Investment Q&A

Q: After latest earnings, would GSY still make your list of top Canadian growth stocks? Thanks.

Q: Hi Peter,

Where would you prioritize (weight too) these companies in terms of your portfolio holdings in the financial sector? Do the banks and Insurance companies provide better growth within the TFSA? Or for that matter, do they deserve to be in a TFSA portfolio?
If so, between the two which is the preferred one?
Regards
Rajiv

Q: So I ran with wsp, tri, and gsy in an sdrsp for the equity porrtion. Down on all. Looking forward do you think continuing to hold these three in an sdrsp is a good move? Or do you think changing one or all for better blue chip companies is warranted? If so what do you suggest?

Q: Hello team, I realize you have answered questions about the GSY results, but do you consider the level of the stock fall (now close to $25) to be a knee jerk reaction or is it sort of a confirmation of the short recommendation that happen last month and started the stock tanking? Thank you for your insights.

Q: GSY: down a lot to-day (16%) - why? I think they posted results yesterday but not reported anywhere.
Buy, sell or hold? I own 1100 shs - $95.00 AC.
Thanks ...JP

Q: For me a large individual stock position is 5-7% ..... Though I may go larger on an ETF ...... And I hold a 5.16% position in GSY ...... The question now is whether to reduce that position to my comfort level for speculative stocks { 2.5 % } or get rid of it altogether ..... The knock on both PRL and GSY currently is delinquent loans ..... So I tend to look at economic conditions that may rectify that . Unemployment and inflation are the only two factors that I see that would create that situation { a financially strapped borrower } ..... In the short to mid term I don't see the economic conditions in Canada that will help either unemployment or inflation ...... Yank tariffs are going to be a detriment to both { and we haven't even begun to see tariff effects in quarterly reports } ...... I don't see any reason the next few quarters should show any improvement in delinquencies ..... Tell me why I am wrong and should stay the course with GSY ? ...... Thanks for your terrific service ........

Q: Hello,

Could you comment on why GSY is tanking?

Thank you

Q: How do you interpret the latest earning? I’m confused by the trading halt?

Q: Hi, could you please report and comment on GSY earnings, forcasts and post market reaction ? thank you.

Q: A retired friend of mine recently asked for my recommendations on how to invest approximately 200K which, with minimal risk, which will give him a reasonable (4.5% to 5.0%) annual dividend with minimal expectations of big capital growth, Since he currently has very little experience with investments, I would like to build a portfolio that will require minimal ongoing involvement on his part. I believe that a 10-15 year timeframe is realistic.

My thought is to split the 200K into 10 equal parts and purchase the following Canadian equities.

BNS
TD
GSY
CNQ
TOU
ENB
FTS
T
CCA
BEPC

I realize that a portfolio like this is overweight on energy. I'm comfortable with that.

What are your thoughts on this strategy and do you see any of the companies listed that you would avoid? Are there any others that you think should be added to the list?

Q: I received notice from my brokerage that contained a US news release for Upbound Group that announced a new cfo- one coming from GSY. Can you confirm that this is another mgmt change at GSY, not previously reported. If so any worries on the executive turnover, I know GSY has a deep bench but so many senior level changes are troubling to me.

Q: For growth in my TFSA, would you prefer TMX Group over GSY and why? Thanks

Q: Hello team,

I would appreciate it if you could let us know the date for each of these company's earning report.

Thanks a lot! :)

Q: Based on what happened to companies in the recent pullback are there any of your favourite Canadian growth stocks that provide better investment opportunities today than they did last week? If so, please list them in the order that you would purchase them today.

Q: hi,
what are your current top 5 stocks to BUY today from the growth portfolio ( in TFSA ).
cheers and thanks, Chris

Q: Are the increasing delinquencies and fraud risks with auto lenders priced into GSY's pullback recently. With Tricolor, Firstbrands and Primalend now having major issues in the auto lending space, and a short report released not long ago which pointed out concerns with their auto lending risk. Its hard to tell if the pullback is mostly broader economy concerns and the auto risk may be another factor that will pull it down as delinquencies are increasing in North America, and if so we likely see more downside. Also does Propel do any auto loans, and if not does it seem like the better buy since its being dragged down with all the lenders? Thx

Q: Hello, in what order today would you buy these stocks and at what price KSI,PNG,GRID,VHI,BLN,MDA,ZDC,HME,GSY,PRL,LMN,VNP,GLXY

Thank you

Q: Good Day,

With the end of the year approaching and the US poking the tarriff bear again (pun... intended?), do you see more selling/profit taking coming in the end of the year?

It seems many names have either been hit by these latest developments, have unsubstantiated short report attacks, or have no news declines. What are some of your favourite names right now that have solid outlooks/execution and some real potential for strong recovery? Say 10 names, mix of Canada and US with attractive entry prices?

Secondly, what would be your main buy targets likely to see tax loss selling? What would be an attractive entry price for them?

No need for megacap names, I'm well represented there.

Thanks!

James

Q: I have a smallish position in GSY which I should probably either Add to or Sell after one or more quarters. The recent Reports on GSY and PRL got me looking at longer term performance of both companies. The Report states that GSY has grown EPS at > 28% per year for a decade. However, most of that earnings growth occurred 5+ years ago. Annual EPS since 2021 is only up approx 15% - not per year but in total over 4 years. Over the same period revenue has doubled. Can you comment on why EPS growth has lagged revenue growth over the mid-term, and if/when those issues might be behind them?

GSY being much larger than PRL may be a factor. GSY has issued new equity over the period but the amount does not seem to be significant. PRL over the same 4yr period has tripled revenue, with EPS up almost 7x.

Q: Like Herm asked yesterday. It seems PRL and GSY are moving in tandem towards year lows. At some point and tax loss cannot be utilized in TFSA would you consider a swap or better to hold? Can you suggest at what price this would make sense or do you think PRL will eventually have more growth potential? Thanks Larry