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                             Royal Bank of Canada (RY $204.12) Royal Bank of Canada (RY $204.12)
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                             Toronto-Dominion Bank (The) (TD $114.64) Toronto-Dominion Bank (The) (TD $114.64)
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                             Bank of Nova Scotia (The) (BNS $65.66) Bank of Nova Scotia (The) (BNS $65.66)
            Q: hypothetical question on loss provisions: should these provisions that are set aside (or at least a portion of them) ultimately not be necessary in the future, does that mean there is a potential for them to be reflected as revenue on future earnings and thus, result in a seemingly excellent quarter, year, or whenever this situation could happen? How is viewed from an accounting perspective? 
        
     
                             
                             
                    