Q: I would like to double my 2% position in MA to 4%. Does the recent pullback represent good value for a 3 year hold. I am more focused on conservative growth. Thank you
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Investment Q&A
Not investment advice or solicitation to buy/sell securities. Do your own due diligence and/or consult an advisor.
Q: Given the US gov action today regarding V and MC ….do you see any likelihood of some kind of contagion affecting GSY? Or is all the talk on the US side not likely to be a big deal.
As usual think you for your opinion.
As usual think you for your opinion.
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JPMorgan Chase & Co. (JPM)
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Mastercard Incorporated (MA)
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U.S. Bancorp (USB)
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Visa Inc. (V)
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Royal Bank of Canada (RY)
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Bank of Nova Scotia (The) (BNS)
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National Bank of Canada (NA)
Q: The most recent question I found on USB was August last year. What is your current opinion on USB? Can you compare it to Visa for total possible return over a 5 year period? I presently hold no US financials.
Thank you.
Thank you.
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Adobe Inc. (ADBE)
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Microsoft Corporation (MSFT)
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Booking Holdings Inc. (BKNG)
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Mastercard Incorporated (MA)
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Pfizer Inc. (PFE)
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UnitedHealth Group Incorporated (DE) (UNH)
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Visa Inc. (V)
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Ulta Beauty Inc. (ULTA)
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Airbnb Inc. (ABNB)
Q: My current exposure to the US market is through, ZQQ, VFV, VUN, VGG, and GOOG, AMZN, CVS, and BRK CDR’s. I would like to increase my US weighting and have CAD$150,000 to invest and am considering dividing this into equal amounts in V, MA, UNH, PFE, ADBE, and MSFT. Your thoughts on this approach and any other suggestions (5+ year holding period). Thanks!
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Apple Inc. (AAPL)
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Amazon.com Inc. (AMZN)
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Meta Platforms Inc. (META)
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Alphabet Inc. (GOOGL)
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Microsoft Corporation (MSFT)
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Netflix Inc. (NFLX)
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NVIDIA Corporation (NVDA)
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PayPal Holdings Inc. (PYPL)
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Walgreens Boots Alliance Inc. (WBA)
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Wynn Resorts Limited (WYNN)
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The Boeing Company (BA)
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Bank of America Corporation (BAC)
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BlackRock Inc. (BLK)
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Carnival Corporation (CCL)
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Salesforce Inc. (CRM)
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Delta Air Lines Inc. (DAL)
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The Walt Disney Company (DIS)
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Goldman Sachs Group Inc. (The) (GS)
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International Business Machines Corporation (IBM)
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JPMorgan Chase & Co. (JPM)
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Eli Lilly and Company (LLY)
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Mastercard Incorporated (MA)
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Morgan Stanley (MS)
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Pfizer Inc. (PFE)
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Royal Caribbean Cruises Ltd. (RCL)
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Visa Inc. (V)
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Wells Fargo & Company (WFC)
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Exxon Mobil Corporation (XOM)
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Alibaba Group Holding Limited American Depositary Shares each representing eight (BABA)
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Tencent Holdings Ltd. ADR (TCEHY)
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Veeva Systems Inc. Class A (VEEV)
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The Trade Desk Inc. (TTD)
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JD.com Inc. (JD)
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Roku Inc. (ROKU)
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DocuSign Inc. (DOCU)
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Taiwan Semiconductor Manufacturing Company Ltd. (TSM)
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Healthpeak Properties (DOC)
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National Health Investors Inc. (NHI)
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Zoom Video Communications Inc. (ZM)
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CrowdStrike Holdings Inc. (CRWD)
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Unity Software Inc. (U)
Q: Hi 5i Team,
I'm trying to clean up my US Portfolio so that I'm at 20-25 equities total. Please advise which 20-25 companies you would keep for a 5-10+ hold with balance/diversification but also some growth in mind.
I'm trying to clean up my US Portfolio so that I'm at 20-25 equities total. Please advise which 20-25 companies you would keep for a 5-10+ hold with balance/diversification but also some growth in mind.
Q: I have held Visa for many years and made some good capital gains. But the rules have been changing and companies allowing customers to pay by credit card are now allowed to charge those customers an extra 2-3% fee if they want to pay by credit card, in order to offset the fees charged to them by V and MA. Increasingly I am seeing restaurants, retailers and others tell me they will add 2-3% to my bill if I want to pay by credit card. I am seeing this more and more often when I make a purchase and it is causing me to prefer cash to credit, especially when the dollar amount of the purchase is quite substantial and the extra fee, accordingly, is also substantial. Even when the businesses I am dealing with are not charging me this extra amount, I am more inclined than I used to be to pay by cash if the retailer is a small business, just to help them reduce costs.
So my question is how much should I worry that this effect will snowball gradually over the next few years, with a negative effect on V and MA? Both stocks seemed to have plateaued recently. Is it time to replace my V with another stock and if so, what would you recommend as a suitable replacement?
So my question is how much should I worry that this effect will snowball gradually over the next few years, with a negative effect on V and MA? Both stocks seemed to have plateaued recently. Is it time to replace my V with another stock and if so, what would you recommend as a suitable replacement?
Q: Where can I find any information or the best write up you've seen on Mastercard or VISA's "value added services". Stuff outside of their payment network everyone knows about.
I basically only ever find information on the payment network and then descriptions of the value add stuff is super short and surface level only.
I basically only ever find information on the payment network and then descriptions of the value add stuff is super short and surface level only.
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Microsoft Corporation (MSFT)
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QUALCOMM Incorporated (QCOM)
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International Business Machines Corporation (IBM)
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Mastercard Incorporated (MA)
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Motorola Solutions Inc. (MSI)
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Oracle Corporation (ORCL)
Q: Hi Peter can you provide opinion on TDV etf. What are your thoughts of it price and quality?
Q: Your thoughts please about the merger with Discover and their competitiveness versus the dominance of Mastercard and Visa
Q: The dividend announcement seems to be well received. Can you comment on the implications of this if one plans to hold for the next 10+ years? Are there companies that you can use to parallel the potential future returns? Is Apple, Visa or MasterCard good proxy? Meta is likely to be aggressive in dividend increases.
Q: Hi 5i, I currently hold JPM in a registered account and I'm looking for more growth in the next 5 to 10 years. Which of the three listed has the best growth profile and is shareholder friendly. I want to stay in the financial sector and if you have a better idea, an idea listed as a CDR, please suggest. Thx.
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Apple Inc. (AAPL)
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Expedia Group Inc. (EXPE)
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Microchip Technology Incorporated (MCHP)
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VeriSign Inc. (VRSN)
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AbbVie Inc. (ABBV)
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Mastercard Incorporated (MA)
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McKesson Corporation (MCK)
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McCormick & Company Incorporated (MKC)
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Procter & Gamble Company (The) (PG)
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Fortive Corporation (FTV)
Q: Could you please give me the top 10 stocks with the highest ROCE 5 year average (Return on Capital Employed) on the TSX and the S&P? So, that would be 20 stocks in total. Thank you very much.
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Broadcom Inc. (AVGO)
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Alphabet Inc. (GOOG)
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Microsoft Corporation (MSFT)
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NVIDIA Corporation (NVDA)
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JPMorgan Chase & Co. (JPM)
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Mastercard Incorporated (MA)
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Constellation Software Inc. (CSU)
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Kinaxis Inc. (KXS)
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Shopify Inc. Class A Subordinate Voting Shares (SHOP)
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Advanced Micro Devices Inc. (AMD)
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Palo Alto Networks Inc. (PANW)
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Arista Networks Inc. (ANET)
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Cadence Design Systems Inc. (CDNS)
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Super Micro Computer Inc. (SMCI)
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Vertiv Holdings LLC Class A (VRT)
Q: JPM has had a decent run but I'm thinking of swapping it for Mastercard. Can I get your thoughts please?
Palo Alto has also been terrific, but I'm trying to add more AI into my portfolio. I'd like to sell it and find a new name, CDN or US. I own MSFT, AAPL, Salesforce, GOOG, Meta, NVDA, Constellation, Shopify and Kinaxis. I was thinking of Taiwan Semi, AMD or Broadcom, but can I get your thoughts please?
Palo Alto has also been terrific, but I'm trying to add more AI into my portfolio. I'd like to sell it and find a new name, CDN or US. I own MSFT, AAPL, Salesforce, GOOG, Meta, NVDA, Constellation, Shopify and Kinaxis. I was thinking of Taiwan Semi, AMD or Broadcom, but can I get your thoughts please?
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Mastercard Incorporated (MA)
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BRP Inc. Subordinate Voting Shares (DOO)
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Kinaxis Inc. (KXS)
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Premium Brands Holdings Corporation (PBH)
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Tamarack Valley Energy Ltd. (TVE)
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TerraVest Industries Inc. (TVK)
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Hammond Power Solutions Inc. Class A Subordinate Voting Shares (HPS.A)
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Aritzia Inc. Subordinate Voting Shares (ATZ)
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Trisura Group Ltd. (TSU)
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Copart Inc. (CPRT)
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WELL Health Technologies Corp. (WELL)
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Crocs Inc. (CROX)
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Axon Enterprise Inc. (AXON)
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Heico Corporation (HEI)
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CrowdStrike Holdings Inc. (CRWD)
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Nuvei Corporation Subordinate Voting Shares (NVEI)
Q: Hi,
These are some names that I hold that are smaller weights in my portfolio (<2%) and I would like to add to my positions. From comments, I think all of them are solid going forward and some have run hard, such as HPS.A, TVK, CRWD...The thing I've struggled with before is adding to names at the wrong time after they've had a good run and then the market turns and your gains turn into losses. How do you approach these situations and when do you decide to add to a starter position.
Would you be comfortable adding to any of these names at the current prices and can you rank which ones you would add to first?
With the market at record levels, I'm a bit more gun shy of doing so but I think on any market pullback, I would add to any of these names. Would you agree?
I remember a question you answered recently about increasing the avg. cost base vs the % of the position when adding. So for example, I bought HPS.A at $50 and now its $93 for a nice gain, however it's only 1.5% of my portfolio now. So if you are comfortable with a 3% position, do I just add now to get to that 3% even with the run that its had? Or wait for a nice pullback, which of course is impossible to predict. I try not to anchor prices and of course the buyers today are forward looking and expect good things to continue. How do you approach this? Thanks!
These are some names that I hold that are smaller weights in my portfolio (<2%) and I would like to add to my positions. From comments, I think all of them are solid going forward and some have run hard, such as HPS.A, TVK, CRWD...The thing I've struggled with before is adding to names at the wrong time after they've had a good run and then the market turns and your gains turn into losses. How do you approach these situations and when do you decide to add to a starter position.
Would you be comfortable adding to any of these names at the current prices and can you rank which ones you would add to first?
With the market at record levels, I'm a bit more gun shy of doing so but I think on any market pullback, I would add to any of these names. Would you agree?
I remember a question you answered recently about increasing the avg. cost base vs the % of the position when adding. So for example, I bought HPS.A at $50 and now its $93 for a nice gain, however it's only 1.5% of my portfolio now. So if you are comfortable with a 3% position, do I just add now to get to that 3% even with the run that its had? Or wait for a nice pullback, which of course is impossible to predict. I try not to anchor prices and of course the buyers today are forward looking and expect good things to continue. How do you approach this? Thanks!
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Mastercard Incorporated (MA)
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Moody's Corporation (MCO)
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Enbridge Inc. (ENB)
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Canadian Pacific Kansas City Limited (CP)
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TMX Group Limited (X)
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Fair Isaac Corporation (FICO)
Q: Hi ,
Can you please identify me with 3 US stocks and 3 canadian who have a monopoly over their business. ?
I already own CN . I hope it’s one of it?
Thanks. Alnoor
Can you please identify me with 3 US stocks and 3 canadian who have a monopoly over their business. ?
I already own CN . I hope it’s one of it?
Thanks. Alnoor
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PayPal Holdings Inc. (PYPL)
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Mastercard Incorporated (MA)
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Visa Inc. (V)
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Block Inc. Class A (SQ)
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Jack Henry & Associates Inc. (JKHY)
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Nuvei Corporation Subordinate Voting Shares (NVEI)
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Fiserv Inc. (FI)
Q: Hi 5i; I would like your assessment of Fiserv Inc. (FI). It has started to trend up off the lows of 2022 and I am back into positive territory but not certain this is still one to hold. I am interested in the outlook for this stock individually and whether you see it in the top quartile performer in a crowded and competitive space – electronic payments.
I’d also appreciate your comment on the Goodwill number on Sept 30th balance sheet; seems excessive?
Thanks very much.
I’d also appreciate your comment on the Goodwill number on Sept 30th balance sheet; seems excessive?
Thanks very much.
Q: Master or Visa ?
Q: Hello, it would seem that AXP has experienced a pullback and looks undervalued compared to its peers. Would you consider AXP a buy over MA and/or V ?
Q: I have a sizable capital loss for 2023 right now. I'm starting to think of selling some of my winners in my non-reg accounts to wipe that cap loss out this year. Three of the companies where I have capital gains are Hubspot, Mastercard, and The Trade Desk. What strategy would you recommend for me in selling some or all of these 3 positions to erase the capital loss. MA has been a longterm winner for me, but I worry about Fintech competitors eating into their business. I'd appreciate your insights on whether Hubspot has a rosy future or whether its best times are behind it. The Trade Desk is my most confident position, but, of course, I'd appreciate your opinion. Thanks!
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Alphabet Inc. (GOOG)
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Mastercard Incorporated (MA)
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Royal Bank of Canada (RY)
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WSP Global Inc. (WSP)
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TFI International Inc. (TFII)
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Thomson Reuters Corporation (TRI)
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Alimentation Couche-Tard Inc. (ATD)
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iShares S&P/TSX Capped Information Technology Index ETF (XIT)
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Vanguard Balanced ETF Portfolio (VBAL)
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Brookfield Corporation Class A Limited Voting Shares (BN)
Q: For a RESP rebuild with 5 years till 4 annual withdrawals start, to achieve a higher total return with lower volatility, do you think the above stocks will reach the intended goal. Thank you so much