Investment Q&A

Q: I am up on all the above listed stocks however down on AC, LMN, BCE, WELL, LLY, my question is should i sell some losers as well as some winners to shore up CSU (presently own 9 shares in my TSFA. Do you sees this as once in a lifetime opportunity to load up on arguably the best managed company in Canada i am leaning towards selling WMT and FFH in the winners column (both consist of 8% each of my portfolio what losers would you sell if wanted more exposure to CSU....your thought on this strategy please ps am 74 yrs old and a conserved investor

Q: Hello 5i,

A follow up to Willie’s question about a potential USD devaluation on Sept 03.

We have 50% of our RRSP and TFSA in USD. Investments outside of the US and Canada are in CDN though those investments are minimal. In the past, the suggested path was to own US stocks with US funds over using CDN dollars to purchase US stocks or purchasing CDR’s. Moving forward, is it prudent to slightly reduce USD exposure by having a combination of CDR’s and US stocks for US investments (i.e. 10k in MSFT CDR’s + 10k of MSFT in USD)?

We had purchased USD about 8 years ago with a plan to vacation in the US upon retirement though we decided to vacation elsewhere now with CDN dollars. A currency cost would apply to sell 10% of USD though we do not have costs to buy or sell. This change would only be applied to the largest positions (NVDA, GOOG, META, MSFT, BRK.B, WMT.)

5i always seem to be ahead of the curve in their investment strategies and we are humble beneficiaries from your knowledge.

Thank you for your insight.
D&J

Q: Hello
I have a small position
MSFT cannot stop moving higher which is good

wants to add to the position, let me know what is a good entry point?
has been waiting for a pull back in Aug/Sept
thanks
Michael

Q: I'd like to either start a 4% position in TRI or bring the other 4 positions up closer to 5%. Also I could just start a smaller position in TRI and bring the others up a bit, distributing funds across the names. If you could rank order these names, it might help me decide. As is, now MSFT and AMZN are quite small positions. Would any be affected by Tariffs? Just not sure how bullish you are on TRI vs the others. Thank you very much for continued great investment analysis.

Q: Hi Folks,
I would like to add to my holdings in either MSFT or GOOG in my TFSA. May I have your opinion as to which one you would recommend at this time.
Thanks

Q: Update: According to BMO Investorline, item 2) below is not an option. The CRD has a different CUSIP (59516M104) than the NASDAQ listed stock (5949181045). Apparently this is true for almost all CDRs.

Hello,
I have 60 shares of MSFT in a non-registered account, and want to sell 18 shares to raise cash of about $11,300. I have capital losses in the account to offset the gains, so there should be no net tax.
To minimize transaction costs, I am considering three options:

1) Sell MSFT directly, and then use Norbert's Gambit to convert to Cdn$
2) Convert the shares the CDR equivalent, i.e. MSFT.CA and sell that in Cdn$ (not allowed according to BMO)
3) Sell MSFT for USD and then have the bank convert the shares (~1.6% conversion loss)

Which of these do you recommend?

Q: Hi 5i,

Most of the MAG7's charts show a "Death Cross" pattern. Please rank which would be the most attractive to purchase for a 5+ year hold. Your answer can also include other companies that have exhibited this pattern. Looking for big caps, mostly US. Thx.

Q: Hi, sorry for my apple to oranges question, but I’m thinking of selling Msft ( down) for tax loss and adding X for a long term hold. Would you be ok with this move, or do you feel Msft would be much better in the long term? Looking for the elusive combination of steady growth and stability.
Thanks

Q: I have the above stocks all at significant $$ losses in my trading account. I don't need to sell any, but am wondering if I should sell and switch to other similar stocks to lock in capital losses. Do you have an opinion on which you'd sell tomorrow - and a proxy for an equivalent or better replacement. And which ones you would keep due to their unique positioning in the current market? I don't really want to sell and wait 30 days to rebuy the same stock.

Q: PSI seems to be going nowhere since 2002 though it is good for dividend. Even though a value investor I am thinking of selling PSI and taking a position in GOOG at $166. I also have MSFT and a few other growth stocks. At that price is it OK to take a position in GOOG or is it too late? I have a time frame of 5 to ten years for this 80 year old.

Q: Hi group i own the above stocks and have some cash to deploy. pick out 10 core holdings c/w with order to buy and entry price. I am in no rush but want the buy list ready for any opportunity that pops up. Thanks for your help

Q: Hi group the above stocks i sold 1/2 of my folio about 3 months ago/ yes at a tidy profit. My question is I am 75 years old and have $100,000 to reinvest (20% of my total portfolio)...(dry power) i do not need any cash to supplement my income for at least 5 years unless the market falls of a cliff because of Trump/Tariffs. I would say I am a sleep at night investor So the question is what to do now wait or start nibbling now. These stocks make up about 70% of the total portfolio

Q: I am looking to add to my TFSA for a long term hold.
Realising different sectors but considering their current valuations, please rank these companies for a buy.

Q: WE have ISRG, VRT, GOOG, NBIS, NVDA, and AXON in our US trading account. My wife and I are interested in adding CDRs in our TFSAs to gain US exposure. Our first CDR purchase was ISRG. Being TFSAs, longterm growth is our primary concern and risk tolerance is high. In addition to GOOG, mentioned today as your top conviction CDR, could you please list 4 others you’d buy today for a longterm hold, with a brief reason as to why you’d choose each. Also, we plan to purchase soon but given recent turmoil would you wait until after Trump’s tariff deadline for Canada and Mexico.

Q: I currently hold MSFT, NVIDIA and COST in my TFSA. I took a loss on BTX and now have cash to reinvest.
Should I buy more of the above 3 or diversify and if so any suggestions without making specific recommendations