU. THANKYOU

Q: Hi,
What is your general opinion of investing in segregated funds? I understand that there are some great benefits for estate planning purposes as you get older, i.e. bypassing probate/estate fees, quick transfer of funds to beneficiaries, guaranteed death benefit, etc... but are the high MER fees (>2%) really worth it? I was helping my mom who is retired look into some of her investments in her TFSA and her advisor has her in invested in these two Manulife products, MPS4959 and MPS4980. Thoughts on these two funds? Do these two funds pay dividends or have a distribution yield? Could not find it.
Aside from the benefits I mentioned above where you only get with Seg funds, and looking at just the pure investment return/structure of the funds, could you suggest 4-5 other attractive ETF's that she could invest in that would outperform these over the next 10-20 years? I would like to switch her into some low cost ETF's or an all in one fund that are either comparable(balanced fund) or better than these two expensive products. She is close to 70, won't need to draw any of this money to live on (she has other sources of income) and looking for some steady and stable growth assuming life expectancy for another 15-25 years. Thanks!

Q: hello 5i:
You were recently asked a question about which stock would be your first purchase if you were a fund manager and you chose CRWD. A different type of question: you are now the fund manager of a Canadian Income fund: what would be your first purchase? If the answer is different, what would be your first purchase for a stock that would act more like a GIC, but with a better yield?
Paul L

Q: I am looking at reducing the number of holdings that I currently have. Please rate the sell order you would have for the above companies

Q: Thinking of adding some telecom/media exposure to my portfolio. BCE is the only one in your portfolios. Would you buy BCE right now or do one of the others offer a better buying opportunity currently. 5 year hold, I follow a hybrid of growth and income portfolios with more recent moves toward income thus the interest in these names. Or is it evan a good time to buy into this sectors?

Q: Which company do you prefer for some growth
And sustainable dividend for the next 3 to 5 years
Or do you have another fav in this area
Thanks

Q: My wife has the above shares in a RRIF and we have to sell a few shares of one of them to provide enough cash for the monthly payout.
They each have, or have had their benefits but I'd be interested to know which ones I should start with at the present.
I've been inclined to sell losers as opposed to winners in the past and I am wondering whether to ditch ENB which is in the red, but if there were to be turnaround with ENB, the bounce might mean that BCE, which is a slow lumbering beast might be a better choice. Your thoughts?

Q: Could I get suggestions for long term dividend paying stocks for a young investor to add to these stocks.

Q: Have $12,000.00 to invest, current BMO Inv Line allocation is as follows:
Communication 8%
Cons Disc 21%
Cons Staples 13%
Energy 6%
Financials 32%
Health Care 11%
Info Tech 1%
Companies held AW, RBC, SLF, SBUX, WMT, BCE, PFZ,SIS, BB, ENB, TNY, HEXO,VTR,ParkLawn

Would appreciate your thoughts on how I could deploy the cash.

Q: Hi 5i,
Please rank the safety of current dividend payments over the next 3 years for the companies listed below. Assign a 10 for absolutely no chance of a reduction and a 1 for almost certain a reduction will happen in the next 3 years. Although I do not want to influence you on the rankings, I would give the Royal Bank a 10 as an example.

AP.un
ALA
BCE
BIP.un
BPY.un

Please deduct as many credits as you see fit.

Thanks
John

Q: Good day,
I have built my daughter's RRSP with your wise direction. She is up 15 to 25% on BAM;EMA;FTS;L;OTEX;RY; BEP and RBF 1030.(My choice) Wonderful. Thank you. We are down in descending order on ENB;CSH;BCE and MFC.

Overweight in Utilities and Financials but okay with that.

Would you add to the latter group? Add any new ones.

Looking forward to Peter on BBN Tuesday.

Long term 25 years+. Many thanks!