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Investment Q&A

Not investment advice or solicitation to buy/sell securities. Do your own due diligence and/or consult an advisor.

Q: 5I team: Being a retired income investor and stuck on the nice yield for this fund I can still not be keen on it's substantial return of capital. Can you advise on a better alternative etf or fund for hands off solid yield as a replacement? Tks. Larry
Read Answer Asked by Larry on July 13, 2023
Q: I need assistance deciding which of these stocks I should put in a regular acct and which should be in a TFSA in other words, can you tell me if DIR.UN has a much higher taxable capital gains (and therefore should be ideally in a TFSA)?

Thanks
Read Answer Asked by Mark on July 13, 2023
Q: Could you please tell me what percentage each of these returns in capital gains? I'm trying to decide where to best position them between my TFSA and my regular accts.

Thank you
Read Answer Asked by Mark on July 11, 2023
Q: Hi, I'm slowly transitioning from a growth portfolio to a dividend portfolio for retirement, starting with positions in JEPI and JEPQ. Can you suggest a couple of US and a couple of Canadian ETFs with high dividends (+6%) that would complement these two? Thanks!
Read Answer Asked by TK on July 10, 2023
Q: What are the best dividend ETFs for Canadians to hold long term?
Read Answer Asked by Brucey on April 27, 2023
Q: From a dividend growth and overall return perspective, could you please rank the above etfs ? I do not need the income so my preference would go to HXT. Am I getting exposed to a lot more volatility in your opinion ?
Read Answer Asked by Paul on February 06, 2023
Q: I am looking for ETFs that trade on the TSX with a yield of at least 4-5%. From the income portfolio, I see CPD (preferreds) / CVD (convertible) / XHY (US HY) / ZRE (REITs), and I am also aware of ZWU (Utilities) / ZWB (Banks).

Are there any others that don't have much overlap with the above that you would recommend?
Read Answer Asked by Alexander on January 31, 2023
Q: Could you suggest a few dividend focused ETFs for a taxable account to 'park' money that will not be needed for a few years ? I purchased UTIL because I liked its holdings but am concerned about its trading volume. I already own XEI and ZDV.
Read Answer Asked by Paul on September 07, 2022
Q: I'm looking to increase the dividends in my portfolio and wonder if there is an ETF that you would recommend for dividends?

thanks as always,
Paula
Read Answer Asked by Paula on August 22, 2022
Q: Hi 5i,
In regards to XEI and VDY ETF's.
I looked at their T3's for the last couple of years using the CDS services site
and found that: XEI seems to consistently have ROC and for VDY it is inconsistent from year to year. These are supposed to be Canadian equity income ETF's so why do they pay a portion of their distribution as ROC? Can you help explain why this might be happening to other ETF's?
Read Answer Asked by Ian on July 12, 2022
Q: Given the possibility of a recession and the certainty of volatility for the next couple years, can you give me 4 CDN and 4 US stocks/etf's, you think might provide some safety and reliable, albeit moderated returns? The equities I've listed are my ideas.
Read Answer Asked by Graeme on May 20, 2022
Q: I have a relatively small RESP portfolio that will have to change to an RRIF. I would like the RRIF to be able to generate enough dividends to cover the required withdrawals. If that is possible. Can you tell me your top ten highest dividend-paying Canadian companies or maybe even better ETFs or a combination that you would be comfortable owning?

Thank you.
David
Read Answer Asked by David on March 15, 2022
Q: My wife has set up a small non registered account. She has chosen the above ETF's. She would like to add an ETF that covers the Dow Jones. Long term hold. Your suggestions. Thanks
Read Answer Asked by David on January 07, 2022
Q: Hi,

I need a good dividend energy stock, with some growth, and limited volatility, for the next couple years? Can you give me 2 of your favourite CDN and 2 US picks?
Read Answer Asked by Graeme on January 06, 2022
Q: Am looking to invest in a Canadian Dividend ETF.
I have researched the above ETF's, they all have pros & cons.
Am leaning slightly towards VDY at this point.
Criteria: Will be in a non-registered account, am after monthly dividend income with
some moderate growth potential. Am not overly concerned with a high weighting in financials, ideally would have a lower MER but am after solid 3-5 year growth.
If forced to choose one only, which ETF would you recommend?
Thanks for the great service,
Steve
Read Answer Asked by STEVEN on November 11, 2021
Q: As retirees we hold XEI and XTR for the Cdn income generation portion of our portfolio . Recently I discovered that there is also XDIV which has a much lower MER. Would you endorse moving completely out of XEI and XTR to XDIV instead?
Read Answer Asked by M on October 06, 2021
Q: Is this ETF a safe way to invest in the banking sector in a RRIF account for income and some growth and do you believe the strategy used by this ETF can outperform other ETF such as ZWB or ZEB. Can you suggest a couple of alternatives ETF that are more appropriate for a RRIF or do you feel it is better to just own the individual banks.
Read Answer Asked by Joseph on August 04, 2021
Q: If you were adding a dividend producing ETF to a pipeline, insurance and bank-focused portfolio (North American bias), which ETF would you use for:
a) dividend/total return
b) diversification?
Read Answer Asked by David on July 26, 2021
Q: I am looking for retirement monthly cash flow to supplement retirement. Can you please recommend some etfs and dividend aristocrats. About $400,000.
thank you.
Read Answer Asked by Pradip on July 09, 2021
Q: I currently have all 4 of these etf's in my tfsa. Would you think that some of these etf's are holding the same companies, if so which one would you suggest i keep and which ones would you say i sell. And if there any other ones would you suggest i replace them with. THANKS GUYS
Read Answer Asked by wilson on June 10, 2021
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