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Investment Q&A

Not investment advice or solicitation to buy/sell securities. Do your own due diligence and/or consult an advisor.

Q: Retired, conservative dividend-income investor with a "buy-and-hold & trim-add around a core position" strategy. At times like these, I take a fresh look at my holdings and ask two key questions. #1 = are there any of my equity holdings that have alarm bells going off? #2 = how safe are the dividends (knowing that no dividend is 100% secure)? The portfolio capital may rise or fall, but it is the continuation of the dividend that is more important.

For asset allocation purposes related to individual stocks (as opposed to sector allocations), I use the following:
5% targets = AQN, BCE, BNS, PBH, RY, TRP, WSP
4% targets = AD, AW, CSH, NWC
2% targets = LNF, MG, NTR
ETF targets = roughly 3-7%

Q#1 = are there any of these equities that you hear alarm bells?
Q#2 = are there any of these equities where you foresee dividend risk?
Q#3 = any thoughts on how I have my asset allocations set up (knowing it is a very personal decision?

Take a bunch of credits. Thanks for your help...Steve
Read Answer Asked by Stephen on March 06, 2020
Q: I have held a position in CSH.UN for a long time. I recognize that the share price growth will be slow, but its distribution growth is frustratingly slow.
I'm not looking to hit a homerun. I'm looking for stability and really my main focus is distribution growth as I plan to hold long term.
I am looking to add to my REIT holdings. Are there other REITs you would suggest or should I add to CSH?
Kind thanks for your time and expertise.
Read Answer Asked by Ian on February 14, 2020
Q: I have held Chartwell for several years. I bought it because I thought as a leader in an industry with incredibly favourable demographics, there would be natural built-in growth drivers. I have concluded that the fact that they have not been able to capitalize on this inherent growth bias can only be attributable to the quality of it's management team. If this is not the case, what is the explanation for their under-performance relative to the rest of the market over the past several years? Also, can you see any possible share price catalysts in the near future that may influence my decision to bail or not....thanks...Glenn
Read Answer Asked by Glenn on February 11, 2020
Q: I'm continuing to rebalance my portfolios. The above stocks are in my income portfolio and are less than full positions. Would you sell any of them? I have enough cash on hand to top up two of them. Which would you top up. (I hold 22 diverse stocks in this account)
Read Answer Asked by Rod on February 03, 2020
Q: hi there, currently own Dollarama and CSH.UN in my TFSA and was thinking of switching out and purchasing XEG for some energy exposure and HMMJ as both ETF's seem to be exhibiting some upside after a down year. What are your thoughts on this switch (based on your examination of where DOL and CSH.UN seem to be going from here)? Note, this only effects approximately 1.5% of my total portfolio so neither will represent a significant weighting. Thank you.
Read Answer Asked by Patrick on January 20, 2020
Q: I have two small positions in CSH.UN (1.3%) and SIS (1.0%), and I wanted to consolidate the invested capital into one holding. I consider them both to be investments within the healthcare space, which is part of the reason for consolidating these two holdings. I am strongly leaning towards selling CSH.UN and buying more SIS. Does this sound reasonable, or is there another option worth considering?
Read Answer Asked by Domenic on January 02, 2020
Q: Hello, if you had to buy either CSH.UN or NWH.UN today, which one of these two companies would you buy? Could you also compare their debt? I know one should not look at past performances, but over the last three years NWH.UN has done much better than CSH.UN. Would you say that NWH.UN is also indirectly related to health care? Thanks, Gervais
Read Answer Asked by Gervais on December 17, 2019
Q: Hello 5i,
I have owned CSH.UN for about 18 months, am getting frustrated by the lack of growth.
Am after a REIT for income in RRIF. Am considering SIA & GRT.UN as possible replacements. Will be a long time hold, am after a decent yield with some growth possibilities. What are your thoughts including any other alternatives in the space.
Thanks as always for your advice !
Steve
Read Answer Asked by STEVEN on December 06, 2019
Q: I bought CSH.UN a couple of years ago and have been extremely disappointed. As it has been flat, many other REITs have done well, and it even lags badly behind Sienna, its competitor, since my purchase. Are you aware of any particular reason for its (relatively) poor showing? Would you suggest that a long-term investor hang in, or move on? Thanks!
Read Answer Asked by James on December 02, 2019
Q: Comments on Chartwell's latest quarter please. It appears to be a 2020 story, which probably means late 2020 and into 2021 before the occupancy numbers start to improve. For those of us who hold CSH, what do you advise...buy more, hold as is or move on to something else? What are your plans for CSH within the income portfolio...you already have a 4.5% allocation...will you be topping it up or are you at your maximum allocation.

Thanks...Steve
Read Answer Asked by Stephen on November 11, 2019
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