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Investment Q&A

Not investment advice or solicitation to buy/sell securities. Do your own due diligence and/or consult an advisor.

Q: Hello, I'm 58 and debt free as of today. I have a small retirement savings in RRSP as well as LIRA. I have started a Questrade account with only one ETF, HHL, harvest Healthcare because of the good dividend. Should I continue with this one ETF ongoing or do you think I should look at other ETF's? I am happy with the projected return over the next few years but am open to hearing any suggestions that would improve my overall position? Thank you in advance.
Read Answer Asked by Domenic on March 10, 2023
Q: I would like i5R thoughts on how to invest this year’s RESP contribution. Withdraws will occur around 2038. I am trying to decide between, DOO, DOL, ATD, PET, XIC & XIU. Do you have any recommendations or should I just flip a coin. Thanks … Cal
Read Answer Asked by cal on January 31, 2023
Q: Hi Peter.
Can you suggest a few stocks/ETF's with good long term potential ?
Read Answer Asked by HARRY on January 09, 2023
Q: Hi, can you suggest a few ETF'S and covered call ETF'S to put in a self directed RRIF, providing income and some growth. I know you're not keen on giving specific portfolio construction, IE, everyones circumstances are different, I would really appreciate just a few ideas for core holdings.
Thank's James
Read Answer Asked by James on January 09, 2023
Q: Happy Holidays!! Two part question - What are your thoughts on index funds, I don’t think I see any in your portfolios.

I read some commentary sometimes how some “professional investors” say they are better than stocks, for as the stock market goes up the index funds will too, but stocks don’t always rise when the market does. I do see the counter argument there too.

And assuming you’re not opposed to them, you which ones would you recommend?

Please take 2-3 credits, as that was a long question.

Thanks,

Cam
Read Answer Asked by Cam on January 06, 2023
Q: Hi 5i Team,

I am in the process of setting up an investment account for my nephew and would like to stick to indexes for the time being until he is comfortable with individual equities.

Given the current market climate and your best guess, what % would you attribute in a portfolio (out of 100%) to the following indices: VFV, XQQ, XIC, IWO, XGRO. Please feel free to suggest any other index that was not mentioned in the list above.

Thank you!
Read Answer Asked by David on December 23, 2022
Q: My son is in a position now where he can start to make regular annual contributions to his RRSP. I want to help him set up a basic ETF portfolio that he can just add to every year for the foreseeable future.
He already owns small amounts of XIC and VFV. Would these be appropriate for this purpose? Would you add any others?

Thank you for your invaluable advice, as always!
Read Answer Asked by FJ on December 05, 2022
Q: If you currently had about 50% cash in your portfolio;

- how would you suggest investing the balance and over what time period?

i.e. 30% cash now, 30% in 2 months etc

Thank you for your input.
Read Answer Asked by Dick on November 24, 2022
Q: I am making the switch to holding ETFs in my RRSP instead of individual stocks to make it easier to manage. Can you recommend your top ETFs for a growth oriented investor who has a 10-15 year horizon and wants a globally diversified portfolio. I would like to limit this to less than 5 ETFs.

Thanks

Greg
Read Answer Asked by Gregory on November 15, 2022
Q: For someone retiring in 10 years and looking to withdraw capital gains (already have high dividend payers)over the span of their retirement, what mid and large cap equities/ ETFs , including USA, would you suggest, in a non registered account . Thank-you
Read Answer Asked by Albert on November 08, 2022
Q: Good morning, what ETF's would you advise for a new portfolio today. Mid age investor, including sector allocations please. TFSA and Non reg'd accounts

Thank you
Read Answer Asked by L on October 31, 2022
Q: Hi, looking to invest long term in one etf for income first , growth second. Would it really matter which one I pick ? I’m thinking zcn for lower mer and higher dividend.
What etf do you like for retired investors (include any other you might consider) Thanks,
Read Answer Asked by Brad on October 06, 2022
Q: 1.For Canadian coverage would you choose xic, vcn or xiu?
2.Would it be worth putting half the total amount in one of the above(xic, vcn, or xiu)and the other half in vdy?
3.For the U,S. allocation should I choose vig or spy which both require payment in u.s. dollars which I don't have, or would it be adequate to simply choose vun.

Thanks in advance. I plan to hold these allotments for many years and I appreciate dividends but do not need them for my living expenses.
Read Answer Asked by Astrid on September 20, 2022
Q: What are your thoughts on index funds and if you were to buy a few which ones would it be, following the Canadian and US exchanges?

Thanks
Read Answer Asked by Cam on August 31, 2022