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Investment Q&A

Not investment advice or solicitation to buy/sell securities. Do your own due diligence and/or consult an advisor.

Q: GSY: From 80,6$ to 36,5$.
Possibility of ±120% if going back to higher price

DOO: From 75,4$ to 29,3$
Possibility of ±157% if going back to higher price

AC: From 52,7$ to 15,5$
Possibility of ±240% if going back to higher price

1) Which one have the most chance at getting back to the higher price the fastest?
2) For a 12-18 month time frame, which one could recover faster?
Read Answer Asked by Olivier on March 18, 2020
Q: Hi,
What is their balance sheet?
Would you start buying them and in what order?

Thanks,
Milan
Read Answer Asked by Milan on March 18, 2020
Q: Hi Team,
Two part question, charge me accordingly:

For a US growth tech stock, what are your thoughts on Twilo? I own it, and I am down 32% on it. I realize the markets are in turbulence, but even before that it has been underperforming my other tech holdings since last quarter. Is there something changing with its growth story here, or is it simply a valuation catch up issue combined with last quarters results? When I bought it I was under the impression that they are in long term, secular growth trend here with their sms messaging business and as such. Should I continue to hold or should I be trading it in for a better name in the sector? Suggestions?

Also....what are your thoughts on GSY at the moment? Is it just me or is it one of the most compelling growth stories with dividend on the tsx right now, especially at current valuations? I am thinking its fall has been "unjustified" at this point and cannot see so far how this coronavirus would essentially hurt their business (being this is a virus scare slowdown and not a financial crisis) . If anything, perhaps improve it. We have lowered interest rates which should help boost margins possibly, and fiscal stimulus coming down the pipe. Just wanted your thoughts before adding more to my position here. I added on the way down at 65 (too early), and am thinking of adding more. I am not really worried about weighting at this point. My time frame is for the long term here (20yrs). Thanks,

Shane.
Read Answer Asked by Shane on March 16, 2020
Q: Need to add to the financial sector. Prefer an alternative to banks and insurance because of dealing interest rates. I already have BAM.A
Ideas?
Read Answer Asked by Doug on March 16, 2020
Q: Hi Peter and Ryan,
I am looking to take advantage from the current market dip and add the the above securities and ETF to my RRSP Portfolio. My time frame is 5 to 10 years. with adding the above I will be having all the 5i balanced portfolio stocks included. In addition I am adding some ETF and other stock that I think it can help my portfolio. Appreciate you advise of which stock look good at this time to buy (please rank). Is there any of the list I should avoid. Do you have other suggestions for good quality stocks and ETF (in the US and Canada) that have a good growth potential.
Thanks,
YR
Read Answer Asked by Yousef on March 11, 2020
Q: Hi,
Would you start buying these and in what order?
Thank you for great service.

Milan
Read Answer Asked by Milan on March 11, 2020
Q: Appreciate your report today on recommended stocks to track in this time of turmoil. Above is what additionally interests me and can't believe BMO @ $75.00 Could you review your thoughts for each going forward & thanks!
Read Answer Asked by Bruce on March 11, 2020
Q: Good morning,

Can you quickly remind me how low (or declining) interest rates effect these companies? I'm curious if they, generally speaking, are positively or negatively impacted. I feel like they all benefit (money is cheaper for them to borrow for acquisitions - BAM, or loans - GSY), but I'm not too sure, especially with ECN.

Thx,
Read Answer Asked by Cameron on March 11, 2020
Q: Hello Peter and Co,
My 20 year old grandson has opened a TFSA with $22000 in cash, and is asking for advice how to start investing. Our suggestion is that he put a fairly large amount into an index fund ETF, such as VFV, and then buy several individual stocks with the rest. They would be small positions (~$2500 per stock) but a good way for him to start learning, and with markets down, the timing seems quite fortuitous.
He is considering the following:
100 shares VFV: ~$7500
40 shares GSY: ~$2500
35 shares BEP.UN: ~$2500
1 share AMZN: ~$2500 (CAD)
7 shares NVDA: ~$2500 (CAD)
200 shares VET: ~$2500
-------------------------------
TOTAL: ~$20000

We had also suggested CSU, SHOP, KXS, PKI, TTD, GOOG, AAPL, ROKU, FB

What do you think of the above approach, and what changes might you suggest? I realize VET stands out as quite risky, but should probably do well long term.
Are there any sectors or stocks or ETF that you would suggest adding/replacing? Obviously he has a multi-decade time horizon.
Thanks for your sage advice!
Read Answer Asked by Ed on March 09, 2020
Q: Was thinking of buying GSY in TFSA now that it has dropped to the 53$ mark. My only real concern is that we go into a recession and loan losses increase. Seems that their loans go towards higher risk borrowers and with possible job losses / lay-offs during a recession the ability to repay these loans decreases. Am I thinking correctly?
Read Answer Asked by Rudy on March 09, 2020
Q: I currently own BNS, BAM and GSY in my Canadian equity portfolio for a total weight in the financial space of about 12%. I am wondering if you would currently favour a switch to SLF from BNS, especially if I could crystallize a taxable loss?

Also a comment about the questions on market timing that you have recently received. If you are reacting to volatile markets it may simply be that you are not as risk tolerant as you believe!
Read Answer Asked by Paul on March 06, 2020
Q: An investing strategy question for a TFSA where growth is the primary concern, the investing horizon is 5+ years and I’m comfortable with risk. About 18 months ago, market turmoil resulted in me going all to cash in my TFSA. I have since returned to growth stocks and have learned to better weather the volitility that comes with them. Today I’m wrestling with the same capital preservation vs ride it out scenario as many investors. My question is what advice would you provide given my growth objectives. I’m considering selling CSU and GSY simply because I have nice profits, while keeping PHO because I’m down 30% and would rather not sell at a discount. Does this make sense or am I selling 2 winners and keeping a loser that might drop much further as the economy slows? Is selling PHO the better capital preservation move? BTW, I’m open to not selling anything in this market as you frequently advise the best move is sometimes no move. I guess I’m wondering what your thought process would be in scenarios such as this. Thank you for all of your guidance, at times like this it’s invaluable!
Read Answer Asked by Warren on March 06, 2020
Q: Hi, I would appreciate if you can suggest few names outside oil & gas or mining sector which are a buying opportunity today due to market sell off.
Thanks
Read Answer Asked by Harpinder on February 27, 2020
Q: Hi guys, I own the following with the respective total portfolio weightings. My TFSA is all CDN and RRSP is a mix of USD/CDN. When I rebalance, should I try and rebalance with respect to % of TFSA and % of RRSP or rebalance each holding as a percent of overall portfolio? If the latter, I would consolidate some of the holdings in my TFSA to bump up the individual weightings. Are there any obvious adjustments that I should make? I’m heavy on AAPL but have sold so much of it over the years I’m very tempted to let the remaining shares ride.
Please deduct as many credits as you see fit and many thanks for the excellent service you provide. The Q/A is invaluable as are the periodic market summaries. You’ve pulled me away from the panic button many, many times.
RESP:
VFV 1.30%
RRSP:
GOOG 4.78%
AYX 3.77%
AAPL 11.77%
BNS 5.26%
ENB 5.50%
GH 3.69%
XQQ 6.23%
JPM 4.80%
GUD 1.63%
NVDA 5.91%
DIS 3.25%
VXC 24.23%
TFSA:
ATD.B 1.96%
CAE 1.30%
WEED 0.48%
CSU 2.73%
GSY 1.94%
GC 1.59%
KXS 1.42%
LSPD 1.80%
MX 0.67%
PHO 1.14%
SHOP 2.69%
Read Answer Asked by Mark on February 19, 2020
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