Investment Q&A

Q: What are your thoughts on these two, what do you think of how management have handled the company in the last few years? Are these companies (overly?) reliant on interest rates?

Q: Recently you answered my question regarding US dividend WHT on Canadian domiciled ETF issues (Vanguard Canada, RBC Ishares etc) and noted that withholding taxes are owing on distributions since the Canadian ETF is simply holding the US ETF and the taxes would be levied when distributions are paid by the US ETF to the Canadian ETF.

Some follow up questions:
- I am assuming that the WHT would apply even if the Canadian ETF is held within a registered account?
- Does the WHT explain part of the difference in yield when comparing the US ETF and the Canadian ETF? For example - VIG yields 1.69% while VGG yields 1.17%. Assuming also that the higher MER on VGG also explains part of the yield difference??
- Given these factors - the WHT and higher MER - why would anyone choose the Canadian version of the same ETF. Further to this - In another question posed by Jacques - you point out that the Canadian ETF ZSP would be preferable to VFV since it holds the stocks directly and not thru the US ETF VOO....thereby avoiding WHT's for registered accounts. However - when you look at VOO - the yield is about 26 bp's higher than either VFV and ZSP....again why would you not just buy VOO.

Many thanks

Q: Hi 5i
NVO sp is currently down 21 % on negative news of clinical trials on new weight loss drug...Expected weight loss from clinical trial was 25% and drug delivered only 22.7%...
How do you view the market reaction and where do you think sp goes from here...would 5i Take any action on this news?

How would 5i expect these results to affect HIMS going forward and would 5i be interested in starting small position in HIMS...if so, at what price would you consider reasonable.
thx

Q: Just joined the 5i community. I am thinking about replacing some of the micro/small caps with some stocks in the growth portfolio. Which ones would you keep in order of preferences?

Q: What precious metals are known in the ring of fire in Ontario? And are top investments small cap or otherwise are there? Txs

Q: Good entry point for a long term position?

Q: Hello
you did mention that 50% of the earnings are from USA
if that is the case
what is a good entry point? it has been dropping
with the energy sector retreating
thanks
1-3 years outlook with Mr Trump's energy policy?
thanks
Michael

Q: I own HHL and LIFE (two separate accounts). They aren't looking too healthy lately. What are the likely reasons? Trump, cover calls, interest rates, time of year, etc?
Thank You, Merry Christmas

Q: Everybody knows about tax loss selling late in the calendar year, but I am wondering about the significance of tax GAIN selling in early January. People waiting to sell a stock until the next year in order to delay paying taxes. How much of an impact does this have on stock prices early in the year? What type of stock is more vulnerable to tax gain selling? Obviously, stocks that have large gains, but there are lots of those, and many continue to do well early in January. Do you have any thoughts on which stocks on the TSX might be likely to see share price weakness in early January due to tax gain selling? Does this type of share price weakness typically reverse itself fairly quickly?

Q: For a non -registered account what would be safer for longer hold and dividend ZMI or CT REIT ?

Q: This proposed sale of approx. 2/3 of Gear's (GXE) current oil production for only $110 million is a terrible offer for GXE (very nice for the buyer Cenevous (CVE) especially if they get the benefit of most of Gear's tax pools). GXE is virtually debt free and can afford to pay the existing dividend (currently yielding in excess of 11 per cent) so why is this new management team offering us such an awful deal? If this is the best deal they can make then they should just leave the company as it is. With no debt by early next year Gear could start to buy back shares and when those shares are yielding better than 10 per cent the reverse compounding effect is enormous. It would only cost about 13 million in free cash flow in 2025 to buy back 10 per cent of the float and with 10 per cent of the float gone the .5 cent per month dividend gets easier to easier to pay, right? The naysayers will say that if oil goes down a lot that the dividend is not sustainable, well I say, if you think oil is going to go down a lot then you should NOT buy any oil stocks, or better yet you should be brave and short the oil stocks. So watch your mail box and when you get the circular in the mail vote NO. My understanding is that if you don't vote then your shares are considered to be a vote in favor, right?

Q: Good morning
Sorry for the error in my previous question for income purposes what would be your choice between Hmax and Bank (evolve) and why .
thanks in advance Georges

Q: Anything on your radar to account for 100% in 6 months and 40 % move in 1 month? Last quarter missed expectations.

Thx

Q: What is the recommendation to own in a registered account? What is the difference between these 2 securities?

Q: Hello 5i,

I hold POU with 1/2 of the position covered called to June 2025 at a 14% higher strike. My question is the $12 Special Distribution Return of Capital & $3 Lump Sum dividend that was announced Dec 18/2024 priced into the stock? Another way to ask the question is will the stock price drop if $12 of return of capital occurs & $3 in dividends or should I try to buyback the covered call before it becomes ITM? I have no issues holding the stock longer term and would like to take advantage of the special distribution if possible.

Q: Someone sent me a useful update on PLUG just over a year ago - I would appreciate an update - inc current prospects - as it looks as though it might be making a base etc and I wondered if they had got their financing sorted. On PTK do you know who offered them financing and if they are a credible - and supportive - player.

Q: I am over weight on CSU, WXM, DSG, and SHOP and under weight AW, BEP.UN, KXS, BYD, PBH, and LMN. How would you rank these 6 where i'm under weight to add to in 2025? Are any recommended to hold or sell?

Q: I have these 2 in my dividend account. Between the 2 which would you sell for a tax loss?
Merry Christmas!

Q: Good afternoon,

The class action lawsuits against TD bank may require a very large payout to settle, is it not better to wait until they settle and then buy the stock?. TD has pleaded guilty to all the charges and will have to payout for sure.

Thanks,
George

Q: Good afternoon
As a follow up to your response regarding your preference to purchase BN in a CDN$ Non Registered account would it also be advantageous to journal the BN shares that I currently hold in my US$ Non Registered account to my CDN$ Non Registered account given the relatively low value of the CDN$ and journal them back to the US$ account when the CDN$ regains some of its recent loss in value?
Thank you and I’ll await your sage advice,
Francesco