Q: For a conservative investor, given the volatility expectations for the next few years, would you replace JEPI in the RRSP account with FT Vest Laddered Buffer ETF (BUFR)? As this is RRSP, only the total return (as opposed to income) matters. It appears that BUFR has outperformed JEPI in both bull and bear markets, and JEPI only outperforms when we have non-trending markets with low volatility. Your thoughts?

Q: I am looking to increase dividend income, while preserving capital. In a US Rif, of the two mentioned, which to own? Jepi seems more stable with a lower Mer but lower yield. Spyi higher Mer but outsized yield.
Both seem to employ complicated strategies to obtain yield; what are the downsides here.

Q: Hi there! Why does the US dividend Ex Date show as APRIL 1 and the CDR show it as MAY 1???? Would this be the same for all CDRs?

Thanks!