Investment Q&A

Q: Please rank these stock for risk relative to US Tariffs from High to Low.....yes, wonder how defensive these US stocks are......Many thanks.....Tom

Q: My mortgage is coming due at a much higher rate than it has been for the past 5 years, so given the current economic uncertainty, I’ve decided to sell half of my unregistered portfolio to pay it off. I understand this will incur tax, and I’m prepared for that. Here are my holdings—please advise on the optimal order of selling to ensure the remaining portfolio is defensive, particularly against tariffs and economic uncertainty. I'm open to the cheese slicer method across some or all stocks. Please deduct credits as you see fit. Thank you!

Q: Please cpomment o Q results released today and going forward. Add,Hold or Sell. TYxs for u usual great services & views

Q: In their earnings report yesterday, Dream Industrial REIT indicated their net asset value per unit was $16.79. With a current unit price of only $11.96, the NAV is 40% higher than the current market price of the units. Is this large a discount to NAV unreasonable? Are the units really that undervalued? It trades at about 12 times FFO. Is that a cheap valuation and is that a more significant way of looking at the unit price than the net asset value?

Q: Hi,
I know interest rates are going down and I know the population of Canada may not grow as it did in the last few years. But how would you rate these reits in terms of their fundamentals, management, payout, and their risks. If you can rate from 1 to 10, 10 is the best, 1 is the worst.
Thank you

Q: Is now a good time to get into CDN REIT's. If so can you please select your top 3.
Thanks in advance.

Q: Looking at some Canadian mid cap stocks. How would you rank these 9 stocks for estimated total return potential over the next 5 years. BYD, DIR.UN, DOL, EQB, MEQ, PBH, STN, TFII, TIH. Thanks.

Q: Planning to buy one of these for a 3 to 5 year hold. Give me your ordering based on total return. Much appreciated. ram

Q: Good morning all; I've a two part question for you, First, the listed investments are in a RRIF. The current plan is to extract only dividend income, and have some modest stock growth.

I have funds for one more position and I'd like 3 of your suggestions that would add decent dividend income with modest growth of stock value.

Second question is about XLB. It was originally purchased as a post-inflation investment looking for some appreciation as rates declined. While Canada may get a bit more downward adjustment I believe Trump policy will be inflationary. What would be a sound replacement, meeting the dividend and growth goals for the account?

Thanks as always.

Dave

Q: Another question on my semi annual balancing exercise. With the understanding that the rest of my portfolio consists of conservative growth, dividend paying large caps and that I am looking at a 3 to 5 year time frame. Please indicate the those companies you would carry at a 5 % ish level, those that you would carry at a 2% to 3% level and those that you might not carry at all. Much appreciated ram

Q: I have most of our Reits in our TFSA accounts, which I understand really should be for more growth stocks. If I take a position with CHP.UN and put it in our margin account, do you know how much would be Dividend and how much is other income that is taxed differently? Does it make that much difference?
Reits have been out of favour recently and coming to year lows. Do you see this as a buying opportunity, or are you cautionary? Do you see more potential downside?
Thanks so much!

Q: Good Morning
You are recommending continuously DIR.UN as one of your favorite REITs.
I have noted that this Company has not increased their dividend since 2013.
Normally, we have been advised to avoid companies that have not increased their dividends for several years.
Isn't this fact a red flag that DIR.UN should be avoided ?
Thank you as always for your insight.

Q: From recent articles I've read, It appears that sentiment in REITS is shifting from residential and industrial to retail and senior housing.
I currently hold CAR.UN and DIR.UN. I find this hard to believe but should I be considering a switch to REI.UN and CSH.UN or something else that you support?

Carl

Q: Do you still like Dream Industrial Reit and if so why?
Also please give your opinion on Granite Reit.
Thank you
Margaret

Q: Hi 5i

Please as many questions as needed.

I am heavily invested in stocks and want to raise cash, putting more money into bonds. I have about 10% in Canadian oil and gas, 5% gold stocks, and about 13% in uranium stocks. I am going to hold my gold and uranium.

What allocation would you suggest for a retiree in terms of portfolio holdings of gas and oil?

I am concerned about the possible coming tarriffs and the effect on the Canadian ecomomy. Most of my holdings are Canadian. A lot of these are in dividend stocks. I have held them through the past few years but I do need to increase the allocation to conservative investments. I plan to reduce most by about 20% or consider outright sells. I currently prefer to reduce downside risk than worry about the upside.

Can you help me decide from the viewpoint of possible tarriffs and effect on the Canadian economy which are at risk the most. Could you class these as hold, reduce or sell. I will hold all my U.S. stocks which are about 15% of my portfolio and haven't listed those here.

Thank you for your very helpful advice.

Q: Hi, I have these two stocks in my rrif account. Thinking of selling my two losers DIR and TELUS, and putting it in ZMI.
DIR and TELUS don’t seem to be doing much, while ZMI has US holdings, is steadily increasing in price with a good dividend.
This would be for a 5+ year period.. your thoughts please.

Q: Hi Guys
Dream Industrial has been drifting lower all year, and hit a 52 week low. Seems to get no respect and yet everyone says increased Industrial space for logistics centres and data centres etc. are/will be needed. Is anything changed with this company fundamentally? Do you still like it into 2025?

Could you inform me what a realistic book value a share would be? And finally do you see it, like Pure Industrial, as a likely candidate for a takeout by a pension fund or private equity like Pure Industrial?

Thanks

Stuart

Q: I currently hold dir.un and Xdiv both are moving down. I thought they would perform better when Interest rates are going down.

Thanks for the great service

Q: Seasons Greetings to all at 5i, and fellow members as well!

Our Real Estate holdings include DIR.UN, FSV (thank you 5i for this stellar pick!), and XLRE. Portfolio Analytics indicates that we should increase weighting. I was considering adding to DIR.UN, or starting a new position in CHP.UN. If this was your portfolio, what would you do, or is there even a better opportunity? Thanks as always.

Q: Hello 5i
Given the intention to increase a position of any of these currently held for income (and growth as all being held long term), in what order would you suggest could be most beneficial considering all are currently underweight.
Thanks